Compare Galena, OH Car Insurance Rates (2021)

Car insurance in Galena, OH averages $242 a month. Galena, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Galena car insurance rates, compare quotes from the top car insurance companies in Galena, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Galena for teen drivers is USAA
  • The cheapest car insurance company in Galena is USAA
  • Average car insurance rates in Galena, OH after a DUI are $3,377/year

If you need to buy Galena, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Galena, OH is right here.

You’ll find Galena car insurance rates, the cheapest Galena, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Galena, Ohio car insurance rates to Lorain car insurance rates, Dayton car insurance rates, and Cincinnati car insurance rates.

Ready to find affordable Galena, OH car insurance today? Enter your ZIP code for fast, free Galena car insurance quotes.

Cheapest Galena, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Galena, OH car insurance rates? Every Galena, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Galena, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,171 $2,153 $1,964 $2,098 $6,200 $7,120 $2,268 $2,413
American Family $935 $970 $855 $858 $2,917 $3,166 $1,158 $1,220
Farmers $1,917 $1,907 $1,688 $1,782 $8,581 $8,906 $2,150 $2,239
GEICO $1,322 $1,286 $1,248 $1,266 $3,588 $3,336 $1,468 $1,238
Liberty Mutual $1,993 $2,175 $1,533 $1,861 $10,475 $11,837 $2,118 $2,317
Nationwide $2,330 $2,340 $2,103 $2,116 $6,055 $7,796 $2,496 $2,902
Progressive $1,813 $1,707 $1,511 $1,558 $8,118 $9,130 $2,181 $2,251
State Farm $1,672 $1,672 $1,500 $1,500 $5,294 $6,650 $1,944 $2,229
Travelers $1,442 $1,463 $1,438 $1,431 $6,383 $10,118 $1,508 $1,708
USAA $862 $869 $821 $820 $2,665 $2,966 $1,152 $1,243

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Minimum Car Insurance in Galena, OH

Every driver must carry the minimum car insurance in Galena, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Galena, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Galena, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Galena, OH. Compare credit history car insurance rates in Galena from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Galena, Ohio

Insurance Company Poor Fair Good
Allstate $4,226 $3,091 $2,578
American Family $2,006 $1,367 $1,156
Farmers $4,121 $3,493 $3,325
GEICO $2,211 $1,844 $1,477
Liberty Mutual $6,146 $3,768 $2,952
Nationwide $4,248 $3,419 $2,884
Progressive $3,965 $3,429 $3,207
State Farm $4,002 $2,472 $1,948
Travelers $3,555 $3,102 $2,902
USAA $1,849 $1,309 $1,116

Cheapest Galena, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Galena, OH to rates for a clean record with top companies.

Annual Galena, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,757 $3,343 $3,959 $3,134
American Family $1,446 $1,531 $1,531 $1,531
Farmers $3,004 $3,875 $3,778 $3,928
GEICO $1,246 $1,807 $2,635 $1,688
Liberty Mutual $3,604 $4,623 $4,724 $4,204
Nationwide $2,820 $3,585 $4,547 $3,117
Progressive $3,045 $4,149 $3,241 $3,701
State Farm $2,554 $3,061 $2,808 $2,808
Travelers $2,342 $3,061 $4,621 $2,722
USAA $1,095 $1,468 $1,923 $1,213

Cheapest Galena, OH Car Insurance for Teen Drivers

Teen car insurance in Galena, OH can be expensive. Take a look at rates from the top car insurance companies in Galena for teenagers.

Annual Car Insurance Rates for Teen Drivers in Galena, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,200 $7,120
American Family $2,917 $3,166
Farmers $8,581 $8,906
GEICO $3,588 $3,336
Liberty Mutual $10,475 $11,837
Nationwide $6,055 $7,796
Progressive $8,118 $9,130
State Farm $5,294 $6,650
Travelers $6,383 $10,118
USAA $2,665 $2,966

Cheapest Galena, OH Car Insurance for Seniors

Take a look at Galena, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Galena, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,964 $2,098
American Family $855 $858
Farmers $1,688 $1,782
GEICO $1,248 $1,266
Liberty Mutual $1,533 $1,861
Nationwide $2,103 $2,116
Progressive $1,511 $1,558
State Farm $1,500 $1,500
Travelers $1,438 $1,431
USAA $821 $820

Cheapest Galena, OH Car Insurance Rates After a DUI

A DUI in Galena, OH increases car insurance rates. Compare Galena, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Galena, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,959
American Family $1,531
Farmers $3,778
GEICO $2,635
Liberty Mutual $4,724
Nationwide $4,547
Progressive $3,241
State Farm $2,808
Travelers $4,621
USAA $1,923

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Cheapest Galena, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Galena, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Galena, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,298 $3,298
American Family $1,492 $1,528
Farmers $3,646 $3,646
GEICO $1,814 $1,875
Liberty Mutual $4,289 $4,289
Nationwide $3,517 $3,517
Progressive $3,534 $3,534
State Farm $2,737 $2,878
Travelers $3,186 $3,186
USAA $1,371 $1,478

The Best Cheap Car Insurance Companies in Galena, OH

Take a look at a side-by-side comparison of the top car insurance companies in Galena, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Galena, Ohio

Insurance Company Average Annual Rates
Allstate $3,298
American Family $1,510
Farmers $3,646
GEICO $1,844
Liberty Mutual $4,289
Nationwide $3,517
Progressive $3,534
State Farm $2,808
Travelers $3,186
USAA $1,425

Category Winners: Cheapest Car Insurance in Galena, Ohio

Find the cheapest car insurance companies in Galena, OH for each category right here.

Best Annual Car Insurance Rates by Company in Galena, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Galena, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Galena car insurance rates. Find the cheapest Galena, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Galena, Ohio

Insurance Company Low Medium High
Allstate $3,206 $3,293 $3,396
American Family $1,486 $1,522 $1,522
Farmers $3,453 $3,595 $3,891
GEICO $1,784 $1,836 $1,912
Liberty Mutual $4,136 $4,310 $4,420
Nationwide $3,885 $3,409 $3,258
Progressive $3,429 $3,510 $3,662
State Farm $2,664 $2,817 $2,942
Travelers $3,101 $3,227 $3,231
USAA $1,365 $1,423 $1,486

What affects car insurance rates in Galena, Ohio?

What factors can have an impact on Galena, OH car insurance? There are several reasons why Galena car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Galena, Ohio.

Commute Time in Galena

The more time you spend in your car the higher the risk of an accident. The average commute length in Galena, OH is 29.1 minutes according to City-Data.

Compare Car Insurance Quotes in Galena, OH

Ready to find affordable Galena, Ohio car insurance today? Enter your ZIP code for fast, free Galena, OH car insurance quotes.

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