Compare Gales Ferry, CT Car Insurance Rates (2021)

Car insurance in Gales Ferry, CT averages $351 a month. Gales Ferry, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Gales Ferry car insurance rates, compare quotes from the top car insurance companies in Gales Ferry, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gales Ferry, CT after a DUI are $5,065/year
  • Average car insurance rates in Gales Ferry, CT are $4,216/year
  • The cheapest car insurance company in Gales Ferry for teen drivers is GEICO

If you need to buy Gales Ferry, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Gales Ferry, CT is right here.

You’ll find Gales Ferry car insurance rates, the cheapest Gales Ferry, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Gales Ferry, Connecticut car insurance rates to Norwalk car insurance rates, Meriden car insurance rates, and Waterbury car insurance rates.

Ready to find affordable Gales Ferry, CT car insurance today? Enter your ZIP code for fast, free Gales Ferry car insurance quotes.

Cheapest Gales Ferry, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gales Ferry, CT car insurance rates? Every Gales Ferry, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gales Ferry, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,309 $3,286 $3,038 $3,251 $10,031 $11,836 $3,479 $3,672
GEICO $1,892 $1,897 $1,755 $1,769 $4,325 $5,129 $1,825 $1,774
Liberty Mutual $3,288 $3,570 $2,530 $3,109 $16,452 $18,524 $3,334 $3,639
Nationwide $2,151 $2,175 $1,935 $2,028 $5,929 $7,512 $2,492 $2,677
Progressive $2,650 $2,467 $2,259 $2,352 $11,065 $12,269 $3,024 $3,388
State Farm $1,649 $1,649 $1,516 $1,516 $4,952 $6,221 $1,851 $2,121
Travelers $1,686 $1,712 $1,674 $1,669 $12,666 $20,352 $1,831 $2,078
USAA $1,667 $1,649 $1,556 $1,535 $5,209 $5,466 $2,223 $2,302

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Minimum Car Insurance in Gales Ferry, CT

Every driver must carry the minimum car insurance in Gales Ferry, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Gales Ferry, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Gales Ferry, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gales Ferry, CT. Compare credit history car insurance rates in Gales Ferry from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gales Ferry, Connecticut

Insurance Company Poor Fair Good
Allstate $6,657 $5,046 $4,010
GEICO $3,700 $2,234 $1,703
Liberty Mutual $9,658 $6,022 $4,737
Nationwide $4,446 $2,991 $2,650
Progressive $5,369 $4,818 $4,615
State Farm $3,729 $2,394 $1,929
Travelers $6,201 $5,163 $5,011
USAA $3,563 $2,412 $2,126

Cheapest Gales Ferry, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gales Ferry, CT to rates for a clean record with top companies.

Annual Gales Ferry, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,468 $5,498 $6,516 $4,468
GEICO $1,615 $2,113 $4,473 $1,982
Liberty Mutual $5,962 $7,465 $7,388 $6,409
Nationwide $2,743 $3,570 $4,084 $3,052
Progressive $4,209 $6,111 $4,428 $4,989
State Farm $2,501 $2,745 $2,745 $2,745
Travelers $4,397 $4,761 $6,919 $5,756
USAA $2,101 $2,635 $3,967 $2,101

Cheapest Gales Ferry, CT Car Insurance for Teen Drivers

Teen car insurance in Gales Ferry, CT can be expensive. Take a look at rates from the top car insurance companies in Gales Ferry for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gales Ferry, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,031 $11,836
GEICO $4,325 $5,129
Liberty Mutual $16,452 $18,524
Nationwide $5,929 $7,512
Progressive $11,065 $12,269
State Farm $4,952 $6,221
Travelers $12,666 $20,352
USAA $5,209 $5,466

Cheapest Gales Ferry, CT Car Insurance for Seniors

Take a look at Gales Ferry, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gales Ferry, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,038 $3,251
GEICO $1,755 $1,769
Liberty Mutual $2,530 $3,109
Nationwide $1,935 $2,028
Progressive $2,259 $2,352
State Farm $1,516 $1,516
Travelers $1,674 $1,669
USAA $1,556 $1,535

Cheapest Gales Ferry, CT Car Insurance Rates After a DUI

A DUI in Gales Ferry, CT increases car insurance rates. Compare Gales Ferry, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gales Ferry, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,516
GEICO $4,473
Liberty Mutual $7,388
Nationwide $4,084
Progressive $4,428
State Farm $2,745
Travelers $6,919
USAA $3,967

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Cheapest Gales Ferry, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gales Ferry, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gales Ferry, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,238 $5,238
GEICO $2,508 $2,584
Liberty Mutual $6,806 $6,806
Nationwide $3,362 $3,362
Progressive $4,934 $4,934
State Farm $2,618 $2,750
Travelers $5,458 $5,458
USAA $2,669 $2,733

The Best Cheap Car Insurance Companies in Gales Ferry, CT

Take a look at a side-by-side comparison of the top car insurance companies in Gales Ferry, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gales Ferry, Connecticut

Insurance Company Average Annual Rates
Allstate $5,238
GEICO $2,546
Liberty Mutual $6,806
Nationwide $3,362
Progressive $4,934
State Farm $2,684
Travelers $5,458
USAA $2,701

Category Winners: Cheapest Car Insurance in Gales Ferry, Connecticut

Find the cheapest car insurance companies in Gales Ferry, CT for each category right here.

Best Annual Car Insurance Rates by Company in Gales Ferry, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Gales Ferry, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gales Ferry car insurance rates. Find the cheapest Gales Ferry, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gales Ferry, Connecticut

Insurance Company Low Medium High
Allstate $4,983 $5,232 $5,498
GEICO $2,363 $2,514 $2,761
Liberty Mutual $6,565 $6,761 $7,091
Nationwide $3,424 $3,388 $3,276
Progressive $4,580 $4,889 $5,334
State Farm $2,519 $2,688 $2,845
Travelers $5,082 $5,423 $5,870
USAA $2,528 $2,703 $2,871

What affects car insurance rates in Gales Ferry, Connecticut?

What factors can have an impact on Gales Ferry, CT car insurance? There are several reasons why Gales Ferry car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gales Ferry, Connecticut.

Commute Time in Gales Ferry

The more time you spend in your car the higher the risk of an accident. The average commute length in Gales Ferry, CT is 20.6 minutes according to City-Data.

Compare Car Insurance Quotes in Gales Ferry, CT

Ready to find affordable Gales Ferry, Connecticut car insurance today? Enter your ZIP code for fast, free Gales Ferry, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State