Compare Galien, MI Car Insurance Rates (2021)

Car insurance in Galien, MI averages $730 a month. Galien, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Galien car insurance rates, compare quotes from the top car insurance companies in Galien, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Galien for teen drivers is USAA
  • The cheapest car insurance company in Galien is USAA
  • Average car insurance rates in Galien, MI after a DUI are $14,534/year

If you need to buy Galien, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Galien, MI is right here.

You’ll find Galien car insurance rates, the cheapest Galien, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Galien, Michigan car insurance rates to Grand Rapids car insurance rates, Ann Arbor car insurance rates, and Warren car insurance rates.

Ready to find affordable Galien, MI car insurance today? Enter your ZIP code for fast, free Galien car insurance quotes.

Cheapest Galien, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Galien, MI car insurance rates? Every Galien, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Galien, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,600 $14,600 $13,590 $13,590 $36,020 $36,020 $15,375 $15,375
Farmers $3,663 $3,663 $3,418 $3,418 $8,217 $8,217 $4,122 $4,122
GEICO $3,306 $3,306 $3,398 $3,398 $9,596 $9,596 $3,165 $3,165
Liberty Mutual $12,179 $12,179 $12,062 $12,062 $28,240 $28,240 $12,179 $12,179
Nationwide $4,901 $4,901 $4,360 $4,360 $13,163 $13,163 $5,390 $5,390
Progressive $2,735 $2,547 $2,427 $2,693 $10,130 $10,838 $3,180 $2,957
State Farm $6,651 $6,651 $6,193 $6,193 $23,471 $23,471 $7,808 $7,808
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,721 $2,559 $2,563 $2,408 $6,659 $6,279 $3,302 $3,142

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Minimum Car Insurance in Galien, MI

Every driver must carry the minimum car insurance in Galien, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Galien, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Galien, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Galien, MI. Compare credit history car insurance rates in Galien from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Galien, Michigan

Insurance Company Poor Fair Good
Allstate $30,165 $16,740 $12,783
Farmers $6,388 $4,251 $3,926
GEICO $6,248 $4,601 $3,749
Liberty Mutual $25,550 $14,772 $8,173
Nationwide $8,730 $6,567 $5,565
Progressive $5,388 $4,557 $4,121
State Farm $17,886 $9,054 $6,152
Travelers $6,813 $6,608 $6,525
USAA $5,540 $3,168 $2,404

Cheapest Galien, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Galien, MI to rates for a clean record with top companies.

Annual Galien, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,604 $12,880 $43,593 $13,507
Farmers $4,080 $5,197 $5,130 $5,013
GEICO $1,696 $3,632 $10,981 $3,155
Liberty Mutual $11,060 $13,540 $25,747 $14,313
Nationwide $5,932 $7,980 $7,214 $6,689
Progressive $3,989 $5,217 $4,688 $4,859
State Farm $6,983 $8,391 $18,247 $10,503
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,977 $3,723 $4,873 $3,244

Cheapest Galien, MI Car Insurance for Teen Drivers

Teen car insurance in Galien, MI can be expensive. Take a look at rates from the top car insurance companies in Galien for teenagers.

Annual Car Insurance Rates for Teen Drivers in Galien, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,020 $36,020
Farmers $8,217 $8,217
GEICO $9,596 $9,596
Liberty Mutual $28,240 $28,240
Nationwide $13,163 $13,163
Progressive $10,130 $10,838
State Farm $23,471 $23,471
Travelers $13,395 $13,395
USAA $6,659 $6,279

Cheapest Galien, MI Car Insurance for Seniors

Take a look at Galien, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Galien, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,590 $13,590
Farmers $3,418 $3,418
GEICO $3,398 $3,398
Liberty Mutual $12,062 $12,062
Nationwide $4,360 $4,360
Progressive $2,427 $2,693
State Farm $6,193 $6,193
Travelers $3,858 $3,858
USAA $2,563 $2,408

Cheapest Galien, MI Car Insurance Rates After a DUI

A DUI in Galien, MI increases car insurance rates. Compare Galien, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Galien, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $43,593
Farmers $5,130
GEICO $10,981
Liberty Mutual $25,747
Nationwide $7,214
Progressive $4,688
State Farm $18,247
Travelers $10,331
USAA $4,873

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Cheapest Galien, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Galien, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Galien, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,896 $19,896
Farmers $4,855 $4,855
GEICO $4,758 $4,974
Liberty Mutual $15,619 $16,711
Nationwide $6,954 $6,954
Progressive $4,688 $4,688
State Farm $10,728 $11,333
Travelers $6,611 $6,686
USAA $3,662 $3,747

The Best Cheap Car Insurance Companies in Galien, MI

Take a look at a side-by-side comparison of the top car insurance companies in Galien, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Galien, Michigan

Insurance Company Average Annual Rates
Allstate $19,896
Farmers $4,855
GEICO $4,866
Liberty Mutual $16,165
Nationwide $6,954
Progressive $4,688
State Farm $11,031
Travelers $6,649
USAA $3,704

Category Winners: Cheapest Car Insurance in Galien, Michigan

Find the cheapest car insurance companies in Galien, MI for each category right here.

Best Annual Car Insurance Rates by Company in Galien, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Galien, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Galien car insurance rates. Find the cheapest Galien, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Galien, Michigan

Insurance Company Low Medium High
Allstate $19,285 $19,950 $20,453
Farmers $4,750 $4,846 $4,969
GEICO $4,510 $4,818 $5,270
Liberty Mutual $15,685 $16,118 $16,693
Nationwide $7,234 $6,848 $6,779
Progressive $4,547 $4,695 $4,823
State Farm $10,448 $11,102 $11,541
Travelers $6,575 $6,656 $6,715
USAA $3,584 $3,715 $3,814

What affects car insurance rates in Galien, Michigan?

What factors can have an impact on Galien, MI car insurance? There are several reasons why Galien car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Galien, Michigan.

Car Theft in Galien

High levels of vehicle theft can make car insurance more expensive. Galien, MI car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Galien

The more time you spend in your car the higher the risk of an accident. The average commute length in Galien, MI is 25.5 minutes according to City-Data.

Compare Car Insurance Quotes in Galien, MI

Ready to find affordable Galien, Michigan car insurance today? Enter your ZIP code for fast, free Galien, MI car insurance quotes.

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