Compare Gallina, NM Car Insurance Rates (2021)

Car insurance in Gallina, NM averages $313 a month. Gallina, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Gallina car insurance rates, compare quotes from the top car insurance companies in Gallina, NM.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Gallina for teen drivers is USAA
  • The cheapest car insurance company in Gallina is USAA
  • Average car insurance rates in Gallina, NM are $3,752/year

If you need to buy Gallina, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Gallina, NM is right here.

You’ll find Gallina car insurance rates, the cheapest Gallina, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Gallina, New Mexico car insurance rates to Roswell car insurance rates, Rio Rancho car insurance rates, and Albuquerque car insurance rates.

Ready to find affordable Gallina, NM car insurance today? Enter your ZIP code for fast, free Gallina car insurance quotes.

Cheapest Gallina, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gallina, NM car insurance rates? Every Gallina, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gallina, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,539 $2,540 $2,335 $2,453 $8,762 $10,198 $2,797 $2,967
Farmers $2,478 $2,467 $2,218 $2,377 $10,278 $10,545 $2,777 $2,846
GEICO $3,088 $3,172 $2,903 $2,903 $8,952 $12,283 $3,255 $3,266
Nationwide $2,448 $2,485 $2,228 $2,332 $5,976 $7,514 $2,770 $2,961
Progressive $1,930 $1,864 $1,743 $1,746 $8,074 $9,141 $2,348 $2,444
State Farm $1,774 $1,774 $1,616 $1,616 $4,931 $6,170 $1,988 $2,213
USAA $1,617 $1,602 $1,545 $1,535 $4,316 $4,875 $2,004 $2,142

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Minimum Car Insurance in Gallina, NM

Every driver must carry the minimum car insurance in Gallina, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Gallina, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Gallina, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gallina, NM. Compare credit history car insurance rates in Gallina from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gallina, New Mexico

Insurance Company Poor Fair Good
Allstate $5,028 $4,148 $3,795
Farmers $5,160 $4,273 $4,061
GEICO $5,580 $4,858 $4,495
Nationwide $4,388 $3,418 $2,962
Progressive $4,015 $3,580 $3,389
State Farm $3,939 $2,425 $1,918
USAA $3,070 $2,300 $1,994

Cheapest Gallina, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gallina, NM to rates for a clean record with top companies.

Annual Gallina, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,533 $4,690 $5,067 $4,005
Farmers $3,798 $4,902 $4,788 $4,504
GEICO $2,945 $4,710 $9,310 $2,945
Nationwide $2,691 $3,768 $4,853 $3,045
Progressive $3,154 $4,344 $3,407 $3,741
State Farm $2,586 $2,818 $2,818 $2,818
USAA $1,819 $2,539 $3,339 $2,121

Cheapest Gallina, NM Car Insurance for Teen Drivers

Teen car insurance in Gallina, NM can be expensive. Take a look at rates from the top car insurance companies in Gallina for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gallina, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,762 $10,198
Farmers $10,278 $10,545
GEICO $8,952 $12,283
Nationwide $5,976 $7,514
Progressive $8,074 $9,141
State Farm $4,931 $6,170
USAA $4,316 $4,875

Cheapest Gallina, NM Car Insurance for Seniors

Take a look at Gallina, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gallina, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,335 $2,453
Farmers $2,218 $2,377
GEICO $2,903 $2,903
Nationwide $2,228 $2,332
Progressive $1,743 $1,746
State Farm $1,616 $1,616
USAA $1,545 $1,535

Cheapest Gallina, NM Car Insurance Rates After a DUI

A DUI in Gallina, NM increases car insurance rates. Compare Gallina, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gallina, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,067
Farmers $4,788
GEICO $9,310
Nationwide $4,853
Progressive $3,407
State Farm $2,818
USAA $3,339

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Cheapest Gallina, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gallina, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gallina, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,324 $4,324
Farmers $4,498 $4,498
GEICO $4,902 $5,054
Nationwide $3,589 $3,589
Progressive $3,661 $3,661
State Farm $2,693 $2,828
USAA $2,381 $2,528

The Best Cheap Car Insurance Companies in Gallina, NM

Take a look at a side-by-side comparison of the top car insurance companies in Gallina, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gallina, New Mexico

Insurance Company Average Annual Rates
Allstate $4,324
Farmers $4,498
GEICO $4,978
Nationwide $3,589
Progressive $3,661
State Farm $2,760
USAA $2,455

Category Winners: Cheapest Car Insurance in Gallina, New Mexico

Find the cheapest car insurance companies in Gallina, NM for each category right here.

Best Annual Car Insurance Rates by Company in Gallina, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Gallina, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gallina car insurance rates. Find the cheapest Gallina, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gallina, New Mexico

Insurance Company Low Medium High
Allstate $4,135 $4,315 $4,521
Farmers $4,060 $4,451 $4,983
GEICO $4,635 $4,964 $5,335
Nationwide $3,511 $3,558 $3,699
Progressive $3,523 $3,659 $3,802
State Farm $2,525 $2,768 $2,988
USAA $2,279 $2,467 $2,618

What affects car insurance rates in Gallina, New Mexico?

What factors can have an impact on Gallina, NM car insurance? There are several reasons why Gallina car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gallina, New Mexico.

Commute Time in Gallina

The more time you spend in your car the higher the risk of an accident. The average commute length in Gallina, NM is 53.2 minutes according to City-Data.

Compare Car Insurance Quotes in Gallina, NM

Ready to find affordable Gallina, New Mexico car insurance today? Enter your ZIP code for fast, free Gallina, NM car insurance quotes.

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