Compare Gallipolis, OH Car Insurance Rates (2021)

Car insurance in Gallipolis, OH averages $255 a month. Gallipolis, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Gallipolis car insurance rates, compare quotes from the top car insurance companies in Gallipolis, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gallipolis, OH are $3,063/year
  • The cheapest car insurance company in Gallipolis for teen drivers is American Family
  • The cheapest car insurance company in Gallipolis is American Family

If you need to buy Gallipolis, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Gallipolis, OH is right here.

You’ll find Gallipolis car insurance rates, the cheapest Gallipolis, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Gallipolis, Ohio car insurance rates to Akron car insurance rates, Dayton car insurance rates, and Cincinnati car insurance rates.

Ready to find affordable Gallipolis, OH car insurance today? Enter your ZIP code for fast, free Gallipolis car insurance quotes.

Cheapest Gallipolis, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gallipolis, OH car insurance rates? Every Gallipolis, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gallipolis, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,358 $2,366 $2,105 $2,257 $6,313 $7,219 $2,510 $2,704
American Family $985 $1,027 $890 $898 $2,903 $3,170 $1,213 $1,282
Farmers $2,028 $2,026 $1,788 $1,881 $8,688 $9,019 $2,273 $2,387
GEICO $1,488 $1,434 $1,372 $1,372 $3,911 $3,639 $1,660 $1,414
Liberty Mutual $2,491 $2,728 $1,919 $2,335 $12,332 $13,953 $2,683 $2,945
Nationwide $2,425 $2,442 $2,181 $2,203 $6,095 $7,903 $2,607 $3,049
Progressive $1,962 $1,866 $1,630 $1,679 $8,366 $9,449 $2,355 $2,428
State Farm $1,536 $1,536 $1,361 $1,361 $4,565 $5,759 $1,776 $2,025
Travelers $1,471 $1,495 $1,450 $1,445 $6,225 $9,842 $1,528 $1,761
USAA $1,012 $1,022 $956 $960 $3,091 $3,453 $1,359 $1,474

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Minimum Car Insurance in Gallipolis, OH

Every driver must carry the minimum car insurance in Gallipolis, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Gallipolis, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gallipolis, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gallipolis, OH. Compare credit history car insurance rates in Gallipolis from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gallipolis, Ohio

Insurance Company Poor Fair Good
Allstate $4,490 $3,238 $2,709
American Family $2,051 $1,400 $1,187
Farmers $4,273 $3,590 $3,420
GEICO $2,444 $2,036 $1,629
Liberty Mutual $7,449 $4,523 $3,548
Nationwide $4,365 $3,512 $2,962
Progressive $4,195 $3,601 $3,356
State Farm $3,548 $2,193 $1,728
Travelers $3,528 $3,066 $2,862
USAA $2,170 $1,528 $1,299

Cheapest Gallipolis, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gallipolis, OH to rates for a clean record with top companies.

Annual Gallipolis, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,949 $3,546 $4,109 $3,313
American Family $1,481 $1,568 $1,568 $1,568
Farmers $3,105 $3,988 $3,890 $4,060
GEICO $1,397 $1,993 $2,843 $1,913
Liberty Mutual $4,361 $5,555 $5,708 $5,068
Nationwide $2,881 $3,684 $4,693 $3,193
Progressive $3,211 $4,336 $3,416 $3,905
State Farm $2,282 $2,697 $2,490 $2,490
Travelers $2,330 $3,024 $4,554 $2,700
USAA $1,279 $1,712 $2,253 $1,418

Cheapest Gallipolis, OH Car Insurance for Teen Drivers

Teen car insurance in Gallipolis, OH can be expensive. Take a look at rates from the top car insurance companies in Gallipolis for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gallipolis, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,313 $7,219
American Family $2,903 $3,170
Farmers $8,688 $9,019
GEICO $3,911 $3,639
Liberty Mutual $12,332 $13,953
Nationwide $6,095 $7,903
Progressive $8,366 $9,449
State Farm $4,565 $5,759
Travelers $6,225 $9,842
USAA $3,091 $3,453

Cheapest Gallipolis, OH Car Insurance for Seniors

Take a look at Gallipolis, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gallipolis, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,105 $2,257
American Family $890 $898
Farmers $1,788 $1,881
GEICO $1,372 $1,372
Liberty Mutual $1,919 $2,335
Nationwide $2,181 $2,203
Progressive $1,630 $1,679
State Farm $1,361 $1,361
Travelers $1,450 $1,445
USAA $956 $960

Cheapest Gallipolis, OH Car Insurance Rates After a DUI

A DUI in Gallipolis, OH increases car insurance rates. Compare Gallipolis, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gallipolis, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,109
American Family $1,568
Farmers $3,890
GEICO $2,843
Liberty Mutual $5,708
Nationwide $4,693
Progressive $3,416
State Farm $2,490
Travelers $4,554
USAA $2,253

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Cheapest Gallipolis, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gallipolis, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gallipolis, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,479 $3,479
American Family $1,527 $1,565
Farmers $3,761 $3,761
GEICO $1,997 $2,076
Liberty Mutual $5,173 $5,173
Nationwide $3,613 $3,613
Progressive $3,717 $3,717
State Farm $2,428 $2,551
Travelers $3,152 $3,152
USAA $1,600 $1,731

The Best Cheap Car Insurance Companies in Gallipolis, OH

Take a look at a side-by-side comparison of the top car insurance companies in Gallipolis, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gallipolis, Ohio

Insurance Company Average Annual Rates
Allstate $3,479
American Family $1,546
Farmers $3,761
GEICO $2,036
Liberty Mutual $5,173
Nationwide $3,613
Progressive $3,717
State Farm $2,490
Travelers $3,152
USAA $1,666

Category Winners: Cheapest Car Insurance in Gallipolis, Ohio

Find the cheapest car insurance companies in Gallipolis, OH for each category right here.

Best Annual Car Insurance Rates by Company in Gallipolis, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Gallipolis, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gallipolis car insurance rates. Find the cheapest Gallipolis, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gallipolis, Ohio

Insurance Company Low Medium High
Allstate $3,373 $3,472 $3,593
American Family $1,524 $1,558 $1,556
Farmers $3,581 $3,706 $3,997
GEICO $1,977 $2,028 $2,104
Liberty Mutual $5,008 $5,195 $5,316
Nationwide $4,010 $3,501 $3,329
Progressive $3,574 $3,686 $3,890
State Farm $2,378 $2,497 $2,595
Travelers $3,069 $3,194 $3,193
USAA $1,596 $1,664 $1,737

What affects car insurance rates in Gallipolis, Ohio?

What factors can have an impact on Gallipolis, OH car insurance? There are several reasons why Gallipolis car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gallipolis, Ohio.

Car Theft in Gallipolis

High levels of vehicle theft can make car insurance more expensive. Gallipolis, OH car theft statistics from the FBI indicate 14 vehicle thefts a year.

Commute Time in Gallipolis

The more time you spend in your car the higher the risk of an accident. The average commute length in Gallipolis, OH is 22.7 minutes according to City-Data.

Compare Car Insurance Quotes in Gallipolis, OH

Ready to find affordable Gallipolis, Ohio car insurance today? Enter your ZIP code for fast, free Gallipolis, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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