Compare Galt, IL Car Insurance Rates (2021)

Car insurance in Galt, IL averages $243 a month. Galt, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Galt car insurance rates, compare quotes from the top car insurance companies in Galt, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Galt, IL after a DUI are $3,407/year
  • The cheapest car insurance company in Galt is State Farm
  • Average car insurance rates in Galt, IL are $2,920/year

If you need to buy Galt, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Galt, IL is right here.

You’ll find Galt car insurance rates, the cheapest Galt, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Galt, Illinois car insurance rates to Rockford car insurance rates, Elgin car insurance rates, and Champaign car insurance rates.

Ready to find affordable Galt, IL car insurance today? Enter your ZIP code for fast, free Galt car insurance quotes.

Cheapest Galt, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Galt, IL car insurance rates? Every Galt, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Galt, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,209 $3,224 $3,354 $3,354 $8,342 $10,860 $3,860 $4,174
American Family $2,217 $2,217 $2,034 $2,034 $6,337 $8,753 $2,217 $2,863
Farmers $2,275 $2,275 $2,018 $2,136 $9,819 $10,232 $2,602 $2,722
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,350 $1,456 $1,123 $1,252 $4,456 $4,953 $1,412 $1,491
Nationwide $1,416 $1,441 $1,265 $1,339 $3,735 $4,789 $1,633 $1,767
Progressive $1,604 $1,516 $1,320 $1,382 $5,830 $6,536 $1,912 $2,074
State Farm $1,350 $1,350 $1,199 $1,199 $3,790 $4,806 $1,524 $1,754
Travelers $1,372 $1,447 $1,258 $1,340 $3,938 $4,959 $1,450 $1,526
USAA $1,498 $1,521 $1,395 $1,371 $4,862 $5,356 $1,970 $2,159

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Galt, IL

Every driver must carry the minimum car insurance in Galt, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Galt, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Galt, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Galt, IL. Compare credit history car insurance rates in Galt from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Galt, Illinois

Insurance Company Poor Fair Good
Allstate $6,434 $4,645 $4,062
American Family $4,757 $3,246 $2,749
Farmers $4,841 $4,069 $3,870
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,090 $1,931 $1,538
Nationwide $2,586 $2,093 $1,840
Progressive $3,163 $2,679 $2,474
State Farm $3,085 $1,847 $1,432
Travelers $2,638 $2,122 $1,725
USAA $3,347 $2,303 $1,900

Cheapest Galt, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Galt, IL to rates for a clean record with top companies.

Annual Galt, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,605 $6,130 $5,712 $4,740
American Family $2,633 $3,748 $4,970 $2,986
Farmers $3,595 $4,638 $4,522 $4,285
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,822 $2,583 $2,272 $2,068
Nationwide $1,760 $2,264 $2,654 $2,014
Progressive $2,288 $3,385 $2,530 $2,884
State Farm $1,945 $2,299 $2,122 $2,122
Travelers $1,722 $2,249 $2,520 $2,155
USAA $1,794 $2,581 $3,528 $2,162

Cheapest Galt, IL Car Insurance for Teen Drivers

Teen car insurance in Galt, IL can be expensive. Take a look at rates from the top car insurance companies in Galt for teenagers.

Annual Car Insurance Rates for Teen Drivers in Galt, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,342 $10,860
American Family $6,337 $8,753
Farmers $9,819 $10,232
GEICO $4,524 $4,715
Liberty Mutual $4,456 $4,953
Nationwide $3,735 $4,789
Progressive $5,830 $6,536
State Farm $3,790 $4,806
Travelers $3,938 $4,959
USAA $4,862 $5,356

Cheapest Galt, IL Car Insurance for Seniors

Take a look at Galt, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Galt, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,354 $3,354
American Family $2,034 $2,034
Farmers $2,018 $2,136
GEICO $1,429 $1,724
Liberty Mutual $1,123 $1,252
Nationwide $1,265 $1,339
Progressive $1,320 $1,382
State Farm $1,199 $1,199
Travelers $1,258 $1,340
USAA $1,395 $1,371

Cheapest Galt, IL Car Insurance Rates After a DUI

A DUI in Galt, IL increases car insurance rates. Compare Galt, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Galt, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,712
American Family $4,970
Farmers $4,522
GEICO $3,243
Liberty Mutual $2,272
Nationwide $2,654
Progressive $2,530
State Farm $2,122
Travelers $2,520
USAA $3,528

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Galt, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Galt, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Galt, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,047 $5,047
American Family $3,538 $3,630
Farmers $4,260 $4,260
GEICO $2,338 $2,425
Liberty Mutual $2,186 $2,186
Nationwide $2,173 $2,173
Progressive $2,772 $2,772
State Farm $2,069 $2,174
Travelers $2,078 $2,245
USAA $2,446 $2,587

The Best Cheap Car Insurance Companies in Galt, IL

Take a look at a side-by-side comparison of the top car insurance companies in Galt, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Galt, Illinois

Insurance Company Average Annual Rates
Allstate $5,047
American Family $3,584
Farmers $4,260
GEICO $2,382
Liberty Mutual $2,186
Nationwide $2,173
Progressive $2,772
State Farm $2,122
Travelers $2,161
USAA $2,516

Category Winners: Cheapest Car Insurance in Galt, Illinois

Find the cheapest car insurance companies in Galt, IL for each category right here.

Best Annual Car Insurance Rates by Company in Galt, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Galt, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Galt car insurance rates. Find the cheapest Galt, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Galt, Illinois

Insurance Company Low Medium High
Allstate $4,902 $5,043 $5,197
American Family $3,443 $3,716 $3,593
Farmers $4,052 $4,159 $4,568
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,070 $2,182 $2,307
Nationwide $2,160 $2,189 $2,169
Progressive $2,567 $2,762 $2,987
State Farm $2,019 $2,125 $2,221
Travelers $2,015 $2,159 $2,311
USAA $2,344 $2,513 $2,692

Compare Car Insurance Quotes in Galt, IL

Ready to find affordable Galt, Illinois car insurance today? Enter your ZIP code for fast, free Galt, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption