Compare Galva, IA Car Insurance Rates (2021)

Car insurance in Galva, IA averages $246 a month. Galva, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Galva car insurance rates, compare quotes from the top car insurance companies in Galva, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Galva, IA after a DUI are $3,561/year
  • The cheapest car insurance company in Galva is USAA
  • Average car insurance rates in Galva, IA are $2,958/year

If you need to buy Galva, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Galva, IA is right here.

You’ll find Galva car insurance rates, the cheapest Galva, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Galva, Iowa car insurance rates to Iowa City car insurance rates, Sioux City car insurance rates, and Ames car insurance rates.

Ready to find affordable Galva, IA car insurance today? Enter your ZIP code for fast, free Galva car insurance quotes.

Cheapest Galva, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Galva, IA car insurance rates? Every Galva, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Galva, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,107 $2,024 $1,869 $1,903 $6,073 $6,836 $2,298 $2,367
American Family $1,938 $1,938 $1,734 $1,734 $5,176 $7,258 $1,938 $2,334
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,607 $1,648 $1,435 $1,529 $3,690 $4,767 $1,819 $1,976
Progressive $1,590 $1,530 $1,312 $1,361 $3,909 $4,411 $1,911 $2,063
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,539 $2,593 $2,461 $2,472 $11,303 $18,092 $2,639 $3,121
USAA $1,239 $1,254 $1,136 $1,161 $3,318 $3,528 $1,487 $1,644

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Minimum Car Insurance in Galva, IA

Every driver must carry the minimum car insurance in Galva, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Galva, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Galva, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Galva, IA. Compare credit history car insurance rates in Galva from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Galva, Iowa

Insurance Company Poor Fair Good
Allstate $3,814 $3,024 $2,715
American Family $3,834 $2,817 $2,369
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $2,802 $2,198 $1,927
Progressive $2,670 $2,158 $1,955
State Farm $3,157 $1,953 $1,541
Travelers $6,357 $5,428 $5,173
USAA $2,427 $1,667 $1,444

Cheapest Galva, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Galva, IA to rates for a clean record with top companies.

Annual Galva, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,707 $3,282 $3,723 $3,026
American Family $2,170 $3,179 $4,125 $2,552
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,676 $2,401 $3,265 $1,894
Progressive $1,818 $2,978 $1,973 $2,275
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,125 $5,493 $7,353 $5,639
USAA $1,411 $1,893 $2,461 $1,619

Cheapest Galva, IA Car Insurance for Teen Drivers

Teen car insurance in Galva, IA can be expensive. Take a look at rates from the top car insurance companies in Galva for teenagers.

Annual Car Insurance Rates for Teen Drivers in Galva, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,073 $6,836
American Family $5,176 $7,258
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,137 $11,420
Nationwide $3,690 $4,767
Progressive $3,909 $4,411
State Farm $3,891 $4,937
Travelers $11,303 $18,092
USAA $3,318 $3,528

Cheapest Galva, IA Car Insurance for Seniors

Take a look at Galva, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Galva, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,869 $1,903
American Family $1,734 $1,734
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,884 $2,291
Nationwide $1,435 $1,529
Progressive $1,312 $1,361
State Farm $1,269 $1,269
Travelers $2,461 $2,472
USAA $1,136 $1,161

Cheapest Galva, IA Car Insurance Rates After a DUI

A DUI in Galva, IA increases car insurance rates. Compare Galva, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Galva, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,723
American Family $4,125
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,816
Nationwide $3,265
Progressive $1,973
State Farm $2,217
Travelers $7,353
USAA $2,461

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Cheapest Galva, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Galva, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Galva, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,109 $3,261
American Family $2,971 $3,042
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,415 $4,415
Nationwide $2,309 $2,309
Progressive $2,261 $2,261
State Farm $2,164 $2,270
Travelers $5,652 $5,652
USAA $1,779 $1,913

The Best Cheap Car Insurance Companies in Galva, IA

Take a look at a side-by-side comparison of the top car insurance companies in Galva, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Galva, Iowa

Insurance Company Average Annual Rates
Allstate $3,185
American Family $3,006
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,415
Nationwide $2,309
Progressive $2,261
State Farm $2,217
Travelers $5,652
USAA $1,846

Category Winners: Cheapest Car Insurance in Galva, Iowa

Find the cheapest car insurance companies in Galva, IA for each category right here.

Best Annual Car Insurance Rates by Company in Galva, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Galva, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Galva car insurance rates. Find the cheapest Galva, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Galva, Iowa

Insurance Company Low Medium High
Allstate $3,047 $3,189 $3,318
American Family $3,019 $3,173 $2,827
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,402 $2,299 $2,227
Progressive $2,123 $2,268 $2,391
State Farm $2,111 $2,229 $2,311
Travelers $5,300 $5,739 $5,918
USAA $1,748 $1,852 $1,938

What affects car insurance rates in Galva, Iowa?

What factors can have an impact on Galva, IA car insurance? There are several reasons why Galva car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Galva, Iowa.

Commute Time in Galva

The more time you spend in your car the higher the risk of an accident. The average commute length in Galva, IA is 20.3 minutes according to City-Data.

Compare Car Insurance Quotes in Galva, IA

Ready to find affordable Galva, Iowa car insurance today? Enter your ZIP code for fast, free Galva, IA car insurance quotes.

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