Compare Galva, IL Car Insurance Rates (2021)

Car insurance in Galva, IL averages $238 a month. Galva, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Galva car insurance rates, compare quotes from the top car insurance companies in Galva, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Galva for teen drivers is State Farm
  • The cheapest car insurance company in Galva is State Farm
  • Average car insurance rates in Galva, IL are $2,852/year

If you need to buy Galva, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Galva, IL is right here.

You’ll find Galva car insurance rates, the cheapest Galva, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Galva, Illinois car insurance rates to Champaign car insurance rates, Cicero car insurance rates, and Peoria car insurance rates.

Ready to find affordable Galva, IL car insurance today? Enter your ZIP code for fast, free Galva car insurance quotes.

Cheapest Galva, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Galva, IL car insurance rates? Every Galva, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Galva, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,123 $2,121 $1,887 $1,992 $8,923 $9,288 $2,426 $2,543
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,286 $1,388 $1,075 $1,199 $4,079 $4,533 $1,344 $1,419
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $1,695 $1,611 $1,396 $1,456 $5,996 $6,736 $2,024 $2,195
State Farm $1,266 $1,266 $1,121 $1,121 $3,496 $4,442 $1,428 $1,636
Travelers $1,333 $1,408 $1,205 $1,285 $3,632 $4,529 $1,412 $1,488
USAA $1,518 $1,548 $1,407 $1,387 $4,800 $5,306 $1,990 $2,191

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Minimum Car Insurance in Galva, IL

Every driver must carry the minimum car insurance in Galva, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Galva, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Galva, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Galva, IL. Compare credit history car insurance rates in Galva from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Galva, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $4,695 $3,190 $2,696
Farmers $4,453 $3,733 $3,552
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,882 $1,800 $1,438
Nationwide $3,113 $2,512 $2,202
Progressive $3,298 $2,792 $2,576
State Farm $2,867 $1,717 $1,332
Travelers $2,495 $1,989 $1,625
USAA $3,364 $2,300 $1,892

Cheapest Galva, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Galva, IL to rates for a clean record with top companies.

Annual Galva, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,304 $4,255 $4,149 $3,943
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,706 $2,403 $2,120 $1,932
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,388 $3,517 $2,638 $3,012
State Farm $1,811 $2,133 $1,972 $1,972
Travelers $1,628 $2,117 $2,366 $2,034
USAA $1,804 $2,576 $3,522 $2,173

Cheapest Galva, IL Car Insurance for Teen Drivers

Teen car insurance in Galva, IL can be expensive. Take a look at rates from the top car insurance companies in Galva for teenagers.

Annual Car Insurance Rates for Teen Drivers in Galva, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,175 $8,572
Farmers $8,923 $9,288
GEICO $4,847 $5,129
Liberty Mutual $4,079 $4,533
Nationwide $4,540 $5,829
Progressive $5,996 $6,736
State Farm $3,496 $4,442
Travelers $3,632 $4,529
USAA $4,800 $5,306

Cheapest Galva, IL Car Insurance for Seniors

Take a look at Galva, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Galva, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,014 $2,014
Farmers $1,887 $1,992
GEICO $1,521 $1,797
Liberty Mutual $1,075 $1,199
Nationwide $1,491 $1,581
Progressive $1,396 $1,456
State Farm $1,121 $1,121
Travelers $1,205 $1,285
USAA $1,407 $1,387

Cheapest Galva, IL Car Insurance Rates After a DUI

A DUI in Galva, IL increases car insurance rates. Compare Galva, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Galva, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,008
American Family $4,889
Farmers $4,149
GEICO $3,482
Liberty Mutual $2,120
Nationwide $3,196
Progressive $2,638
State Farm $1,972
Travelers $2,366
USAA $3,522

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Cheapest Galva, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Galva, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Galva, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,482 $3,573
Farmers $3,913 $3,913
GEICO $2,519 $2,617
Liberty Mutual $2,040 $2,040
Nationwide $2,609 $2,609
Progressive $2,889 $2,889
State Farm $1,923 $2,021
Travelers $1,958 $2,115
USAA $2,448 $2,589

The Best Cheap Car Insurance Companies in Galva, IL

Take a look at a side-by-side comparison of the top car insurance companies in Galva, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Galva, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,527
Farmers $3,913
GEICO $2,568
Liberty Mutual $2,040
Nationwide $2,609
Progressive $2,889
State Farm $1,972
Travelers $2,036
USAA $2,518

Category Winners: Cheapest Car Insurance in Galva, Illinois

Find the cheapest car insurance companies in Galva, IL for each category right here.

Best Annual Car Insurance Rates by Company in Galva, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Galva, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Galva car insurance rates. Find the cheapest Galva, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Galva, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,413 $3,656 $3,512
Farmers $3,735 $3,828 $4,175
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,932 $2,036 $2,153
Nationwide $2,611 $2,626 $2,590
Progressive $2,674 $2,882 $3,110
State Farm $1,876 $1,975 $2,066
Travelers $1,909 $2,034 $2,166
USAA $2,370 $2,517 $2,669

What affects car insurance rates in Galva, Illinois?

What factors can have an impact on Galva, IL car insurance? There are several reasons why Galva car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Galva, Illinois.

Commute Time in Galva

The more time you spend in your car the higher the risk of an accident. The average commute length in Galva, IL is 23.6 minutes according to City-Data.

Compare Car Insurance Quotes in Galva, IL

Ready to find affordable Galva, Illinois car insurance today? Enter your ZIP code for fast, free Galva, IL car insurance quotes.

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