Compare Garber, IA Car Insurance Rates (2021)

Car insurance in Garber, IA averages $250 a month. Garber, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Garber car insurance rates, compare quotes from the top car insurance companies in Garber, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Garber, IA are $3,002/year
  • The cheapest car insurance company in Garber is USAA
  • Average car insurance rates in Garber, IA after a DUI are $3,618/year

If you need to buy Garber, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Garber, IA is right here.

You’ll find Garber car insurance rates, the cheapest Garber, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Garber, Iowa car insurance rates to Des Moines car insurance rates, Davenport car insurance rates, and Council Bluffs car insurance rates.

Ready to find affordable Garber, IA car insurance today? Enter your ZIP code for fast, free Garber car insurance quotes.

Cheapest Garber, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Garber, IA car insurance rates? Every Garber, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Garber, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,846 $1,770 $1,644 $1,672 $5,368 $6,054 $2,005 $2,063
American Family $2,002 $2,002 $1,790 $1,790 $5,344 $7,497 $2,002 $2,412
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,159 $2,345 $1,894 $2,301 $10,316 $11,611 $2,447 $2,702
Nationwide $1,872 $1,931 $1,662 $1,786 $4,168 $5,439 $2,103 $2,299
Progressive $1,856 $1,806 $1,528 $1,579 $4,286 $4,854 $2,240 $2,424
State Farm $1,542 $1,542 $1,341 $1,341 $3,978 $5,072 $1,729 $1,956
Travelers $2,514 $2,567 $2,435 $2,443 $11,023 $17,517 $2,615 $3,106
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

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Minimum Car Insurance in Garber, IA

Every driver must carry the minimum car insurance in Garber, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Garber, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Garber, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Garber, IA. Compare credit history car insurance rates in Garber from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Garber, Iowa

Insurance Company Poor Fair Good
Allstate $3,348 $2,662 $2,398
American Family $3,960 $2,910 $2,445
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,383 $3,934 $3,098
Nationwide $3,243 $2,518 $2,212
Progressive $3,062 $2,447 $2,206
State Farm $3,294 $2,037 $1,607
Travelers $6,221 $5,307 $5,055
USAA $2,445 $1,677 $1,452

Cheapest Garber, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Garber, IA to rates for a clean record with top companies.

Annual Garber, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,378 $2,880 $3,288 $2,664
American Family $2,242 $3,279 $4,262 $2,636
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,865 $4,774 $4,876 $4,373
Nationwide $1,906 $2,764 $3,794 $2,166
Progressive $2,076 $3,363 $2,247 $2,601
State Farm $2,154 $2,471 $2,312 $2,312
Travelers $4,034 $5,372 $7,185 $5,520
USAA $1,420 $1,903 $2,478 $1,630

Cheapest Garber, IA Car Insurance for Teen Drivers

Teen car insurance in Garber, IA can be expensive. Take a look at rates from the top car insurance companies in Garber for teenagers.

Annual Car Insurance Rates for Teen Drivers in Garber, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,368 $6,054
American Family $5,344 $7,497
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,316 $11,611
Nationwide $4,168 $5,439
Progressive $4,286 $4,854
State Farm $3,978 $5,072
Travelers $11,023 $17,517
USAA $3,352 $3,562

Cheapest Garber, IA Car Insurance for Seniors

Take a look at Garber, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Garber, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,672
American Family $1,790 $1,790
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,894 $2,301
Nationwide $1,662 $1,786
Progressive $1,528 $1,579
State Farm $1,341 $1,341
Travelers $2,435 $2,443
USAA $1,139 $1,163

Cheapest Garber, IA Car Insurance Rates After a DUI

A DUI in Garber, IA increases car insurance rates. Compare Garber, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Garber, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,288
American Family $4,262
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,876
Nationwide $3,794
Progressive $2,247
State Farm $2,312
Travelers $7,185
USAA $2,478

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Cheapest Garber, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Garber, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Garber, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,736 $2,869
American Family $3,069 $3,141
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,472 $4,472
Nationwide $2,658 $2,658
Progressive $2,572 $2,572
State Farm $2,257 $2,368
Travelers $5,528 $5,528
USAA $1,790 $1,925

The Best Cheap Car Insurance Companies in Garber, IA

Take a look at a side-by-side comparison of the top car insurance companies in Garber, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Garber, Iowa

Insurance Company Average Annual Rates
Allstate $2,803
American Family $3,105
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,472
Nationwide $2,658
Progressive $2,572
State Farm $2,312
Travelers $5,528
USAA $1,858

Category Winners: Cheapest Car Insurance in Garber, Iowa

Find the cheapest car insurance companies in Garber, IA for each category right here.

Best Annual Car Insurance Rates by Company in Garber, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Garber, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Garber car insurance rates. Find the cheapest Garber, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Garber, Iowa

Insurance Company Low Medium High
Allstate $2,709 $2,806 $2,894
American Family $3,125 $3,277 $2,913
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,299 $4,464 $4,652
Nationwide $2,792 $2,635 $2,545
Progressive $2,453 $2,578 $2,684
State Farm $2,209 $2,324 $2,404
Travelers $5,226 $5,610 $5,748
USAA $1,768 $1,863 $1,942

What affects car insurance rates in Garber, Iowa?

What factors can have an impact on Garber, IA car insurance? There are several reasons why Garber car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Garber, Iowa.

Commute Time in Garber

The more time you spend in your car the higher the risk of an accident. The average commute length in Garber, IA is 24.5 minutes according to City-Data.

Compare Car Insurance Quotes in Garber, IA

Ready to find affordable Garber, Iowa car insurance today? Enter your ZIP code for fast, free Garber, IA car insurance quotes.

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