Compare Garden Acres, CA Car Insurance Rates (2021)

Car insurance in Garden Acres, CA averages $314 a month. Garden Acres, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Garden Acres car insurance rates, compare quotes from the top car insurance companies in Garden Acres, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Garden Acres is USAA
  • Average car insurance rates in Garden Acres, CA after a DUI are $5,295/year
  • The cheapest car insurance company in Garden Acres for teen drivers is USAA

If you need to buy Garden Acres, California car insurance, the options can be confusing. Everything you need to know about car insurance in Garden Acres, CA is right here.

You’ll find Garden Acres car insurance rates, the cheapest Garden Acres, CA car insurance companies, and information on California car insurance laws. You can also compare Garden Acres, California car insurance rates to San Diego car insurance rates, San Jose car insurance rates, and San Francisco car insurance rates.

Ready to find affordable Garden Acres, CA car insurance today? Enter your ZIP code for fast, free Garden Acres car insurance quotes.

Cheapest Garden Acres, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Garden Acres, CA car insurance rates? Every Garden Acres, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Garden Acres, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,979 $2,983 $2,163 $2,185 $8,181 $10,291 $3,808 $4,188
Farmers $2,967 $2,967 $2,666 $2,666 $9,457 $15,536 $3,513 $3,909
GEICO $1,683 $1,685 $1,585 $1,585 $5,061 $5,163 $2,409 $2,477
Liberty Mutual $2,388 $2,260 $2,216 $2,148 $5,189 $5,526 $2,693 $2,717
Nationwide $3,098 $2,962 $2,704 $2,553 $7,811 $8,632 $3,698 $3,660
Progressive $1,707 $1,758 $1,444 $1,717 $4,533 $5,471 $2,453 $2,638
State Farm $3,903 $3,903 $3,484 $3,484 $7,137 $8,837 $4,321 $4,458
Travelers $2,579 $2,500 $2,273 $2,248 $5,315 $6,089 $3,356 $3,288
USAA $1,791 $1,698 $1,748 $1,757 $4,061 $4,092 $2,483 $2,348

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Minimum Car Insurance in Garden Acres, CA

Every driver must carry the minimum car insurance in Garden Acres, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Garden Acres, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Garden Acres, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Garden Acres, CA to rates for a clean record with top companies.

Annual Garden Acres, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,767 $4,656 $7,334 $3,632
Farmers $4,035 $5,495 $6,851 $5,459
GEICO $1,899 $2,901 $3,671 $2,355
Liberty Mutual $2,726 $3,654 $3,298 $2,890
Nationwide $3,063 $3,927 $6,643 $3,927
Progressive $1,781 $3,019 $3,495 $2,564
State Farm $3,522 $4,203 $7,949 $4,089
Travelers $2,304 $3,757 $4,372 $3,391
USAA $1,661 $2,469 $4,040 $1,819

Cheapest Garden Acres, CA Car Insurance for Teen Drivers

Teen car insurance in Garden Acres, CA can be expensive. Take a look at rates from the top car insurance companies in Garden Acres for teenagers.

Annual Car Insurance Rates for Teen Drivers in Garden Acres, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,181 $10,291
Farmers $9,457 $15,536
GEICO $5,061 $5,163
Liberty Mutual $5,189 $5,526
Nationwide $7,811 $8,632
Progressive $4,533 $5,471
State Farm $7,137 $8,837
Travelers $5,315 $6,089
USAA $4,061 $4,092

Cheapest Garden Acres, CA Car Insurance for Seniors

Take a look at Garden Acres, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Garden Acres, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,163 $2,185
Farmers $2,666 $2,666
GEICO $1,585 $1,585
Liberty Mutual $2,216 $2,148
Nationwide $2,704 $2,553
Progressive $1,444 $1,717
State Farm $3,484 $3,484
Travelers $2,273 $2,248
USAA $1,748 $1,757

Cheapest Garden Acres, CA Car Insurance Rates After a DUI

A DUI in Garden Acres, CA increases car insurance rates. Compare Garden Acres, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Garden Acres, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,334
Farmers $6,851
GEICO $3,671
Liberty Mutual $3,298
Nationwide $6,643
Progressive $3,495
State Farm $7,949
Travelers $4,372
USAA $4,040

Cheapest Garden Acres, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Garden Acres, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Garden Acres, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,139 $5,056
Farmers $4,954 $5,966
GEICO $2,459 $2,954
Liberty Mutual $2,883 $3,401
Nationwide $3,880 $4,899
Progressive $2,463 $2,967
State Farm $4,763 $5,118
Travelers $3,108 $3,805
USAA $2,303 $2,692

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The Best Cheap Car Insurance Companies in Garden Acres, CA

Take a look at a side-by-side comparison of the top car insurance companies in Garden Acres, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Garden Acres, California

Insurance Company Average Annual Rates
Allstate $4,597
Farmers $5,460
GEICO $2,706
Liberty Mutual $3,142
Nationwide $4,390
Progressive $2,715
State Farm $4,941
Travelers $3,456
USAA $2,497

Category Winners: Cheapest Car Insurance in Garden Acres, California

Find the cheapest car insurance companies in Garden Acres, CA for each category right here.

Best Annual Car Insurance Rates by Company in Garden Acres, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Garden Acres, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Garden Acres car insurance rates. Find the cheapest Garden Acres, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Garden Acres, California

Insurance Company Low Medium High
Allstate $4,330 $4,640 $4,822
Farmers $5,099 $5,500 $5,781
GEICO $2,477 $2,734 $2,908
Liberty Mutual $2,931 $3,168 $3,327
Nationwide $3,951 $4,466 $4,753
Progressive $2,451 $2,795 $2,899
State Farm $4,520 $5,015 $5,288
Travelers $3,024 $3,545 $3,799
USAA $2,281 $2,542 $2,668

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What affects car insurance rates in Garden Acres, California?

What factors can have an impact on Garden Acres, CA car insurance? There are several reasons why Garden Acres car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Garden Acres, California.

Commute Time in Garden Acres

The more time you spend in your car the higher the risk of an accident. The average commute length in Garden Acres, CA is 31.5 minutes according to City-Data.

Compare Car Insurance Quotes in Garden Acres, CA

Ready to find affordable Garden Acres, California car insurance today? Enter your ZIP code for fast, free Garden Acres, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State