Compare Garden City, SC Car Insurance Rates (2021)

Car insurance in Garden City, SC averages $321 a month. Garden City, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Garden City car insurance rates, compare quotes from the top car insurance companies in Garden City, SC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Garden City for teen drivers is GEICO
  • Average car insurance rates in Garden City, SC are $3,857/year
  • Average car insurance rates in Garden City, SC after a DUI are $4,354/year

If you need to buy Garden City, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Garden City, SC is right here.

You’ll find Garden City car insurance rates, the cheapest Garden City, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Garden City, South Carolina car insurance rates to Summerville car insurance rates, Florence car insurance rates, and Greenville car insurance rates.

Ready to find affordable Garden City, SC car insurance today? Enter your ZIP code for fast, free Garden City car insurance quotes.

Cheapest Garden City, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Garden City, SC car insurance rates? Every Garden City, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Garden City, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,603 $2,603 $2,489 $2,489 $6,675 $8,522 $2,886 $3,139
Farmers $3,630 $3,640 $3,494 $3,759 $9,910 $10,865 $3,981 $4,002
GEICO $2,043 $2,043 $1,865 $1,865 $5,172 $5,273 $2,398 $2,470
Nationwide $2,324 $2,348 $2,100 $2,172 $5,665 $7,262 $2,631 $2,857
Progressive $2,654 $2,427 $2,288 $2,403 $11,435 $12,608 $3,047 $3,161
State Farm $1,869 $1,869 $1,708 $1,708 $5,546 $6,963 $2,102 $2,359
USAA $1,763 $1,766 $1,626 $1,624 $7,216 $7,885 $2,328 $2,447

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Minimum Car Insurance in Garden City, SC

Every driver must carry the minimum car insurance in Garden City, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Garden City, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Garden City, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Garden City, SC. Compare credit history car insurance rates in Garden City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Garden City, South Carolina

Insurance Company Poor Fair Good
Allstate $4,941 $3,708 $3,128
Farmers $6,179 $5,248 $4,803
GEICO $4,410 $2,372 $1,892
Nationwide $4,047 $3,309 $2,903
Progressive $5,547 $4,888 $4,574
State Farm $4,325 $2,643 $2,079
USAA $5,169 $2,570 $2,256

Cheapest Garden City, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Garden City, SC to rates for a clean record with top companies.

Annual Garden City, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $4,688 $4,140 $3,909
Farmers $4,517 $6,253 $5,194 $5,677
GEICO $2,227 $2,853 $4,257 $2,227
Nationwide $2,740 $3,515 $4,417 $3,008
Progressive $4,086 $5,993 $5,003 $4,929
State Farm $2,726 $3,370 $2,983 $2,983
USAA $2,632 $3,258 $4,485 $2,952

Cheapest Garden City, SC Car Insurance for Teen Drivers

Teen car insurance in Garden City, SC can be expensive. Take a look at rates from the top car insurance companies in Garden City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Garden City, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,675 $8,522
Farmers $9,910 $10,865
GEICO $5,172 $5,273
Nationwide $5,665 $7,262
Progressive $11,435 $12,608
State Farm $5,546 $6,963
USAA $7,216 $7,885

Cheapest Garden City, SC Car Insurance for Seniors

Take a look at Garden City, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Garden City, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,489 $2,489
Farmers $3,494 $3,759
GEICO $1,865 $1,865
Nationwide $2,100 $2,172
Progressive $2,288 $2,403
State Farm $1,708 $1,708
USAA $1,626 $1,624

Cheapest Garden City, SC Car Insurance Rates After a DUI

A DUI in Garden City, SC increases car insurance rates. Compare Garden City, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Garden City, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,140
Farmers $5,194
GEICO $4,257
Nationwide $4,417
Progressive $5,003
State Farm $2,983
USAA $4,485

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Cheapest Garden City, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Garden City, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Garden City, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,843 $4,008
Farmers $5,410 $5,410
GEICO $2,873 $2,910
Nationwide $3,420 $3,420
Progressive $5,003 $5,003
State Farm $2,939 $3,093
USAA $3,297 $3,366

Cheapest Garden City, SC Car Insurance Rates by ZIP Code

Garden City car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Garden City, SC.

Annual Car Insurance Rates by ZIP Code in Garden City, South Carolina

ZIP Code Average Annual Rates
29575 $3,579
29576 $3,622

The Best Cheap Car Insurance Companies in Garden City, SC

Take a look at a side-by-side comparison of the top car insurance companies in Garden City, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Garden City, South Carolina

Insurance Company Average Annual Rates
Allstate $3,926
Farmers $5,410
GEICO $2,891
Nationwide $3,420
Progressive $5,003
State Farm $3,016
USAA $3,332

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Category Winners: Cheapest Car Insurance in Garden City, South Carolina

Find the cheapest car insurance companies in Garden City, SC for each category right here.

Best Annual Car Insurance Rates by Company in Garden City, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Garden City, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Garden City car insurance rates. Find the cheapest Garden City, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Garden City, South Carolina

Insurance Company Low Medium High
Allstate $3,691 $3,907 $4,180
Farmers $4,802 $5,406 $6,023
GEICO $2,676 $2,861 $3,137
Nationwide $3,337 $3,426 $3,496
Progressive $4,591 $4,930 $5,488
State Farm $2,770 $3,014 $3,263
USAA $3,134 $3,328 $3,533

What affects car insurance rates in Garden City, South Carolina?

What factors can have an impact on Garden City, SC car insurance? There are several reasons why Garden City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Garden City, South Carolina.

Commute Time in Garden City

The more time you spend in your car the higher the risk of an accident. The average commute length in Garden City, SC is 20.8 minutes according to City-Data.

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Compare Car Insurance Quotes in Garden City, SC

Ready to find affordable Garden City, South Carolina car insurance today? Enter your ZIP code for fast, free Garden City, SC car insurance quotes.

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