Compare Garden Grove, CA Car Insurance Rates (2021)

Car insurance in Garden Grove, CA averages $326 a month. Garden Grove, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Garden Grove car insurance rates, compare quotes from the top car insurance companies in Garden Grove, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Garden Grove is 92845
  • Average car insurance rates in Garden Grove, CA are $3,910/year
  • The cheapest car insurance company in Garden Grove is USAA

If you need to buy Garden Grove, California car insurance, the options can be confusing. Everything you need to know about car insurance in Garden Grove, CA is right here.

You’ll find Garden Grove car insurance rates, the cheapest Garden Grove, CA car insurance companies, and information on California car insurance laws. You can also compare Garden Grove, California car insurance rates to San Francisco car insurance rates, San Jose car insurance rates, and Oakland car insurance rates.

Ready to find affordable Garden Grove, CA car insurance today? Enter your ZIP code for fast, free Garden Grove car insurance quotes.

Cheapest Garden Grove, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Garden Grove, CA car insurance rates? Every Garden Grove, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Garden Grove, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,135 $3,122 $2,291 $2,295 $8,804 $11,040 $3,958 $4,288
Farmers $2,881 $2,881 $2,617 $2,617 $9,173 $14,909 $3,414 $3,805
GEICO $1,814 $1,814 $1,705 $1,705 $5,515 $5,597 $2,604 $2,656
Liberty Mutual $2,362 $2,216 $2,219 $2,142 $5,082 $5,485 $2,637 $2,687
Nationwide $3,537 $3,369 $3,120 $2,933 $9,099 $10,051 $4,218 $4,148
Progressive $1,867 $1,921 $1,606 $1,898 $5,056 $6,075 $2,710 $2,913
State Farm $3,532 $3,532 $3,158 $3,158 $6,547 $8,134 $3,911 $4,031
Travelers $2,673 $2,580 $2,368 $2,343 $5,654 $6,415 $3,495 $3,403
USAA $2,018 $1,910 $1,967 $1,973 $4,630 $4,650 $2,786 $2,632

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Minimum Car Insurance in Garden Grove, CA

Every driver must carry the minimum car insurance in Garden Grove, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Garden Grove, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Garden Grove, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Garden Grove, CA to rates for a clean record with top companies.

Annual Garden Grove, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,940 $4,912 $7,763 $3,851
Farmers $3,917 $5,327 $6,620 $5,284
GEICO $2,044 $3,163 $3,962 $2,536
Liberty Mutual $2,695 $3,605 $3,259 $2,856
Nationwide $3,528 $4,527 $7,655 $4,527
Progressive $1,960 $3,349 $3,886 $2,827
State Farm $3,215 $3,832 $7,226 $3,729
Travelers $2,384 $3,958 $4,567 $3,556
USAA $1,872 $2,792 $4,566 $2,052

Cheapest Garden Grove, CA Car Insurance for Teen Drivers

Teen car insurance in Garden Grove, CA can be expensive. Take a look at rates from the top car insurance companies in Garden Grove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Garden Grove, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,804 $11,040
Farmers $9,173 $14,909
GEICO $5,515 $5,597
Liberty Mutual $5,082 $5,485
Nationwide $9,099 $10,051
Progressive $5,056 $6,075
State Farm $6,547 $8,134
Travelers $5,654 $6,415
USAA $4,630 $4,650

Cheapest Garden Grove, CA Car Insurance for Seniors

Take a look at Garden Grove, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Garden Grove, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,291 $2,295
Farmers $2,617 $2,617
GEICO $1,705 $1,705
Liberty Mutual $2,219 $2,142
Nationwide $3,120 $2,933
Progressive $1,606 $1,898
State Farm $3,158 $3,158
Travelers $2,368 $2,343
USAA $1,967 $1,973

Cheapest Garden Grove, CA Car Insurance Rates After a DUI

A DUI in Garden Grove, CA increases car insurance rates. Compare Garden Grove, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Garden Grove, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,763
Farmers $6,620
GEICO $3,962
Liberty Mutual $3,259
Nationwide $7,655
Progressive $3,886
State Farm $7,226
Travelers $4,567
USAA $4,566

Cheapest Garden Grove, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Garden Grove, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Garden Grove, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,380 $5,353
Farmers $4,795 $5,779
GEICO $2,658 $3,195
Liberty Mutual $2,848 $3,360
Nationwide $4,463 $5,656
Progressive $2,727 $3,285
State Farm $4,336 $4,665
Travelers $3,253 $3,979
USAA $2,599 $3,042

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Cheapest Garden Grove, CA Car Insurance Rates by ZIP Code

Garden Grove car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Garden Grove, CA.

Annual Car Insurance Rates by ZIP Code in Garden Grove, California

ZIP Code Average Annual Rates
92840 $5,334
92841 $5,499
92843 $5,388
92844 $5,616
92845 $4,940

The Best Cheap Car Insurance Companies in Garden Grove, CA

Take a look at a side-by-side comparison of the top car insurance companies in Garden Grove, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Garden Grove, California

Insurance Company Average Annual Rates
Allstate $4,867
Farmers $5,287
GEICO $2,926
Liberty Mutual $3,104
Nationwide $5,059
Progressive $3,006
State Farm $4,500
Travelers $3,616
USAA $2,821

Category Winners: Cheapest Car Insurance in Garden Grove, California

Find the cheapest car insurance companies in Garden Grove, CA for each category right here.

Best Annual Car Insurance Rates by Company in Garden Grove, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Garden Grove, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Garden Grove car insurance rates. Find the cheapest Garden Grove, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Garden Grove, California

Insurance Company Low Medium High
Allstate $4,558 $4,916 $5,126
Farmers $4,879 $5,333 $5,649
GEICO $2,604 $2,964 $3,211
Liberty Mutual $2,845 $3,136 $3,331
Nationwide $4,488 $5,155 $5,536
Progressive $2,654 $3,104 $3,258
State Farm $4,013 $4,586 $4,902
Travelers $3,103 $3,721 $4,025
USAA $2,541 $2,879 $3,042

What affects car insurance rates in Garden Grove, California?

What factors can have an impact on Garden Grove, CA car insurance? There are several reasons why Garden Grove car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Garden Grove, California.

Car Theft in Garden Grove

High levels of vehicle theft can make car insurance more expensive. Garden Grove, CA car theft statistics from the FBI indicate 612 vehicle thefts a year.

Commute Time in Garden Grove

The more time you spend in your car the higher the risk of an accident. The average commute length in Garden Grove, CA is 28.9 minutes according to City-Data.

Compare Car Insurance Quotes in Garden Grove, CA

Ready to find affordable Garden Grove, California car insurance today? Enter your ZIP code for fast, free Garden Grove, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State