Compare Garden Grove, IA Car Insurance Rates (2021)

Car insurance in Garden Grove, IA averages $251 a month. Garden Grove, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Garden Grove car insurance rates, compare quotes from the top car insurance companies in Garden Grove, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Garden Grove is USAA
  • The cheapest car insurance company in Garden Grove for teen drivers is USAA
  • Average car insurance rates in Garden Grove, IA after a DUI are $3,628/year

If you need to buy Garden Grove, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Garden Grove, IA is right here.

You’ll find Garden Grove car insurance rates, the cheapest Garden Grove, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Garden Grove, Iowa car insurance rates to Cedar Rapids car insurance rates, Davenport car insurance rates, and Ankeny car insurance rates.

Ready to find affordable Garden Grove, IA car insurance today? Enter your ZIP code for fast, free Garden Grove car insurance quotes.

Cheapest Garden Grove, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Garden Grove, IA car insurance rates? Every Garden Grove, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Garden Grove, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,862 $1,796 $1,647 $1,678 $5,208 $5,838 $2,040 $2,103
American Family $1,976 $1,976 $1,766 $1,766 $5,251 $7,378 $1,976 $2,381
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,156 $2,346 $1,891 $2,300 $10,106 $11,385 $2,443 $2,698
Nationwide $1,886 $1,942 $1,676 $1,797 $4,255 $5,540 $2,125 $2,319
Progressive $1,867 $1,814 $1,536 $1,590 $4,304 $4,874 $2,249 $2,429
State Farm $1,591 $1,591 $1,378 $1,378 $4,015 $5,128 $1,782 $2,014
Travelers $2,582 $2,637 $2,492 $2,501 $11,184 $17,774 $2,680 $3,199
USAA $1,264 $1,289 $1,153 $1,189 $3,266 $3,496 $1,524 $1,691

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Minimum Car Insurance in Garden Grove, IA

Every driver must carry the minimum car insurance in Garden Grove, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Garden Grove, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Garden Grove, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Garden Grove, IA. Compare credit history car insurance rates in Garden Grove from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Garden Grove, Iowa

Insurance Company Poor Fair Good
Allstate $3,311 $2,636 $2,368
American Family $3,901 $2,866 $2,409
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,308 $3,880 $3,058
Nationwide $3,281 $2,555 $2,242
Progressive $3,075 $2,458 $2,216
State Farm $3,361 $2,079 $1,639
Travelers $6,343 $5,405 $5,146
USAA $2,454 $1,675 $1,447

Cheapest Garden Grove, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Garden Grove, IA to rates for a clean record with top companies.

Annual Garden Grove, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,371 $2,855 $3,222 $2,638
American Family $2,208 $3,232 $4,197 $2,597
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,816 $4,711 $4,818 $4,316
Nationwide $1,935 $2,801 $3,838 $2,197
Progressive $2,084 $3,376 $2,258 $2,612
State Farm $2,204 $2,516 $2,360 $2,360
Travelers $4,116 $5,468 $7,312 $5,629
USAA $1,427 $1,901 $2,473 $1,635

Cheapest Garden Grove, IA Car Insurance for Teen Drivers

Teen car insurance in Garden Grove, IA can be expensive. Take a look at rates from the top car insurance companies in Garden Grove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Garden Grove, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,208 $5,838
American Family $5,251 $7,378
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,106 $11,385
Nationwide $4,255 $5,540
Progressive $4,304 $4,874
State Farm $4,015 $5,128
Travelers $11,184 $17,774
USAA $3,266 $3,496

Cheapest Garden Grove, IA Car Insurance for Seniors

Take a look at Garden Grove, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Garden Grove, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,647 $1,678
American Family $1,766 $1,766
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,891 $2,300
Nationwide $1,676 $1,797
Progressive $1,536 $1,590
State Farm $1,378 $1,378
Travelers $2,492 $2,501
USAA $1,153 $1,189

Cheapest Garden Grove, IA Car Insurance Rates After a DUI

A DUI in Garden Grove, IA increases car insurance rates. Compare Garden Grove, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Garden Grove, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,222
American Family $4,197
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,818
Nationwide $3,838
Progressive $2,258
State Farm $2,360
Travelers $7,312
USAA $2,473

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Cheapest Garden Grove, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Garden Grove, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Garden Grove, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,706 $2,837
American Family $3,023 $3,094
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,415 $4,415
Nationwide $2,693 $2,693
Progressive $2,583 $2,583
State Farm $2,303 $2,416
Travelers $5,631 $5,631
USAA $1,791 $1,927

The Best Cheap Car Insurance Companies in Garden Grove, IA

Take a look at a side-by-side comparison of the top car insurance companies in Garden Grove, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Garden Grove, Iowa

Insurance Company Average Annual Rates
Allstate $2,772
American Family $3,059
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,415
Nationwide $2,693
Progressive $2,583
State Farm $2,360
Travelers $5,631
USAA $1,859

Category Winners: Cheapest Car Insurance in Garden Grove, Iowa

Find the cheapest car insurance companies in Garden Grove, IA for each category right here.

Best Annual Car Insurance Rates by Company in Garden Grove, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Garden Grove, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Garden Grove car insurance rates. Find the cheapest Garden Grove, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Garden Grove, Iowa

Insurance Company Low Medium High
Allstate $2,678 $2,775 $2,862
American Family $3,076 $3,228 $2,872
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,236 $4,406 $4,604
Nationwide $2,822 $2,674 $2,582
Progressive $2,451 $2,589 $2,709
State Farm $2,264 $2,370 $2,444
Travelers $5,324 $5,715 $5,854
USAA $1,768 $1,864 $1,944

What affects car insurance rates in Garden Grove, Iowa?

What factors can have an impact on Garden Grove, IA car insurance? There are several reasons why Garden Grove car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Garden Grove, Iowa.

Commute Time in Garden Grove

The more time you spend in your car the higher the risk of an accident. The average commute length in Garden Grove, IA is 35.7 minutes according to City-Data.

Compare Car Insurance Quotes in Garden Grove, IA

Ready to find affordable Garden Grove, Iowa car insurance today? Enter your ZIP code for fast, free Garden Grove, IA car insurance quotes.

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