Compare Gardners, PA Car Insurance Rates (2021)

Car insurance in Gardners, PA averages $273 a month. Gardners, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Gardners car insurance rates, compare quotes from the top car insurance companies in Gardners, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gardners, PA after a DUI are $3,573/year
  • Average car insurance rates in Gardners, PA are $3,275/year
  • The cheapest car insurance company in Gardners is USAA

If you need to buy Gardners, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Gardners, PA is right here.

You’ll find Gardners car insurance rates, the cheapest Gardners, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Gardners, Pennsylvania car insurance rates to Harrisburg car insurance rates, Reading car insurance rates, and Lancaster car insurance rates.

Ready to find affordable Gardners, PA car insurance today? Enter your ZIP code for fast, free Gardners car insurance quotes.

Cheapest Gardners, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gardners, PA car insurance rates? Every Gardners, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gardners, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $2,096 $1,941 $1,941 $7,014 $7,014 $2,296 $2,296
GEICO $1,686 $1,461 $1,598 $1,386 $4,250 $3,689 $1,693 $1,468
Liberty Mutual $3,158 $3,158 $2,896 $2,896 $9,152 $9,152 $3,999 $3,999
Nationwide $1,674 $1,674 $1,586 $1,586 $4,775 $4,775 $1,881 $1,881
Progressive $2,390 $2,390 $2,132 $2,132 $7,732 $7,732 $3,053 $3,053
State Farm $1,328 $1,328 $1,170 $1,170 $4,712 $4,712 $1,463 $1,463
Travelers $1,371 $1,371 $1,475 $1,475 $19,001 $19,001 $1,651 $1,651
USAA $997 $997 $905 $905 $3,027 $3,027 $1,315 $1,315

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Minimum Car Insurance in Gardners, PA

Every driver must carry the minimum car insurance in Gardners, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Gardners, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Gardners, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gardners, PA. Compare credit history car insurance rates in Gardners from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gardners, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,271 $3,178 $2,563
GEICO $3,224 $1,824 $1,414
Liberty Mutual $6,126 $4,395 $3,883
Nationwide $2,904 $2,395 $2,139
Progressive $5,070 $3,557 $2,853
State Farm $3,086 $1,911 $1,508
Travelers $6,394 $5,770 $5,459
USAA $1,943 $1,451 $1,289

Cheapest Gardners, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gardners, PA to rates for a clean record with top companies.

Annual Gardners, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,196 $3,760 $3,196 $3,196
GEICO $1,587 $2,728 $2,115 $2,185
Liberty Mutual $4,359 $5,040 $4,904 $4,904
Nationwide $1,793 $2,396 $3,333 $2,395
Progressive $3,471 $4,795 $3,568 $3,474
State Farm $1,989 $2,348 $2,169 $2,169
Travelers $4,174 $5,938 $7,449 $5,938
USAA $1,256 $1,736 $1,849 $1,403

Cheapest Gardners, PA Car Insurance for Teen Drivers

Teen car insurance in Gardners, PA can be expensive. Take a look at rates from the top car insurance companies in Gardners for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gardners, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,014 $7,014
GEICO $4,250 $3,689
Liberty Mutual $9,152 $9,152
Nationwide $4,775 $4,775
Progressive $7,732 $7,732
State Farm $4,712 $4,712
Travelers $19,001 $19,001
USAA $3,027 $3,027

Cheapest Gardners, PA Car Insurance for Seniors

Take a look at Gardners, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gardners, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,941 $1,941
GEICO $1,598 $1,386
Liberty Mutual $2,896 $2,896
Nationwide $1,586 $1,586
Progressive $2,132 $2,132
State Farm $1,170 $1,170
Travelers $1,475 $1,475
USAA $905 $905

Cheapest Gardners, PA Car Insurance Rates After a DUI

A DUI in Gardners, PA increases car insurance rates. Compare Gardners, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gardners, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,196
GEICO $2,115
Liberty Mutual $4,904
Nationwide $3,333
Progressive $3,568
State Farm $2,169
Travelers $7,449
USAA $1,849

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Cheapest Gardners, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gardners, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gardners, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,270 $3,404
GEICO $2,120 $2,187
Liberty Mutual $4,679 $4,924
Nationwide $2,479 $2,479
Progressive $3,827 $3,827
State Farm $2,105 $2,233
Travelers $5,875 $5,875
USAA $1,517 $1,605

The Best Cheap Car Insurance Companies in Gardners, PA

Take a look at a side-by-side comparison of the top car insurance companies in Gardners, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gardners, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,337
GEICO $2,154
Liberty Mutual $4,802
Nationwide $2,479
Progressive $3,827
State Farm $2,169
Travelers $5,875
USAA $1,561

Category Winners: Cheapest Car Insurance in Gardners, Pennsylvania

Find the cheapest car insurance companies in Gardners, PA for each category right here.

Best Annual Car Insurance Rates by Company in Gardners, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Gardners, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gardners car insurance rates. Find the cheapest Gardners, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gardners, Pennsylvania

Insurance Company Low Medium High
Allstate $3,188 $3,358 $3,465
GEICO $1,963 $2,175 $2,323
Liberty Mutual $4,540 $4,840 $5,024
Nationwide $2,492 $2,513 $2,433
Progressive $3,521 $3,859 $4,101
State Farm $2,029 $2,197 $2,279
Travelers $6,028 $5,865 $5,731
USAA $1,435 $1,577 $1,672

Compare Car Insurance Quotes in Gardners, PA

Ready to find affordable Gardners, Pennsylvania car insurance today? Enter your ZIP code for fast, free Gardners, PA car insurance quotes.

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