Compare Garfield, NM Car Insurance Rates (2021)

Car insurance in Garfield, NM averages $257 a month. Garfield, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Garfield car insurance rates, compare quotes from the top car insurance companies in Garfield, NM.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Garfield for teen drivers is USAA
  • Average car insurance rates in Garfield, NM after a DUI are $3,931/year
  • Average car insurance rates in Garfield, NM are $3,080/year

If you need to buy Garfield, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Garfield, NM is right here.

You’ll find Garfield car insurance rates, the cheapest Garfield, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Garfield, New Mexico car insurance rates to Alamogordo car insurance rates, Santa Fe car insurance rates, and Albuquerque car insurance rates.

Ready to find affordable Garfield, NM car insurance today? Enter your ZIP code for fast, free Garfield car insurance quotes.

Cheapest Garfield, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Garfield, NM car insurance rates? Every Garfield, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Garfield, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,352 $2,368 $2,144 $2,257 $7,693 $8,879 $2,619 $2,778
Farmers $2,110 $2,103 $1,889 $2,015 $8,553 $8,794 $2,369 $2,444
GEICO $2,412 $2,478 $2,269 $2,269 $7,018 $9,580 $2,537 $2,540
Nationwide $2,091 $2,126 $1,903 $1,997 $4,957 $6,243 $2,349 $2,514
Progressive $1,398 $1,355 $1,268 $1,274 $5,643 $6,347 $1,686 $1,743
State Farm $1,449 $1,449 $1,326 $1,326 $4,054 $5,096 $1,626 $1,786
USAA $1,429 $1,416 $1,370 $1,363 $3,675 $4,144 $1,756 $1,875

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Minimum Car Insurance in Garfield, NM

Every driver must carry the minimum car insurance in Garfield, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Garfield, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Garfield, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Garfield, NM. Compare credit history car insurance rates in Garfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Garfield, New Mexico

Insurance Company Poor Fair Good
Allstate $4,518 $3,728 $3,413
Farmers $4,344 $3,593 $3,417
GEICO $4,357 $3,795 $3,512
Nationwide $3,700 $2,873 $2,495
Progressive $2,840 $2,532 $2,396
State Farm $3,235 $1,987 $1,569
USAA $2,656 $1,996 $1,734

Cheapest Garfield, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Garfield, NM to rates for a clean record with top companies.

Annual Garfield, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,218 $4,496 $3,612
Farmers $3,199 $4,117 $4,022 $3,801
GEICO $2,295 $3,678 $7,283 $2,295
Nationwide $2,269 $3,173 $4,082 $2,566
Progressive $2,246 $3,052 $2,415 $2,644
State Farm $2,119 $2,312 $2,312 $2,312
USAA $1,578 $2,195 $2,905 $1,837

Cheapest Garfield, NM Car Insurance for Teen Drivers

Teen car insurance in Garfield, NM can be expensive. Take a look at rates from the top car insurance companies in Garfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Garfield, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,693 $8,879
Farmers $8,553 $8,794
GEICO $7,018 $9,580
Nationwide $4,957 $6,243
Progressive $5,643 $6,347
State Farm $4,054 $5,096
USAA $3,675 $4,144

Cheapest Garfield, NM Car Insurance for Seniors

Take a look at Garfield, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Garfield, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,257
Farmers $1,889 $2,015
GEICO $2,269 $2,269
Nationwide $1,903 $1,997
Progressive $1,268 $1,274
State Farm $1,326 $1,326
USAA $1,370 $1,363

Cheapest Garfield, NM Car Insurance Rates After a DUI

A DUI in Garfield, NM increases car insurance rates. Compare Garfield, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Garfield, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,496
Farmers $4,022
GEICO $7,283
Nationwide $4,082
Progressive $2,415
State Farm $2,312
USAA $2,905

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Cheapest Garfield, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Garfield, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Garfield, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,886 $3,886
Farmers $3,785 $3,785
GEICO $3,828 $3,948
Nationwide $3,023 $3,023
Progressive $2,589 $2,589
State Farm $2,205 $2,323
USAA $2,065 $2,192

The Best Cheap Car Insurance Companies in Garfield, NM

Take a look at a side-by-side comparison of the top car insurance companies in Garfield, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Garfield, New Mexico

Insurance Company Average Annual Rates
Allstate $3,886
Farmers $3,785
GEICO $3,888
Nationwide $3,023
Progressive $2,589
State Farm $2,264
USAA $2,129

Category Winners: Cheapest Car Insurance in Garfield, New Mexico

Find the cheapest car insurance companies in Garfield, NM for each category right here.

Best Annual Car Insurance Rates by Company in Garfield, New Mexico

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Garfield, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Garfield car insurance rates. Find the cheapest Garfield, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Garfield, New Mexico

Insurance Company Low Medium High
Allstate $3,727 $3,879 $4,052
Farmers $3,444 $3,748 $4,162
GEICO $3,606 $3,879 $4,179
Nationwide $2,967 $2,989 $3,112
Progressive $2,475 $2,589 $2,704
State Farm $2,047 $2,273 $2,472
USAA $1,967 $2,139 $2,280

Compare Car Insurance Quotes in Garfield, NM

Ready to find affordable Garfield, New Mexico car insurance today? Enter your ZIP code for fast, free Garfield, NM car insurance quotes.

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