Compare Gargatha, VA Car Insurance Rates (2021)

Car insurance in Gargatha, VA averages $194 a month. Gargatha, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Gargatha car insurance rates, compare quotes from the top car insurance companies in Gargatha, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Gargatha for teen drivers is GEICO
  • Average car insurance rates in Gargatha, VA are $2,324/year
  • The cheapest car insurance company in Gargatha is USAA

If you need to buy Gargatha, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Gargatha, VA is right here.

You’ll find Gargatha car insurance rates, the cheapest Gargatha, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Gargatha, Virginia car insurance rates to Hampton car insurance rates, Suffolk car insurance rates, and Richmond car insurance rates.

Ready to find affordable Gargatha, VA car insurance today? Enter your ZIP code for fast, free Gargatha car insurance quotes.

Cheapest Gargatha, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gargatha, VA car insurance rates? Every Gargatha, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gargatha, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,070 $1,952 $2,061 $2,061 $6,450 $7,397 $2,693 $2,692
GEICO $1,490 $1,493 $1,413 $1,413 $3,090 $4,147 $1,729 $1,719
Nationwide $1,436 $1,447 $1,273 $1,310 $3,384 $4,377 $1,582 $1,727
Progressive $1,216 $1,160 $1,095 $1,101 $5,451 $6,129 $1,472 $1,506
State Farm $1,335 $1,335 $1,199 $1,199 $3,953 $4,968 $1,507 $1,733
USAA $1,114 $1,099 $1,036 $1,046 $3,414 $4,077 $1,438 $1,583

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Minimum Car Insurance in Gargatha, VA

Every driver must carry the minimum car insurance in Gargatha, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Gargatha, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Gargatha, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gargatha, VA. Compare credit history car insurance rates in Gargatha from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gargatha, Virginia

Insurance Company Poor Fair Good
Allstate $4,170 $3,337 $2,758
GEICO $2,290 $1,947 $1,947
Nationwide $2,449 $1,967 $1,785
Progressive $2,674 $2,328 $2,172
State Farm $3,062 $1,899 $1,500
USAA $2,479 $1,685 $1,388

Cheapest Gargatha, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gargatha, VA to rates for a clean record with top companies.

Annual Gargatha, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,560 $4,096 $3,733 $3,299
GEICO $1,560 $2,032 $3,095 $1,560
Nationwide $1,795 $1,795 $2,638 $2,039
Progressive $2,051 $2,697 $2,436 $2,383
State Farm $1,971 $2,336 $2,154 $2,154
USAA $1,434 $1,858 $2,463 $1,649

Cheapest Gargatha, VA Car Insurance for Teen Drivers

Teen car insurance in Gargatha, VA can be expensive. Take a look at rates from the top car insurance companies in Gargatha for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gargatha, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,450 $7,397
GEICO $3,090 $4,147
Nationwide $3,384 $4,377
Progressive $5,451 $6,129
State Farm $3,953 $4,968
USAA $3,414 $4,077

Cheapest Gargatha, VA Car Insurance for Seniors

Take a look at Gargatha, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gargatha, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,061 $2,061
GEICO $1,413 $1,413
Nationwide $1,273 $1,310
Progressive $1,095 $1,101
State Farm $1,199 $1,199
USAA $1,036 $1,046

Cheapest Gargatha, VA Car Insurance Rates After a DUI

A DUI in Gargatha, VA increases car insurance rates. Compare Gargatha, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gargatha, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,733
GEICO $3,095
Nationwide $2,638
Progressive $2,436
State Farm $2,154
USAA $2,463

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Cheapest Gargatha, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gargatha, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gargatha, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,317 $3,527
GEICO $2,023 $2,101
Nationwide $2,067 $2,067
Progressive $2,391 $2,391
State Farm $2,101 $2,206
USAA $1,783 $1,919

The Best Cheap Car Insurance Companies in Gargatha, VA

Take a look at a side-by-side comparison of the top car insurance companies in Gargatha, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gargatha, Virginia

Insurance Company Average Annual Rates
Allstate $3,422
GEICO $2,062
Nationwide $2,067
Progressive $2,391
State Farm $2,154
USAA $1,851

Category Winners: Cheapest Car Insurance in Gargatha, Virginia

Find the cheapest car insurance companies in Gargatha, VA for each category right here.

Best Annual Car Insurance Rates by Company in Gargatha, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Gargatha, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gargatha car insurance rates. Find the cheapest Gargatha, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gargatha, Virginia

Insurance Company Low Medium High
Allstate $3,307 $3,422 $3,536
GEICO $1,983 $2,059 $2,142
Nationwide $2,165 $2,047 $1,989
Progressive $2,285 $2,364 $2,525
State Farm $2,033 $2,150 $2,278
USAA $1,782 $1,854 $1,917

What affects car insurance rates in Gargatha, Virginia?

What factors can have an impact on Gargatha, VA car insurance? There are several reasons why Gargatha car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gargatha, Virginia.

Commute Time in Gargatha

The more time you spend in your car the higher the risk of an accident. The average commute length in Gargatha, VA is 19.3 minutes according to City-Data.

Compare Car Insurance Quotes in Gargatha, VA

Ready to find affordable Gargatha, Virginia car insurance today? Enter your ZIP code for fast, free Gargatha, VA car insurance quotes.

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