Compare Garland, NC Car Insurance Rates (2021)

Car insurance in Garland, NC averages $308 a month. Garland, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Garland car insurance rates, compare quotes from the top car insurance companies in Garland, NC.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Garland, NC after a DUI are $6,909/year
  • The cheapest car insurance company in Garland is Liberty Mutual
  • The cheapest car insurance company in Garland for teen drivers is Liberty Mutual

If you need to buy Garland, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Garland, NC is right here.

You’ll find Garland car insurance rates, the cheapest Garland, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Garland, North Carolina car insurance rates to Concord car insurance rates, Raleigh car insurance rates, and Charlotte car insurance rates.

Ready to find affordable Garland, NC car insurance today? Enter your ZIP code for fast, free Garland car insurance quotes.

Cheapest Garland, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Garland, NC car insurance rates? Every Garland, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Garland, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,786 $5,786 $4,760 $4,760 $13,582 $13,582 $5,900 $5,900
GEICO $3,166 $3,097 $3,132 $3,066 $6,389 $6,327 $2,709 $2,690
Liberty Mutual $1,929 $1,929 $1,996 $1,996 $3,338 $3,338 $1,929 $1,929
Nationwide $2,654 $2,654 $2,654 $2,654 $4,402 $4,402 $2,654 $2,654
Progressive $1,920 $1,920 $1,739 $1,739 $4,335 $4,335 $2,136 $2,136
State Farm $2,898 $2,898 $2,505 $2,505 $4,263 $4,263 $3,585 $3,585
Travelers $2,826 $2,826 $2,804 $2,804 $4,678 $4,678 $2,901 $2,901

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Garland, NC

Every driver must carry the minimum car insurance in Garland, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Garland, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Garland, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Garland, NC. Compare credit history car insurance rates in Garland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Garland, North Carolina

Insurance Company Poor Fair Good
Allstate $10,187 $6,577 $5,757
GEICO $4,176 $3,802 $3,488
Liberty Mutual $2,298 $2,298 $2,298
Nationwide $3,091 $3,091 $3,091
Progressive $2,871 $2,465 $2,261
State Farm $4,659 $2,973 $2,306
Travelers $3,549 $3,208 $3,151

Cheapest Garland, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Garland, NC to rates for a clean record with top companies.

Annual Garland, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,037 $7,162 $13,347 $5,482
GEICO $2,306 $3,242 $6,747 $2,993
Liberty Mutual $1,362 $1,754 $4,322 $1,754
Nationwide $1,806 $2,344 $5,870 $2,344
Progressive $1,185 $1,736 $5,527 $1,682
State Farm $1,789 $2,552 $6,359 $2,552
Travelers $1,914 $2,587 $6,188 $2,520

Cheapest Garland, NC Car Insurance for Teen Drivers

Teen car insurance in Garland, NC can be expensive. Take a look at rates from the top car insurance companies in Garland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Garland, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,582 $13,582
GEICO $6,389 $6,327
Liberty Mutual $3,338 $3,338
Nationwide $4,402 $4,402
Progressive $4,335 $4,335
State Farm $4,263 $4,263
Travelers $4,678 $4,678

Cheapest Garland, NC Car Insurance for Seniors

Take a look at Garland, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Garland, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,760 $4,760
GEICO $3,132 $3,066
Liberty Mutual $1,996 $1,996
Nationwide $2,654 $2,654
Progressive $1,739 $1,739
State Farm $2,505 $2,505
Travelers $2,804 $2,804

Cheapest Garland, NC Car Insurance Rates After a DUI

A DUI in Garland, NC increases car insurance rates. Compare Garland, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Garland, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $13,347
GEICO $6,747
Liberty Mutual $4,322
Nationwide $5,870
Progressive $5,527
State Farm $6,359
Travelers $6,188

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Garland, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Garland, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Garland, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,507 $7,507
GEICO $3,822 $3,822
Liberty Mutual $2,298 $2,298
Nationwide $3,091 $3,091
Progressive $2,532 $2,532
State Farm $3,288 $3,338
Travelers $3,302 $3,302

The Best Cheap Car Insurance Companies in Garland, NC

Take a look at a side-by-side comparison of the top car insurance companies in Garland, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Garland, North Carolina

Insurance Company Average Annual Rates
Allstate $7,507
GEICO $3,822
Liberty Mutual $2,298
Nationwide $3,091
Progressive $2,532
State Farm $3,313
Travelers $3,302

Category Winners: Cheapest Car Insurance in Garland, North Carolina

Find the cheapest car insurance companies in Garland, NC for each category right here.

Best Annual Car Insurance Rates by Company in Garland, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Garland, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Garland car insurance rates. Find the cheapest Garland, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Garland, North Carolina

Insurance Company Low Medium High
Allstate $7,239 $7,480 $7,801
GEICO $3,627 $3,812 $4,027
Liberty Mutual $2,187 $2,284 $2,423
Nationwide $2,962 $3,077 $3,234
Progressive $2,403 $2,518 $2,676
State Farm $3,176 $3,297 $3,466
Travelers $3,163 $3,286 $3,459

What affects car insurance rates in Garland, North Carolina?

What factors can have an impact on Garland, NC car insurance? There are several reasons why Garland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Garland, North Carolina.

Commute Time in Garland

The more time you spend in your car the higher the risk of an accident. The average commute length in Garland, NC is 31.6 minutes according to City-Data.

Compare Car Insurance Quotes in Garland, NC

Ready to find affordable Garland, North Carolina car insurance today? Enter your ZIP code for fast, free Garland, NC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption