Compare Garland, UT Car Insurance Rates (2021)

Car insurance in Garland, UT averages $292 a month. Garland, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Garland car insurance rates, compare quotes from the top car insurance companies in Garland, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Garland, UT are $3,504/year
  • Average car insurance rates in Garland, UT after a DUI are $3,986/year
  • The cheapest car insurance company in Garland is USAA

If you need to buy Garland, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Garland, UT is right here.

You’ll find Garland car insurance rates, the cheapest Garland, UT car insurance companies, and information on Utah car insurance laws. You can also compare Garland, Utah car insurance rates to Sandy car insurance rates, Layton car insurance rates, and Salt Lake City car insurance rates.

Ready to find affordable Garland, UT car insurance today? Enter your ZIP code for fast, free Garland car insurance quotes.

Cheapest Garland, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Garland, UT car insurance rates? Every Garland, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Garland, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,100 $1,951 $1,905 $1,905 $6,383 $7,106 $2,233 $2,220
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $2,168 $2,139 $1,918 $2,043 $9,086 $9,337 $2,453 $2,534
GEICO $1,899 $2,108 $2,078 $2,406 $5,615 $5,985 $1,649 $1,655
Liberty Mutual $2,381 $2,563 $1,972 $2,198 $9,313 $10,346 $2,512 $2,669
Nationwide $1,864 $1,887 $1,666 $1,755 $5,056 $6,433 $2,153 $2,308
Progressive $1,996 $1,856 $1,635 $1,742 $8,153 $9,068 $2,305 $2,417
State Farm $2,825 $2,825 $2,562 $2,562 $8,590 $10,682 $3,202 $3,674
USAA $1,428 $1,403 $1,281 $1,280 $5,005 $5,868 $1,740 $1,901

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Minimum Car Insurance in Garland, UT

Every driver must carry the minimum car insurance in Garland, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Garland, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Garland, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Garland, UT. Compare credit history car insurance rates in Garland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Garland, Utah

Insurance Company Poor Fair Good
Allstate $4,316 $2,892 $2,468
American Family $4,451 $3,337 $2,838
Farmers $4,535 $3,767 $3,578
GEICO $4,456 $2,469 $1,848
Liberty Mutual $6,053 $3,733 $2,947
Nationwide $3,575 $2,706 $2,389
Progressive $4,121 $3,532 $3,286
State Farm $7,511 $3,780 $2,554
USAA $3,571 $2,273 $1,621

Cheapest Garland, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Garland, UT to rates for a clean record with top companies.

Annual Garland, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,734 $3,288 $3,807 $3,071
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,369 $4,385 $4,256 $3,830
GEICO $2,127 $3,299 $3,803 $2,468
Liberty Mutual $3,327 $4,559 $4,910 $4,180
Nationwide $2,296 $3,088 $3,617 $2,560
Progressive $3,088 $4,658 $3,230 $3,610
State Farm $4,199 $5,031 $4,615 $4,615
USAA $1,958 $2,471 $3,331 $2,193

Cheapest Garland, UT Car Insurance for Teen Drivers

Teen car insurance in Garland, UT can be expensive. Take a look at rates from the top car insurance companies in Garland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Garland, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,383 $7,106
American Family $7,096 $9,328
Farmers $9,086 $9,337
GEICO $5,615 $5,985
Liberty Mutual $9,313 $10,346
Nationwide $5,056 $6,433
Progressive $8,153 $9,068
State Farm $8,590 $10,682
USAA $5,005 $5,868

Cheapest Garland, UT Car Insurance for Seniors

Take a look at Garland, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Garland, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,905 $1,905
American Family $1,815 $1,815
Farmers $1,918 $2,043
GEICO $2,078 $2,406
Liberty Mutual $1,972 $2,198
Nationwide $1,666 $1,755
Progressive $1,635 $1,742
State Farm $2,562 $2,562
USAA $1,281 $1,280

Cheapest Garland, UT Car Insurance Rates After a DUI

A DUI in Garland, UT increases car insurance rates. Compare Garland, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Garland, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,807
American Family $4,307
Farmers $4,256
GEICO $3,803
Liberty Mutual $4,910
Nationwide $3,617
Progressive $3,230
State Farm $4,615
USAA $3,331

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Cheapest Garland, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Garland, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Garland, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,225 $3,225
American Family $3,539 $3,544
Farmers $3,960 $3,960
GEICO $2,874 $2,975
Liberty Mutual $4,175 $4,314
Nationwide $2,890 $2,890
Progressive $3,646 $3,646
State Farm $4,499 $4,731
USAA $2,461 $2,516

The Best Cheap Car Insurance Companies in Garland, UT

Take a look at a side-by-side comparison of the top car insurance companies in Garland, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Garland, Utah

Insurance Company Average Annual Rates
Allstate $3,225
American Family $3,542
Farmers $3,960
GEICO $2,924
Liberty Mutual $4,244
Nationwide $2,890
Progressive $3,646
State Farm $4,615
USAA $2,488

Category Winners: Cheapest Car Insurance in Garland, Utah

Find the cheapest car insurance companies in Garland, UT for each category right here.

Best Annual Car Insurance Rates by Company in Garland, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Garland, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Garland car insurance rates. Find the cheapest Garland, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Garland, Utah

Insurance Company Low Medium High
Allstate $3,075 $3,218 $3,382
American Family $3,455 $3,588 $3,582
Farmers $3,635 $3,906 $4,338
GEICO $2,720 $2,913 $3,141
Liberty Mutual $4,032 $4,228 $4,473
Nationwide $3,169 $2,746 $2,756
Progressive $3,332 $3,517 $4,091
State Farm $4,342 $4,627 $4,876
USAA $2,389 $2,489 $2,587

What affects car insurance rates in Garland, Utah?

What factors can have an impact on Garland, UT car insurance? There are several reasons why Garland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Garland, Utah.

Commute Time in Garland

The more time you spend in your car the higher the risk of an accident. The average commute length in Garland, UT is 22.8 minutes according to City-Data.

Compare Car Insurance Quotes in Garland, UT

Ready to find affordable Garland, Utah car insurance today? Enter your ZIP code for fast, free Garland, UT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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