Compare Garnett, SC Car Insurance Rates (2021)

Car insurance in Garnett, SC averages $354 a month. Garnett, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Garnett car insurance rates, compare quotes from the top car insurance companies in Garnett, SC.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Garnett, SC after a DUI are $4,936/year
  • Average car insurance rates in Garnett, SC are $4,253/year
  • The cheapest car insurance company in Garnett for teen drivers is State Farm

If you need to buy Garnett, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Garnett, SC is right here.

You’ll find Garnett car insurance rates, the cheapest Garnett, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Garnett, South Carolina car insurance rates to Columbia car insurance rates, Summerville car insurance rates, and Hilton Head Island car insurance rates.

Ready to find affordable Garnett, SC car insurance today? Enter your ZIP code for fast, free Garnett car insurance quotes.

Cheapest Garnett, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Garnett, SC car insurance rates? Every Garnett, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Garnett, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,762 $2,762 $2,641 $2,641 $7,068 $9,032 $3,064 $3,335
Farmers $3,410 $3,443 $3,253 $3,540 $8,843 $9,695 $3,715 $3,718
GEICO $3,210 $3,210 $2,938 $2,938 $7,289 $7,494 $3,707 $3,778
Nationwide $2,914 $2,961 $2,608 $2,723 $6,954 $9,052 $3,292 $3,619
Progressive $2,630 $2,414 $2,252 $2,353 $10,569 $11,649 $2,993 $3,086
State Farm $2,178 $2,178 $1,955 $1,955 $6,031 $7,623 $2,441 $2,728
USAA $2,119 $2,132 $1,939 $1,948 $8,407 $9,232 $2,790 $2,953

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Minimum Car Insurance in Garnett, SC

Every driver must carry the minimum car insurance in Garnett, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Garnett, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Garnett, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Garnett, SC. Compare credit history car insurance rates in Garnett from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Garnett, South Carolina

Insurance Company Poor Fair Good
Allstate $5,251 $3,925 $3,313
Farmers $5,723 $4,773 $4,361
GEICO $6,591 $3,544 $2,827
Nationwide $5,092 $4,103 $3,601
Progressive $5,299 $4,627 $4,304
State Farm $4,865 $2,965 $2,328
USAA $6,185 $3,011 $2,624

Cheapest Garnett, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Garnett, SC to rates for a clean record with top companies.

Annual Garnett, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,154 $4,975 $4,375 $4,148
Farmers $4,142 $5,702 $4,760 $5,205
GEICO $3,300 $4,262 $6,420 $3,300
Nationwide $3,369 $4,389 $5,579 $3,723
Progressive $3,892 $5,634 $4,736 $4,711
State Farm $3,091 $3,746 $3,353 $3,353
USAA $3,111 $3,838 $5,326 $3,485

Cheapest Garnett, SC Car Insurance for Teen Drivers

Teen car insurance in Garnett, SC can be expensive. Take a look at rates from the top car insurance companies in Garnett for teenagers.

Annual Car Insurance Rates for Teen Drivers in Garnett, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,068 $9,032
Farmers $8,843 $9,695
GEICO $7,289 $7,494
Nationwide $6,954 $9,052
Progressive $10,569 $11,649
State Farm $6,031 $7,623
USAA $8,407 $9,232

Cheapest Garnett, SC Car Insurance for Seniors

Take a look at Garnett, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Garnett, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,641 $2,641
Farmers $3,253 $3,540
GEICO $2,938 $2,938
Nationwide $2,608 $2,723
Progressive $2,252 $2,353
State Farm $1,955 $1,955
USAA $1,939 $1,948

Cheapest Garnett, SC Car Insurance Rates After a DUI

A DUI in Garnett, SC increases car insurance rates. Compare Garnett, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Garnett, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,375
Farmers $4,760
GEICO $6,420
Nationwide $5,579
Progressive $4,736
State Farm $3,353
USAA $5,326

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Cheapest Garnett, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Garnett, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Garnett, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,076 $4,250
Farmers $4,952 $4,952
GEICO $4,302 $4,339
Nationwide $4,265 $4,265
Progressive $4,743 $4,743
State Farm $3,301 $3,471
USAA $3,898 $3,982

The Best Cheap Car Insurance Companies in Garnett, SC

Take a look at a side-by-side comparison of the top car insurance companies in Garnett, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Garnett, South Carolina

Insurance Company Average Annual Rates
Allstate $4,163
Farmers $4,952
GEICO $4,321
Nationwide $4,265
Progressive $4,743
State Farm $3,386
USAA $3,940

Category Winners: Cheapest Car Insurance in Garnett, South Carolina

Find the cheapest car insurance companies in Garnett, SC for each category right here.

Best Annual Car Insurance Rates by Company in Garnett, South Carolina

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Garnett, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Garnett car insurance rates. Find the cheapest Garnett, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Garnett, South Carolina

Insurance Company Low Medium High
Allstate $3,912 $4,142 $4,436
Farmers $4,354 $4,945 $5,557
GEICO $3,987 $4,270 $4,704
Nationwide $4,208 $4,268 $4,320
Progressive $4,338 $4,667 $5,225
State Farm $3,146 $3,385 $3,628
USAA $3,725 $3,935 $4,160

Compare Car Insurance Quotes in Garnett, SC

Ready to find affordable Garnett, South Carolina car insurance today? Enter your ZIP code for fast, free Garnett, SC car insurance quotes.

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