Compare Garrattsville, NY Car Insurance Rates (2021)

Car insurance in Garrattsville, NY averages $289 a month. Garrattsville, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Garrattsville car insurance rates, compare quotes from the top car insurance companies in Garrattsville, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Garrattsville, NY after a DUI are $4,623/year
  • The cheapest car insurance company in Garrattsville for teen drivers is GEICO
  • The cheapest car insurance company in Garrattsville is GEICO

If you need to buy Garrattsville, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Garrattsville, NY is right here.

You’ll find Garrattsville car insurance rates, the cheapest Garrattsville, NY car insurance companies, and information on New York car insurance laws. You can also compare Garrattsville, New York car insurance rates to Buffalo car insurance rates, New Rochelle car insurance rates, and Albany car insurance rates.

Ready to find affordable Garrattsville, NY car insurance today? Enter your ZIP code for fast, free Garrattsville car insurance quotes.

Cheapest Garrattsville, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Garrattsville, NY car insurance rates? Every Garrattsville, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Garrattsville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,394 $2,271 $2,228 $2,265 $6,758 $7,248 $2,420 $2,459
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,260 $2,260 $2,133 $2,133 $3,937 $5,868 $2,260 $2,873
Progressive $1,751 $1,657 $1,423 $1,439 $5,753 $6,425 $2,256 $2,209
State Farm $2,264 $2,264 $1,969 $1,969 $6,583 $8,509 $2,484 $2,633
Travelers $2,518 $2,552 $2,290 $2,464 $5,785 $6,842 $2,676 $2,802
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in Garrattsville, NY

Every driver must carry the minimum car insurance in Garrattsville, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Garrattsville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Garrattsville, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Garrattsville, NY. Compare credit history car insurance rates in Garrattsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Garrattsville, New York

Insurance Company Poor Fair Good
Allstate $4,990 $2,954 $2,572
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $2,966 $2,966 $2,966
Progressive $4,523 $2,348 $1,721
State Farm $5,062 $3,173 $2,518
Travelers $4,785 $3,041 $2,647
USAA $5,185 $2,565 $2,265

Cheapest Garrattsville, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Garrattsville, NY to rates for a clean record with top companies.

Annual Garrattsville, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,995 $2,995 $4,297 $3,734
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,264 $2,264 $5,017 $2,316
Progressive $2,789 $2,789 $3,074 $2,805
State Farm $3,419 $3,419 $3,750 $3,750
Travelers $2,997 $3,721 $3,776 $3,470
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Garrattsville, NY Car Insurance for Teen Drivers

Teen car insurance in Garrattsville, NY can be expensive. Take a look at rates from the top car insurance companies in Garrattsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Garrattsville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,758 $7,248
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $3,937 $5,868
Progressive $5,753 $6,425
State Farm $6,583 $8,509
Travelers $5,785 $6,842
USAA $6,993 $8,362

Cheapest Garrattsville, NY Car Insurance for Seniors

Take a look at Garrattsville, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Garrattsville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,228 $2,265
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,133 $2,133
Progressive $1,423 $1,439
State Farm $1,969 $1,969
Travelers $2,290 $2,464
USAA $1,576 $1,583

Cheapest Garrattsville, NY Car Insurance Rates After a DUI

A DUI in Garrattsville, NY increases car insurance rates. Compare Garrattsville, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Garrattsville, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,297
GEICO $3,419
Liberty Mutual $9,308
Nationwide $5,017
Progressive $3,074
State Farm $3,750
Travelers $3,776
USAA $4,343

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Cheapest Garrattsville, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Garrattsville, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Garrattsville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,458 $3,552
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $2,966 $2,966
Progressive $2,864 $2,864
State Farm $3,459 $3,709
Travelers $3,491 $3,491
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Garrattsville, NY

Take a look at a side-by-side comparison of the top car insurance companies in Garrattsville, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Garrattsville, New York

Insurance Company Average Annual Rates
Allstate $3,505
GEICO $2,182
Liberty Mutual $5,850
Nationwide $2,966
Progressive $2,864
State Farm $3,584
Travelers $3,491
USAA $3,339

Category Winners: Cheapest Car Insurance in Garrattsville, New York

Find the cheapest car insurance companies in Garrattsville, NY for each category right here.

Best Annual Car Insurance Rates by Company in Garrattsville, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Garrattsville, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Garrattsville car insurance rates. Find the cheapest Garrattsville, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Garrattsville, New York

Insurance Company Low Medium High
Allstate $3,338 $3,495 $3,683
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $2,822 $2,945 $3,129
Progressive $2,730 $2,850 $3,011
State Farm $3,421 $3,603 $3,730
Travelers $3,340 $3,462 $3,671
USAA $3,250 $3,324 $3,442

Compare Car Insurance Quotes in Garrattsville, NY

Ready to find affordable Garrattsville, New York car insurance today? Enter your ZIP code for fast, free Garrattsville, NY car insurance quotes.

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