Compare Garretson, SD Car Insurance Rates (2021)

Car insurance in Garretson, SD averages $303 a month. Garretson, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Garretson car insurance rates, compare quotes from the top car insurance companies in Garretson, SD.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Garretson for teen drivers is State Farm
  • Average car insurance rates in Garretson, SD are $3,637/year
  • Average car insurance rates in Garretson, SD after a DUI are $4,396/year

If you need to buy Garretson, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Garretson, SD is right here.

You’ll find Garretson car insurance rates, the cheapest Garretson, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Garretson, South Dakota car insurance rates to Aberdeen car insurance rates, Sioux Falls car insurance rates, and Spearfish car insurance rates.

Ready to find affordable Garretson, SD car insurance today? Enter your ZIP code for fast, free Garretson car insurance quotes.

Cheapest Garretson, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Garretson, SD car insurance rates? Every Garretson, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Garretson, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,428 $2,484 $2,139 $2,288 $9,928 $11,847 $2,752 $3,013
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,685 $1,685 $1,480 $1,546 $7,875 $8,175 $1,891 $2,009
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,714 $4,036 $2,932 $3,564 $14,576 $16,365 $3,894 $4,327
Nationwide $1,816 $1,855 $1,629 $1,729 $4,112 $5,269 $2,058 $2,227
Progressive $1,808 $1,755 $1,493 $1,551 $7,174 $8,122 $2,258 $2,363
State Farm $1,510 $1,510 $1,303 $1,303 $3,752 $4,809 $1,690 $1,900

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Garretson, SD

Every driver must carry the minimum car insurance in Garretson, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Garretson, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Garretson, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Garretson, SD. Compare credit history car insurance rates in Garretson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Garretson, South Dakota

Insurance Company Poor Fair Good
Allstate $5,617 $4,396 $3,817
American Family $4,802 $3,463 $2,924
Farmers $3,713 $3,149 $3,017
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,651 $5,814 $4,562
Nationwide $3,114 $2,476 $2,170
Progressive $3,781 $3,196 $2,969
State Farm $3,234 $1,934 $1,498

Cheapest Garretson, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Garretson, SD to rates for a clean record with top companies.

Annual Garretson, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,437 $5,901 $4,278
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,800 $3,555 $3,468 $3,350
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,624 $6,994 $7,255 $6,830
Nationwide $1,891 $2,595 $3,680 $2,182
Progressive $2,849 $3,919 $3,073 $3,421
State Farm $2,079 $2,365 $2,222 $2,222

Cheapest Garretson, SD Car Insurance for Teen Drivers

Teen car insurance in Garretson, SD can be expensive. Take a look at rates from the top car insurance companies in Garretson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Garretson, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,928 $11,847
American Family $5,616 $8,249
Farmers $7,875 $8,175
GEICO $4,398 $5,174
Liberty Mutual $14,576 $16,365
Nationwide $4,112 $5,269
Progressive $7,174 $8,122
State Farm $3,752 $4,809

Cheapest Garretson, SD Car Insurance for Seniors

Take a look at Garretson, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Garretson, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,288
American Family $2,364 $2,364
Farmers $1,480 $1,546
GEICO $2,041 $1,881
Liberty Mutual $2,932 $3,564
Nationwide $1,629 $1,729
Progressive $1,493 $1,551
State Farm $1,303 $1,303

Cheapest Garretson, SD Car Insurance Rates After a DUI

A DUI in Garretson, SD increases car insurance rates. Compare Garretson, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Garretson, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,901
American Family $5,125
Farmers $3,468
GEICO $4,443
Liberty Mutual $7,255
Nationwide $3,680
Progressive $3,073
State Farm $2,222

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Garretson, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Garretson, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Garretson, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,497 $4,723
American Family $3,684 $3,775
Farmers $3,293 $3,293
GEICO $2,631 $2,696
Liberty Mutual $6,676 $6,676
Nationwide $2,587 $2,587
Progressive $3,316 $3,316
State Farm $2,168 $2,276

The Best Cheap Car Insurance Companies in Garretson, SD

Take a look at a side-by-side comparison of the top car insurance companies in Garretson, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Garretson, South Dakota

Insurance Company Average Annual Rates
Allstate $4,610
American Family $3,730
Farmers $3,293
GEICO $2,664
Liberty Mutual $6,676
Nationwide $2,587
Progressive $3,316
State Farm $2,222

Category Winners: Cheapest Car Insurance in Garretson, South Dakota

Find the cheapest car insurance companies in Garretson, SD for each category right here.

Best Annual Car Insurance Rates by Company in Garretson, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Garretson, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Garretson car insurance rates. Find the cheapest Garretson, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Garretson, South Dakota

Insurance Company Low Medium High
Allstate $4,493 $4,603 $4,734
American Family $3,733 $3,834 $3,621
Farmers $3,136 $3,254 $3,490
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,547 $6,666 $6,815
Nationwide $2,411 $2,573 $2,776
Progressive $3,188 $3,271 $3,488
State Farm $2,150 $2,223 $2,293

What affects car insurance rates in Garretson, South Dakota?

What factors can have an impact on Garretson, SD car insurance? There are several reasons why Garretson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Garretson, South Dakota.

Commute Time in Garretson

The more time you spend in your car the higher the risk of an accident. The average commute length in Garretson, SD is 21.1 minutes according to City-Data.

Compare Car Insurance Quotes in Garretson, SD

Ready to find affordable Garretson, South Dakota car insurance today? Enter your ZIP code for fast, free Garretson, SD car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption