Compare Garrett, PA Car Insurance Rates (2021)

Car insurance in Garrett, PA averages $321 a month. Garrett, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Garrett car insurance rates, compare quotes from the top car insurance companies in Garrett, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Garrett, PA after a DUI are $4,198/year
  • The cheapest car insurance company in Garrett is USAA
  • The cheapest car insurance company in Garrett for teen drivers is USAA

If you need to buy Garrett, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Garrett, PA is right here.

You’ll find Garrett car insurance rates, the cheapest Garrett, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Garrett, Pennsylvania car insurance rates to Bethlehem car insurance rates, Scranton car insurance rates, and Lancaster car insurance rates.

Ready to find affordable Garrett, PA car insurance today? Enter your ZIP code for fast, free Garrett car insurance quotes.

Cheapest Garrett, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Garrett, PA car insurance rates? Every Garrett, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Garrett, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,593 $2,593 $2,374 $2,374 $8,543 $8,543 $2,874 $2,874
GEICO $2,311 $1,998 $2,138 $1,849 $5,763 $4,994 $2,343 $2,025
Liberty Mutual $3,541 $3,541 $3,243 $3,243 $10,350 $10,350 $4,497 $4,497
Nationwide $1,717 $1,717 $1,622 $1,622 $4,766 $4,766 $1,920 $1,920
Progressive $2,667 $2,667 $2,379 $2,379 $8,526 $8,526 $3,420 $3,420
State Farm $1,725 $1,725 $1,511 $1,511 $6,007 $6,007 $1,894 $1,894
Travelers $1,686 $1,686 $1,800 $1,800 $23,764 $23,764 $2,048 $2,048
USAA $1,013 $1,013 $916 $916 $2,978 $2,978 $1,341 $1,341

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Minimum Car Insurance in Garrett, PA

Every driver must carry the minimum car insurance in Garrett, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Garrett, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Garrett, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Garrett, PA. Compare credit history car insurance rates in Garrett from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Garrett, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,236 $3,904 $3,148
GEICO $4,403 $2,473 $1,907
Liberty Mutual $6,902 $4,950 $4,371
Nationwide $2,947 $2,414 $2,158
Progressive $5,631 $3,946 $3,167
State Farm $3,963 $2,453 $1,936
Travelers $7,991 $7,194 $6,789
USAA $1,953 $1,450 $1,284

Cheapest Garrett, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Garrett, PA to rates for a clean record with top companies.

Annual Garrett, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,921 $4,621 $3,921 $3,921
GEICO $2,155 $3,670 $2,887 $2,999
Liberty Mutual $4,941 $5,645 $5,523 $5,523
Nationwide $1,802 $2,412 $3,382 $2,429
Progressive $3,855 $5,308 $3,966 $3,864
State Farm $2,564 $3,004 $2,784 $2,784
Travelers $5,228 $7,395 $9,280 $7,395
USAA $1,262 $1,732 $1,845 $1,409

Cheapest Garrett, PA Car Insurance for Teen Drivers

Teen car insurance in Garrett, PA can be expensive. Take a look at rates from the top car insurance companies in Garrett for teenagers.

Annual Car Insurance Rates for Teen Drivers in Garrett, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,543 $8,543
GEICO $5,763 $4,994
Liberty Mutual $10,350 $10,350
Nationwide $4,766 $4,766
Progressive $8,526 $8,526
State Farm $6,007 $6,007
Travelers $23,764 $23,764
USAA $2,978 $2,978

Cheapest Garrett, PA Car Insurance for Seniors

Take a look at Garrett, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Garrett, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,374 $2,374
GEICO $2,138 $1,849
Liberty Mutual $3,243 $3,243
Nationwide $1,622 $1,622
Progressive $2,379 $2,379
State Farm $1,511 $1,511
Travelers $1,800 $1,800
USAA $916 $916

Cheapest Garrett, PA Car Insurance Rates After a DUI

A DUI in Garrett, PA increases car insurance rates. Compare Garrett, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Garrett, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,921
GEICO $2,887
Liberty Mutual $5,523
Nationwide $3,382
Progressive $3,966
State Farm $2,784
Travelers $9,280
USAA $1,845

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Cheapest Garrett, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Garrett, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Garrett, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,016 $4,176
GEICO $2,879 $2,977
Liberty Mutual $5,269 $5,547
Nationwide $2,506 $2,506
Progressive $4,248 $4,248
State Farm $2,702 $2,866
Travelers $7,325 $7,325
USAA $1,518 $1,606

The Best Cheap Car Insurance Companies in Garrett, PA

Take a look at a side-by-side comparison of the top car insurance companies in Garrett, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Garrett, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,096
GEICO $2,928
Liberty Mutual $5,408
Nationwide $2,506
Progressive $4,248
State Farm $2,784
Travelers $7,325
USAA $1,562

Category Winners: Cheapest Car Insurance in Garrett, Pennsylvania

Find the cheapest car insurance companies in Garrett, PA for each category right here.

Best Annual Car Insurance Rates by Company in Garrett, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Garrett, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Garrett car insurance rates. Find the cheapest Garrett, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Garrett, Pennsylvania

Insurance Company Low Medium High
Allstate $3,899 $4,124 $4,265
GEICO $2,723 $2,948 $3,112
Liberty Mutual $5,171 $5,442 $5,611
Nationwide $2,539 $2,533 $2,446
Progressive $3,908 $4,278 $4,558
State Farm $2,637 $2,813 $2,902
Travelers $7,481 $7,306 $7,187
USAA $1,458 $1,575 $1,653

What affects car insurance rates in Garrett, Pennsylvania?

What factors can have an impact on Garrett, PA car insurance? There are several reasons why Garrett car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Garrett, Pennsylvania.

Commute Time in Garrett

The more time you spend in your car the higher the risk of an accident. The average commute length in Garrett, PA is 27.7 minutes according to City-Data.

Compare Car Insurance Quotes in Garrett, PA

Ready to find affordable Garrett, Pennsylvania car insurance today? Enter your ZIP code for fast, free Garrett, PA car insurance quotes.

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