Compare Garrison, KY Car Insurance Rates (2021)

Car insurance in Garrison, KY averages $381 a month. Garrison, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Garrison car insurance rates, compare quotes from the top car insurance companies in Garrison, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Garrison, KY are $4,566/year
  • The cheapest car insurance company in Garrison for teen drivers is USAA
  • The cheapest car insurance company in Garrison is USAA

If you need to buy Garrison, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Garrison, KY is right here.

You’ll find Garrison car insurance rates, the cheapest Garrison, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Garrison, Kentucky car insurance rates to Henderson car insurance rates, Covington car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Garrison, KY car insurance today? Enter your ZIP code for fast, free Garrison car insurance quotes.

Cheapest Garrison, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Garrison, KY car insurance rates? Every Garrison, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Garrison, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,253 $2,975 $3,171 $12,180 $13,685 $3,638 $3,844
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,090 $3,354 $2,598 $2,912 $13,276 $14,734 $3,246 $3,405
Nationwide $3,199 $3,201 $2,887 $3,016 $7,262 $9,049 $3,633 $3,814
Progressive $2,052 $1,956 $1,836 $1,846 $9,863 $11,169 $2,546 $2,610
State Farm $2,020 $2,020 $1,805 $1,805 $6,032 $7,621 $2,252 $2,527
Travelers $2,462 $2,506 $2,416 $2,421 $11,896 $19,136 $2,570 $2,976
USAA $1,836 $1,842 $1,654 $1,686 $4,862 $5,131 $2,321 $2,544

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Minimum Car Insurance in Garrison, KY

Every driver must carry the minimum car insurance in Garrison, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Garrison, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Garrison, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Garrison, KY. Compare credit history car insurance rates in Garrison from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Garrison, Kentucky

Insurance Company Poor Fair Good
Allstate $7,623 $5,260 $4,380
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,350 $5,110 $4,021
Nationwide $5,472 $4,309 $3,742
Progressive $4,738 $4,125 $3,842
State Farm $4,711 $2,847 $2,222
Travelers $6,473 $5,471 $5,450
USAA $4,072 $2,277 $1,855

Cheapest Garrison, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Garrison, KY to rates for a clean record with top companies.

Annual Garrison, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,772 $6,223 $6,640 $5,382
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,851 $7,485 $5,813 $5,159
Nationwide $3,583 $4,636 $5,866 $3,946
Progressive $3,504 $5,175 $3,999 $4,261
State Farm $2,979 $3,541 $3,260 $3,260
Travelers $5,053 $5,199 $7,518 $5,422
USAA $2,062 $2,916 $3,479 $2,482

Cheapest Garrison, KY Car Insurance for Teen Drivers

Teen car insurance in Garrison, KY can be expensive. Take a look at rates from the top car insurance companies in Garrison for teenagers.

Annual Car Insurance Rates for Teen Drivers in Garrison, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,180 $13,685
GEICO $7,170 $8,568
Liberty Mutual $13,276 $14,734
Nationwide $7,262 $9,049
Progressive $9,863 $11,169
State Farm $6,032 $7,621
Travelers $11,896 $19,136
USAA $4,862 $5,131

Cheapest Garrison, KY Car Insurance for Seniors

Take a look at Garrison, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Garrison, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,975 $3,171
GEICO $3,742 $3,389
Liberty Mutual $2,598 $2,912
Nationwide $2,887 $3,016
Progressive $1,836 $1,846
State Farm $1,805 $1,805
Travelers $2,416 $2,421
USAA $1,654 $1,686

Cheapest Garrison, KY Car Insurance Rates After a DUI

A DUI in Garrison, KY increases car insurance rates. Compare Garrison, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Garrison, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,640
GEICO $7,199
Liberty Mutual $5,813
Nationwide $5,866
Progressive $3,999
State Farm $3,260
Travelers $7,518
USAA $3,479

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Cheapest Garrison, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Garrison, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Garrison, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,754 $5,754
GEICO $4,371 $4,456
Liberty Mutual $5,827 $5,827
Nationwide $4,508 $4,508
Progressive $4,235 $4,235
State Farm $3,182 $3,338
Travelers $5,798 $5,798
USAA $2,633 $2,836

The Best Cheap Car Insurance Companies in Garrison, KY

Take a look at a side-by-side comparison of the top car insurance companies in Garrison, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Garrison, Kentucky

Insurance Company Average Annual Rates
Allstate $5,754
GEICO $4,413
Liberty Mutual $5,827
Nationwide $4,508
Progressive $4,235
State Farm $3,260
Travelers $5,798
USAA $2,735

Category Winners: Cheapest Car Insurance in Garrison, Kentucky

Find the cheapest car insurance companies in Garrison, KY for each category right here.

Best Annual Car Insurance Rates by Company in Garrison, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Garrison, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Garrison car insurance rates. Find the cheapest Garrison, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Garrison, Kentucky

Insurance Company Low Medium High
Allstate $5,359 $5,733 $6,171
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,544 $5,791 $6,145
Nationwide $4,563 $4,454 $4,506
Progressive $3,937 $4,186 $4,580
State Farm $3,079 $3,255 $3,446
Travelers $5,499 $5,821 $6,074
USAA $2,617 $2,729 $2,858

What affects car insurance rates in Garrison, Kentucky?

What factors can have an impact on Garrison, KY car insurance? There are several reasons why Garrison car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Garrison, Kentucky.

Commute Time in Garrison

The more time you spend in your car the higher the risk of an accident. The average commute length in Garrison, KY is 58.3 minutes according to City-Data.

Compare Car Insurance Quotes in Garrison, KY

Ready to find affordable Garrison, Kentucky car insurance today? Enter your ZIP code for fast, free Garrison, KY car insurance quotes.

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