Compare Gates, OR Car Insurance Rates (2021)

Car insurance in Gates, OR averages $293 a month. Gates, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Gates car insurance rates, compare quotes from the top car insurance companies in Gates, OR.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Gates, OR are $3,512/year
  • Average car insurance rates in Gates, OR after a DUI are $4,156/year
  • The cheapest car insurance company in Gates is State Farm

If you need to buy Gates, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Gates, OR is right here.

You’ll find Gates car insurance rates, the cheapest Gates, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Gates, Oregon car insurance rates to Bend car insurance rates, Salem car insurance rates, and Hillsboro car insurance rates.

Ready to find affordable Gates, OR car insurance today? Enter your ZIP code for fast, free Gates car insurance quotes.

Cheapest Gates, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gates, OR car insurance rates? Every Gates, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gates, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,257 $3,032 $2,970 $3,001 $9,817 $10,962 $3,415 $3,429
American Family $2,226 $2,226 $1,985 $1,985 $5,518 $8,671 $2,226 $2,330
Farmers $2,166 $2,135 $1,908 $2,026 $9,302 $9,603 $2,438 $2,512
GEICO $2,776 $2,705 $2,590 $2,618 $7,320 $6,721 $2,953 $2,575
Liberty Mutual $2,773 $2,922 $2,413 $2,680 $8,828 $9,511 $2,656 $2,673
Nationwide $2,145 $2,136 $1,912 $1,999 $4,879 $6,100 $2,498 $2,630
Progressive $1,798 $1,633 $1,563 $1,606 $7,758 $8,572 $2,151 $2,046
State Farm $1,582 $1,582 $1,447 $1,447 $5,017 $6,296 $1,795 $2,060
Travelers $1,806 $1,822 $1,629 $1,696 $5,091 $6,180 $1,886 $1,919
USAA $1,734 $1,679 $1,722 $1,656 $5,356 $5,738 $2,233 $2,314

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Gates, OR

Every driver must carry the minimum car insurance in Gates, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Gates, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Gates, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gates, OR. Compare credit history car insurance rates in Gates from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gates, Oregon

Insurance Company Poor Fair Good
Allstate $6,551 $4,607 $3,798
American Family $4,305 $3,186 $2,696
Farmers $4,613 $3,808 $3,612
GEICO $4,567 $3,782 $2,998
Liberty Mutual $6,325 $3,723 $2,872
Nationwide $3,673 $2,913 $2,526
Progressive $3,806 $3,294 $3,072
State Farm $3,706 $2,364 $1,891
Travelers $3,437 $2,700 $2,124
USAA $4,203 $2,343 $1,866

Cheapest Gates, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gates, OR to rates for a clean record with top companies.

Annual Gates, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,017 $5,419 $5,603 $4,902
American Family $2,361 $3,630 $4,566 $3,026
Farmers $3,386 $4,362 $4,264 $4,034
GEICO $2,481 $3,951 $5,265 $3,433
Liberty Mutual $3,814 $4,270 $4,901 $4,243
Nationwide $2,576 $2,758 $3,902 $2,913
Progressive $2,565 $4,656 $3,294 $3,048
State Farm $2,354 $3,073 $2,594 $2,594
Travelers $2,234 $2,854 $3,204 $2,723
USAA $2,030 $2,845 $3,963 $2,378

Cheapest Gates, OR Car Insurance for Teen Drivers

Teen car insurance in Gates, OR can be expensive. Take a look at rates from the top car insurance companies in Gates for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gates, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,817 $10,962
American Family $5,518 $8,671
Farmers $9,302 $9,603
GEICO $7,320 $6,721
Liberty Mutual $8,828 $9,511
Nationwide $4,879 $6,100
Progressive $7,758 $8,572
State Farm $5,017 $6,296
Travelers $5,091 $6,180
USAA $5,356 $5,738

Cheapest Gates, OR Car Insurance for Seniors

Take a look at Gates, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gates, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $3,001
American Family $1,985 $1,985
Farmers $1,908 $2,026
GEICO $2,590 $2,618
Liberty Mutual $2,413 $2,680
Nationwide $1,912 $1,999
Progressive $1,563 $1,606
State Farm $1,447 $1,447
Travelers $1,629 $1,696
USAA $1,722 $1,656

Cheapest Gates, OR Car Insurance Rates After a DUI

A DUI in Gates, OR increases car insurance rates. Compare Gates, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gates, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,603
American Family $4,566
Farmers $4,264
GEICO $5,265
Liberty Mutual $4,901
Nationwide $3,902
Progressive $3,294
State Farm $2,594
Travelers $3,204
USAA $3,963

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Gates, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gates, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gates, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,985 $4,985
American Family $3,344 $3,448
Farmers $4,011 $4,011
GEICO $3,719 $3,846
Liberty Mutual $4,307 $4,307
Nationwide $3,037 $3,037
Progressive $3,391 $3,391
State Farm $2,585 $2,722
Travelers $2,644 $2,864
USAA $2,724 $2,884

The Best Cheap Car Insurance Companies in Gates, OR

Take a look at a side-by-side comparison of the top car insurance companies in Gates, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gates, Oregon

Insurance Company Average Annual Rates
Allstate $4,985
American Family $3,396
Farmers $4,011
GEICO $3,782
Liberty Mutual $4,307
Nationwide $3,037
Progressive $3,391
State Farm $2,653
Travelers $2,754
USAA $2,804

Category Winners: Cheapest Car Insurance in Gates, Oregon

Find the cheapest car insurance companies in Gates, OR for each category right here.

Best Annual Car Insurance Rates by Company in Gates, Oregon

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Gates, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gates car insurance rates. Find the cheapest Gates, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gates, Oregon

Insurance Company Low Medium High
Allstate $4,805 $4,975 $5,176
American Family $3,371 $3,592 $3,225
Farmers $3,733 $3,953 $4,347
GEICO $3,479 $3,799 $4,069
Liberty Mutual $4,031 $4,295 $4,596
Nationwide $2,894 $3,118 $3,100
Progressive $3,277 $3,376 $3,520
State Farm $2,506 $2,657 $2,797
Travelers $2,583 $2,739 $2,938
USAA $2,679 $2,807 $2,926

What affects car insurance rates in Gates, Oregon?

What factors can have an impact on Gates, OR car insurance? There are several reasons why Gates car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gates, Oregon.

Commute Time in Gates

The more time you spend in your car the higher the risk of an accident. The average commute length in Gates, OR is 22.6 minutes according to City-Data.

Compare Car Insurance Quotes in Gates, OR

Ready to find affordable Gates, Oregon car insurance today? Enter your ZIP code for fast, free Gates, OR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption