Compare Gateway, CO Car Insurance Rates (2021)

Car insurance in Gateway, CO averages $288 a month. Gateway, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Gateway car insurance rates, compare quotes from the top car insurance companies in Gateway, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gateway, CO are $3,453/year
  • The cheapest car insurance company in Gateway is GEICO
  • The cheapest car insurance company in Gateway for teen drivers is GEICO

If you need to buy Gateway, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Gateway, CO is right here.

You’ll find Gateway car insurance rates, the cheapest Gateway, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Gateway, Colorado car insurance rates to Boulder car insurance rates, Greeley car insurance rates, and Colorado Springs car insurance rates.

Ready to find affordable Gateway, CO car insurance today? Enter your ZIP code for fast, free Gateway car insurance quotes.

Cheapest Gateway, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gateway, CO car insurance rates? Every Gateway, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gateway, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,337 $3,111 $2,989 $3,023 $11,594 $12,143 $3,679 $3,718
American Family $2,369 $2,369 $2,141 $2,141 $5,736 $7,705 $2,369 $2,905
Farmers $2,795 $2,767 $2,531 $2,728 $10,626 $10,700 $3,088 $3,132
GEICO $1,434 $1,578 $1,518 $1,723 $4,553 $4,842 $1,315 $1,345
Liberty Mutual $1,723 $1,696 $1,450 $1,591 $5,017 $5,486 $1,748 $1,789
Nationwide $1,952 $1,982 $1,754 $1,845 $4,935 $6,278 $2,246 $2,417
Progressive $2,311 $2,152 $2,013 $2,002 $8,153 $9,136 $2,612 $2,542
State Farm $1,690 $1,690 $1,527 $1,527 $4,985 $6,283 $1,896 $2,258
USAA $2,006 $2,006 $1,910 $1,917 $4,983 $5,703 $2,573 $2,799

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Minimum Car Insurance in Gateway, CO

Every driver must carry the minimum car insurance in Gateway, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Gateway, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Gateway, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gateway, CO. Compare credit history car insurance rates in Gateway from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gateway, Colorado

Insurance Company Poor Fair Good
Allstate $6,952 $5,350 $4,046
American Family $4,499 $3,210 $2,691
Farmers $5,569 $4,523 $4,296
GEICO $2,744 $2,288 $1,833
Liberty Mutual $3,664 $2,237 $1,786
Nationwide $3,525 $2,806 $2,447
Progressive $4,376 $3,755 $3,465
State Farm $3,792 $2,438 $1,966
USAA $4,418 $2,521 $2,022

Cheapest Gateway, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gateway, CO to rates for a clean record with top companies.

Annual Gateway, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,625 $5,325 $6,581 $5,265
American Family $2,562 $3,647 $4,754 $2,905
Farmers $4,042 $5,203 $5,138 $4,801
GEICO $1,615 $2,504 $2,941 $2,093
Liberty Mutual $2,241 $2,624 $2,736 $2,648
Nationwide $2,267 $3,072 $3,877 $2,488
Progressive $3,349 $4,684 $3,533 $3,894
State Farm $2,505 $2,960 $2,732 $2,732
USAA $2,188 $2,662 $4,635 $2,464

Cheapest Gateway, CO Car Insurance for Teen Drivers

Teen car insurance in Gateway, CO can be expensive. Take a look at rates from the top car insurance companies in Gateway for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gateway, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,594 $12,143
American Family $5,736 $7,705
Farmers $10,626 $10,700
GEICO $4,553 $4,842
Liberty Mutual $5,017 $5,486
Nationwide $4,935 $6,278
Progressive $8,153 $9,136
State Farm $4,985 $6,283
USAA $4,983 $5,703

Cheapest Gateway, CO Car Insurance for Seniors

Take a look at Gateway, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gateway, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,989 $3,023
American Family $2,141 $2,141
Farmers $2,531 $2,728
GEICO $1,518 $1,723
Liberty Mutual $1,450 $1,591
Nationwide $1,754 $1,845
Progressive $2,013 $2,002
State Farm $1,527 $1,527
USAA $1,910 $1,917

Cheapest Gateway, CO Car Insurance Rates After a DUI

A DUI in Gateway, CO increases car insurance rates. Compare Gateway, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gateway, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,581
American Family $4,754
Farmers $5,138
GEICO $2,941
Liberty Mutual $2,736
Nationwide $3,877
Progressive $3,533
State Farm $2,732
USAA $4,635

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Cheapest Gateway, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gateway, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gateway, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,449 $5,449
American Family $3,393 $3,541
Farmers $4,796 $4,796
GEICO $2,244 $2,333
Liberty Mutual $2,562 $2,562
Nationwide $2,926 $2,926
Progressive $3,865 $3,865
State Farm $2,666 $2,799
USAA $2,903 $3,071

The Best Cheap Car Insurance Companies in Gateway, CO

Take a look at a side-by-side comparison of the top car insurance companies in Gateway, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gateway, Colorado

Insurance Company Average Annual Rates
Allstate $5,449
American Family $3,467
Farmers $4,796
GEICO $2,288
Liberty Mutual $2,562
Nationwide $2,926
Progressive $3,865
State Farm $2,732
USAA $2,987

Category Winners: Cheapest Car Insurance in Gateway, Colorado

Find the cheapest car insurance companies in Gateway, CO for each category right here.

Best Annual Car Insurance Rates by Company in Gateway, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Gateway, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gateway car insurance rates. Find the cheapest Gateway, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gateway, Colorado

Insurance Company Low Medium High
Allstate $5,211 $5,433 $5,703
American Family $3,297 $3,539 $3,565
Farmers $4,228 $4,730 $5,430
GEICO $2,085 $2,253 $2,527
Liberty Mutual $2,437 $2,555 $2,696
Nationwide $2,909 $2,928 $2,941
Progressive $3,611 $3,876 $4,108
State Farm $2,549 $2,733 $2,914
USAA $2,856 $2,986 $3,119

Compare Car Insurance Quotes in Gateway, CO

Ready to find affordable Gateway, Colorado car insurance today? Enter your ZIP code for fast, free Gateway, CO car insurance quotes.

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