Compare Gautier, MS Car Insurance Rates (2021)

Car insurance in Gautier, MS averages $315 a month. Gautier, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Gautier car insurance rates, compare quotes from the top car insurance companies in Gautier, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gautier, MS are $3,780/year
  • Average car insurance rates in Gautier, MS after a DUI are $4,557/year
  • The cheapest car insurance company in Gautier for teen drivers is USAA

If you need to buy Gautier, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Gautier, MS is right here.

You’ll find Gautier car insurance rates, the cheapest Gautier, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Gautier, Mississippi car insurance rates to Jackson car insurance rates, Greenville car insurance rates, and Tupelo car insurance rates.

Ready to find affordable Gautier, MS car insurance today? Enter your ZIP code for fast, free Gautier car insurance quotes.

Cheapest Gautier, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gautier, MS car insurance rates? Every Gautier, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gautier, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,871 $2,732 $2,579 $2,637 $11,832 $12,645 $3,225 $3,294
GEICO $2,937 $2,773 $2,651 $2,463 $7,555 $7,089 $5,048 $2,378
Liberty Mutual $2,726 $2,950 $2,178 $2,449 $10,221 $11,378 $2,893 $3,040
Nationwide $1,982 $2,025 $1,785 $1,879 $4,073 $5,145 $2,261 $2,437
Progressive $2,693 $2,483 $2,215 $2,141 $9,848 $11,019 $2,748 $2,847
State Farm $1,724 $1,724 $1,555 $1,555 $5,115 $6,423 $1,923 $2,195
Travelers $1,734 $1,761 $1,668 $1,666 $8,214 $13,123 $1,826 $2,077
USAA $1,458 $1,437 $1,371 $1,375 $3,753 $4,432 $1,768 $1,941

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Minimum Car Insurance in Gautier, MS

Every driver must carry the minimum car insurance in Gautier, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Gautier, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gautier, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gautier, MS. Compare credit history car insurance rates in Gautier from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gautier, Mississippi

Insurance Company Poor Fair Good
Allstate $6,056 $5,357 $4,267
GEICO $6,200 $3,514 $2,622
Liberty Mutual $6,768 $4,157 $3,264
Nationwide $3,156 $2,579 $2,360
Progressive $5,091 $4,355 $4,052
State Farm $3,996 $2,429 $1,905
Travelers $4,537 $3,713 $3,777
USAA $2,984 $1,955 $1,637

Cheapest Gautier, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gautier, MS to rates for a clean record with top companies.

Annual Gautier, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,386 $5,187 $6,340 $4,995
GEICO $2,580 $3,888 $5,878 $4,101
Liberty Mutual $3,338 $5,381 $5,495 $4,703
Nationwide $2,169 $2,750 $3,481 $2,394
Progressive $3,844 $5,167 $4,473 $4,512
State Farm $2,511 $3,101 $2,747 $2,747
Travelers $3,496 $3,658 $5,065 $3,815
USAA $1,702 $2,191 $2,978 $1,896

Cheapest Gautier, MS Car Insurance for Teen Drivers

Teen car insurance in Gautier, MS can be expensive. Take a look at rates from the top car insurance companies in Gautier for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gautier, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,832 $12,645
GEICO $7,555 $7,089
Liberty Mutual $10,221 $11,378
Nationwide $4,073 $5,145
Progressive $9,848 $11,019
State Farm $5,115 $6,423
Travelers $8,214 $13,123
USAA $3,753 $4,432

Cheapest Gautier, MS Car Insurance for Seniors

Take a look at Gautier, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gautier, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,579 $2,637
GEICO $2,651 $2,463
Liberty Mutual $2,178 $2,449
Nationwide $1,785 $1,879
Progressive $2,215 $2,141
State Farm $1,555 $1,555
Travelers $1,668 $1,666
USAA $1,371 $1,375

Cheapest Gautier, MS Car Insurance Rates After a DUI

A DUI in Gautier, MS increases car insurance rates. Compare Gautier, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gautier, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,340
GEICO $5,878
Liberty Mutual $5,495
Nationwide $3,481
Progressive $4,473
State Farm $2,747
Travelers $5,065
USAA $2,978

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Cheapest Gautier, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gautier, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gautier, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,227 $5,227
GEICO $4,097 $4,126
Liberty Mutual $4,729 $4,729
Nationwide $2,698 $2,698
Progressive $4,499 $4,499
State Farm $2,709 $2,844
Travelers $4,009 $4,009
USAA $2,125 $2,258

The Best Cheap Car Insurance Companies in Gautier, MS

Take a look at a side-by-side comparison of the top car insurance companies in Gautier, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gautier, Mississippi

Insurance Company Average Annual Rates
Allstate $5,227
GEICO $4,112
Liberty Mutual $4,729
Nationwide $2,698
Progressive $4,499
State Farm $2,777
Travelers $4,009
USAA $2,192

Category Winners: Cheapest Car Insurance in Gautier, Mississippi

Find the cheapest car insurance companies in Gautier, MS for each category right here.

Best Annual Car Insurance Rates by Company in Gautier, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Gautier, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gautier car insurance rates. Find the cheapest Gautier, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gautier, Mississippi

Insurance Company Low Medium High
Allstate $4,978 $5,221 $5,481
GEICO $3,850 $4,145 $4,340
Liberty Mutual $4,425 $4,708 $5,055
Nationwide $2,533 $2,690 $2,873
Progressive $3,961 $4,568 $4,969
State Farm $2,598 $2,763 $2,969
Travelers $3,768 $4,033 $4,225
USAA $2,038 $2,180 $2,358

What affects car insurance rates in Gautier, Mississippi?

What factors can have an impact on Gautier, MS car insurance? There are several reasons why Gautier car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gautier, Mississippi.

Car Theft in Gautier

High levels of vehicle theft can make car insurance more expensive. Gautier, MS car theft statistics from the FBI indicate 52 vehicle thefts a year.

Commute Time in Gautier

The more time you spend in your car the higher the risk of an accident. The average commute length in Gautier, MS is 26.1 minutes according to City-Data.

Compare Car Insurance Quotes in Gautier, MS

Ready to find affordable Gautier, Mississippi car insurance today? Enter your ZIP code for fast, free Gautier, MS car insurance quotes.

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