Compare Gay, GA Car Insurance Rates (2021)

Car insurance in Gay, GA averages $436 a month. Gay, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Gay car insurance rates, compare quotes from the top car insurance companies in Gay, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Gay for teen drivers is GEICO
  • Average car insurance rates in Gay, GA after a DUI are $6,429/year
  • Average car insurance rates in Gay, GA are $5,230/year

If you need to buy Gay, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Gay, GA is right here.

You’ll find Gay car insurance rates, the cheapest Gay, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Gay, Georgia car insurance rates to Alpharetta car insurance rates, Marietta car insurance rates, and Savannah car insurance rates.

Ready to find affordable Gay, GA car insurance today? Enter your ZIP code for fast, free Gay car insurance quotes.

Cheapest Gay, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gay, GA car insurance rates? Every Gay, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gay, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,064 $3,064 $2,940 $2,940 $7,232 $9,301 $3,430 $3,743
GEICO $1,843 $1,811 $1,777 $1,777 $5,331 $6,380 $2,340 $2,607
Liberty Mutual $5,232 $5,696 $4,285 $4,857 $21,794 $24,327 $5,554 $5,923
Nationwide $4,572 $4,732 $4,504 $4,965 $14,388 $18,579 $5,591 $6,081
Progressive $3,154 $2,901 $2,704 $2,843 $9,702 $10,752 $3,630 $3,788
State Farm $2,216 $2,216 $1,973 $1,973 $5,650 $7,458 $2,423 $2,605
USAA $1,835 $1,836 $1,689 $1,706 $6,541 $7,765 $2,293 $2,545

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Minimum Car Insurance in Gay, GA

Every driver must carry the minimum car insurance in Gay, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Gay, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gay, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gay, GA. Compare credit history car insurance rates in Gay from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gay, Georgia

Insurance Company Poor Fair Good
Allstate $5,779 $4,025 $3,589
GEICO $3,752 $2,636 $2,561
Liberty Mutual $13,927 $8,520 $6,678
Nationwide $9,463 $7,643 $6,674
Progressive $5,587 $4,797 $4,419
State Farm $4,700 $2,926 $2,318
USAA $4,280 $2,996 $2,553

Cheapest Gay, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gay, GA to rates for a clean record with top companies.

Annual Gay, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,654 $5,705 $4,645 $3,852
GEICO $1,999 $2,515 $5,177 $2,240
Liberty Mutual $7,370 $10,063 $11,577 $9,824
Nationwide $6,080 $7,148 $11,088 $7,390
Progressive $3,870 $6,793 $4,567 $4,507
State Farm $3,038 $3,590 $3,314 $3,314
USAA $2,507 $3,170 $4,636 $2,793

Cheapest Gay, GA Car Insurance for Teen Drivers

Teen car insurance in Gay, GA can be expensive. Take a look at rates from the top car insurance companies in Gay for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gay, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,232 $9,301
GEICO $5,331 $6,380
Liberty Mutual $21,794 $24,327
Nationwide $14,388 $18,579
Progressive $9,702 $10,752
State Farm $5,650 $7,458
USAA $6,541 $7,765

Cheapest Gay, GA Car Insurance for Seniors

Take a look at Gay, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gay, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,940 $2,940
GEICO $1,777 $1,777
Liberty Mutual $4,285 $4,857
Nationwide $4,504 $4,965
Progressive $2,704 $2,843
State Farm $1,973 $1,973
USAA $1,689 $1,706

Cheapest Gay, GA Car Insurance Rates After a DUI

A DUI in Gay, GA increases car insurance rates. Compare Gay, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gay, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,645
GEICO $5,177
Liberty Mutual $11,577
Nationwide $11,088
Progressive $4,567
State Farm $3,314
USAA $4,636

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Cheapest Gay, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gay, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gay, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,361 $4,567
GEICO $2,931 $3,035
Liberty Mutual $9,709 $9,709
Nationwide $7,926 $7,926
Progressive $4,934 $4,934
State Farm $3,314 $3,314
USAA $3,127 $3,426

The Best Cheap Car Insurance Companies in Gay, GA

Take a look at a side-by-side comparison of the top car insurance companies in Gay, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gay, Georgia

Insurance Company Average Annual Rates
Allstate $4,464
GEICO $2,983
Liberty Mutual $9,709
Nationwide $7,926
Progressive $4,934
State Farm $3,314
USAA $3,276

Category Winners: Cheapest Car Insurance in Gay, Georgia

Find the cheapest car insurance companies in Gay, GA for each category right here.

Best Annual Car Insurance Rates by Company in Gay, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Gay, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gay car insurance rates. Find the cheapest Gay, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gay, Georgia

Insurance Company Low Medium High
Allstate $4,120 $4,510 $4,762
GEICO $2,791 $2,996 $3,163
Liberty Mutual $9,327 $9,657 $10,141
Nationwide $7,809 $8,070 $7,901
Progressive $4,487 $4,849 $5,468
State Farm $3,119 $3,316 $3,508
USAA $3,125 $3,259 $3,445

What affects car insurance rates in Gay, Georgia?

What factors can have an impact on Gay, GA car insurance? There are several reasons why Gay car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gay, Georgia.

Commute Time in Gay

The more time you spend in your car the higher the risk of an accident. The average commute length in Gay, GA is 21.4 minutes according to City-Data.

Compare Car Insurance Quotes in Gay, GA

Ready to find affordable Gay, Georgia car insurance today? Enter your ZIP code for fast, free Gay, GA car insurance quotes.

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