Compare Gay, WV Car Insurance Rates (2021)

Car insurance in Gay, WV averages $329 a month. Gay, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Gay car insurance rates, compare quotes from the top car insurance companies in Gay, WV.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Gay is State Farm
  • Average car insurance rates in Gay, WV after a DUI are $4,864/year
  • Average car insurance rates in Gay, WV are $3,942/year

If you need to buy Gay, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Gay, WV is right here.

You’ll find Gay car insurance rates, the cheapest Gay, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Gay, West Virginia car insurance rates to St. Albans car insurance rates, Bluefield car insurance rates, and Beckley car insurance rates.

Ready to find affordable Gay, WV car insurance today? Enter your ZIP code for fast, free Gay car insurance quotes.

Cheapest Gay, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gay, WV car insurance rates? Every Gay, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gay, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,806 $2,620 $2,500 $2,509 $9,747 $10,162 $3,131 $3,141
GEICO $2,820 $2,783 $2,689 $2,607 $6,842 $8,256 $2,714 $2,829
Liberty Mutual $3,754 $4,077 $3,016 $3,673 $14,074 $15,883 $3,885 $4,277
Nationwide $1,968 $2,004 $1,789 $1,883 $4,934 $6,277 $2,204 $2,366
Progressive $2,274 $2,196 $2,085 $2,088 $9,711 $10,955 $2,739 $2,840
State Farm $1,647 $1,647 $1,461 $1,461 $3,483 $4,501 $1,934 $1,544
USAA $1,791 $1,772 $1,650 $1,675 $5,803 $6,462 $2,324 $2,509

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Gay, WV

Every driver must carry the minimum car insurance in Gay, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Gay, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gay, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gay, WV. Compare credit history car insurance rates in Gay from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gay, West Virginia

Insurance Company Poor Fair Good
Allstate $5,553 $4,407 $3,771
GEICO $4,755 $3,865 $3,208
Liberty Mutual $9,415 $5,779 $4,545
Nationwide $3,334 $2,818 $2,633
Progressive $4,900 $4,245 $3,938
State Farm $3,174 $1,935 $1,520
USAA $4,446 $2,531 $2,017

Cheapest Gay, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gay, WV to rates for a clean record with top companies.

Annual Gay, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,899 $4,601 $5,414 $4,394
GEICO $2,427 $3,919 $6,819 $2,605
Liberty Mutual $5,398 $6,804 $7,535 $6,583
Nationwide $2,335 $3,116 $3,653 $2,610
Progressive $3,704 $4,948 $4,435 $4,357
State Farm $2,048 $2,371 $2,210 $2,210
USAA $2,362 $2,780 $3,980 $2,872

Cheapest Gay, WV Car Insurance for Teen Drivers

Teen car insurance in Gay, WV can be expensive. Take a look at rates from the top car insurance companies in Gay for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gay, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,747 $10,162
GEICO $6,842 $8,256
Liberty Mutual $14,074 $15,883
Nationwide $4,934 $6,277
Progressive $9,711 $10,955
State Farm $3,483 $4,501
USAA $5,803 $6,462

Cheapest Gay, WV Car Insurance for Seniors

Take a look at Gay, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gay, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,500 $2,509
GEICO $2,689 $2,607
Liberty Mutual $3,016 $3,673
Nationwide $1,789 $1,883
Progressive $2,085 $2,088
State Farm $1,461 $1,461
USAA $1,650 $1,675

Cheapest Gay, WV Car Insurance Rates After a DUI

A DUI in Gay, WV increases car insurance rates. Compare Gay, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gay, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,414
GEICO $6,819
Liberty Mutual $7,535
Nationwide $3,653
Progressive $4,435
State Farm $2,210
USAA $3,980

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Gay, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gay, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gay, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,577 $4,577
GEICO $3,900 $3,985
Liberty Mutual $6,580 $6,580
Nationwide $2,928 $2,928
Progressive $4,361 $4,361
State Farm $2,152 $2,267
USAA $2,963 $3,034

The Best Cheap Car Insurance Companies in Gay, WV

Take a look at a side-by-side comparison of the top car insurance companies in Gay, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gay, West Virginia

Insurance Company Average Annual Rates
Allstate $4,577
GEICO $3,942
Liberty Mutual $6,580
Nationwide $2,928
Progressive $4,361
State Farm $2,210
USAA $2,998

Category Winners: Cheapest Car Insurance in Gay, West Virginia

Find the cheapest car insurance companies in Gay, WV for each category right here.

Best Annual Car Insurance Rates by Company in Gay, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Gay, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gay car insurance rates. Find the cheapest Gay, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gay, West Virginia

Insurance Company Low Medium High
Allstate $4,400 $4,568 $4,763
GEICO $3,728 $3,952 $4,148
Liberty Mutual $6,259 $6,565 $6,916
Nationwide $2,866 $2,913 $3,006
Progressive $4,206 $4,319 $4,558
State Farm $2,094 $2,203 $2,332
USAA $2,906 $2,993 $3,096

What affects car insurance rates in Gay, West Virginia?

What factors can have an impact on Gay, WV car insurance? There are several reasons why Gay car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gay, West Virginia.

Commute Time in Gay

The more time you spend in your car the higher the risk of an accident. The average commute length in Gay, WV is 27.7 minutes according to City-Data.

Compare Car Insurance Quotes in Gay, WV

Ready to find affordable Gay, West Virginia car insurance today? Enter your ZIP code for fast, free Gay, WV car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption