Compare Genesee, MI Car Insurance Rates (2021)

Car insurance in Genesee, MI averages $1,210 a month. Genesee, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Genesee car insurance rates, compare quotes from the top car insurance companies in Genesee, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Genesee, MI are $14,525/year
  • The cheapest car insurance company in Genesee for teen drivers is USAA
  • Average car insurance rates in Genesee, MI after a DUI are $24,032/year

If you need to buy Genesee, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Genesee, MI is right here.

You’ll find Genesee car insurance rates, the cheapest Genesee, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Genesee, Michigan car insurance rates to Lansing car insurance rates, Ann Arbor car insurance rates, and Troy car insurance rates.

Ready to find affordable Genesee, MI car insurance today? Enter your ZIP code for fast, free Genesee car insurance quotes.

Cheapest Genesee, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Genesee, MI car insurance rates? Every Genesee, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Genesee, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $27,822 $27,822 $26,155 $26,155 $64,637 $64,637 $29,219 $29,219
Farmers $14,392 $14,392 $13,328 $13,328 $31,412 $31,412 $16,247 $16,247
GEICO $4,883 $4,883 $4,983 $4,983 $13,098 $13,098 $4,652 $4,652
Liberty Mutual $19,903 $19,903 $19,710 $19,710 $46,280 $46,280 $19,903 $19,903
Nationwide $6,571 $6,571 $5,813 $5,813 $18,041 $18,041 $7,247 $7,247
Progressive $3,368 $3,122 $2,971 $3,325 $12,533 $13,364 $3,929 $3,623
State Farm $8,095 $8,095 $7,542 $7,542 $28,839 $28,839 $9,517 $9,517
Travelers $5,804 $5,804 $4,983 $4,983 $17,517 $17,517 $6,307 $6,307
USAA $3,092 $2,892 $2,912 $2,722 $7,645 $7,175 $3,752 $3,549

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Minimum Car Insurance in Genesee, MI

Every driver must carry the minimum car insurance in Genesee, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Genesee, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Genesee, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Genesee, MI. Compare credit history car insurance rates in Genesee from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Genesee, Michigan

Insurance Company Poor Fair Good
Allstate $56,827 $31,119 $22,929
Farmers $28,314 $14,657 $13,563
GEICO $8,889 $6,524 $5,300
Liberty Mutual $41,891 $24,156 $13,300
Nationwide $11,873 $8,882 $7,500
Progressive $6,669 $5,614 $5,055
State Farm $21,913 $11,072 $7,510
Travelers $8,869 $8,599 $8,490
USAA $6,333 $3,603 $2,715

Cheapest Genesee, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Genesee, MI to rates for a clean record with top companies.

Annual Genesee, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $17,622 $23,850 $81,447 $24,914
Farmers $15,723 $20,290 $19,972 $19,394
GEICO $2,421 $5,128 $15,591 $4,478
Liberty Mutual $18,016 $22,116 $42,286 $23,378
Nationwide $8,010 $10,822 $9,783 $9,057
Progressive $4,889 $6,447 $5,784 $5,998
State Farm $8,489 $10,231 $22,428 $12,845
Travelers $5,866 $8,365 $13,444 $6,936
USAA $3,380 $4,247 $5,555 $3,687

Cheapest Genesee, MI Car Insurance for Teen Drivers

Teen car insurance in Genesee, MI can be expensive. Take a look at rates from the top car insurance companies in Genesee for teenagers.

Annual Car Insurance Rates for Teen Drivers in Genesee, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $64,637 $64,637
Farmers $31,412 $31,412
GEICO $13,098 $13,098
Liberty Mutual $46,280 $46,280
Nationwide $18,041 $18,041
Progressive $12,533 $13,364
State Farm $28,839 $28,839
Travelers $17,517 $17,517
USAA $7,645 $7,175

Cheapest Genesee, MI Car Insurance for Seniors

Take a look at Genesee, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Genesee, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $26,155 $26,155
Farmers $13,328 $13,328
GEICO $4,983 $4,983
Liberty Mutual $19,710 $19,710
Nationwide $5,813 $5,813
Progressive $2,971 $3,325
State Farm $7,542 $7,542
Travelers $4,983 $4,983
USAA $2,912 $2,722

Cheapest Genesee, MI Car Insurance Rates After a DUI

A DUI in Genesee, MI increases car insurance rates. Compare Genesee, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Genesee, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $81,447
Farmers $19,972
GEICO $15,591
Liberty Mutual $42,286
Nationwide $9,783
Progressive $5,784
State Farm $22,428
Travelers $13,444
USAA $5,555

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Cheapest Genesee, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Genesee, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Genesee, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $36,958 $36,958
Farmers $18,845 $18,845
GEICO $6,747 $7,062
Liberty Mutual $25,552 $27,346
Nationwide $9,418 $9,418
Progressive $5,780 $5,780
State Farm $13,129 $13,867
Travelers $8,603 $8,702
USAA $4,168 $4,267

The Best Cheap Car Insurance Companies in Genesee, MI

Take a look at a side-by-side comparison of the top car insurance companies in Genesee, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Genesee, Michigan

Insurance Company Average Annual Rates
Allstate $36,958
Farmers $18,845
GEICO $6,904
Liberty Mutual $26,449
Nationwide $9,418
Progressive $5,780
State Farm $13,498
Travelers $8,653
USAA $4,217

Category Winners: Cheapest Car Insurance in Genesee, Michigan

Find the cheapest car insurance companies in Genesee, MI for each category right here.

Best Annual Car Insurance Rates by Company in Genesee, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Genesee, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Genesee car insurance rates. Find the cheapest Genesee, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Genesee, Michigan

Insurance Company Low Medium High
Allstate $35,890 $37,055 $37,930
Farmers $18,122 $18,772 $19,641
GEICO $6,531 $6,852 $7,330
Liberty Mutual $25,764 $26,381 $27,201
Nationwide $9,870 $9,256 $9,128
Progressive $5,605 $5,787 $5,947
State Farm $12,787 $13,586 $14,122
Travelers $8,564 $8,661 $8,732
USAA $4,089 $4,229 $4,335

Compare Car Insurance Quotes in Genesee, MI

Ready to find affordable Genesee, Michigan car insurance today? Enter your ZIP code for fast, free Genesee, MI car insurance quotes.

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