Compare Geneseo, KS Car Insurance Rates (2021)

Car insurance in Geneseo, KS averages $278 a month. Geneseo, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Geneseo car insurance rates, compare quotes from the top car insurance companies in Geneseo, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Geneseo, KS are $3,335/year
  • Average car insurance rates in Geneseo, KS after a DUI are $4,003/year
  • The cheapest car insurance company in Geneseo for teen drivers is American Family

If you need to buy Geneseo, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Geneseo, KS is right here.

You’ll find Geneseo car insurance rates, the cheapest Geneseo, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Geneseo, Kansas car insurance rates to Wichita car insurance rates, Olathe car insurance rates, and Overland Park car insurance rates.

Ready to find affordable Geneseo, KS car insurance today? Enter your ZIP code for fast, free Geneseo car insurance quotes.

Cheapest Geneseo, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Geneseo, KS car insurance rates? Every Geneseo, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Geneseo, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,715 $1,715 $1,547 $1,547 $3,222 $3,849 $1,715 $1,915
Farmers $2,418 $2,401 $2,162 $2,256 $6,454 $6,679 $2,717 $2,858
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,402 $2,600 $2,256 $2,519 $10,464 $11,698 $2,658 $2,884
Nationwide $1,884 $1,949 $1,672 $1,808 $3,784 $4,660 $2,179 $2,326
Progressive $2,358 $2,259 $1,902 $1,980 $8,479 $9,579 $2,790 $2,989
State Farm $1,929 $1,929 $1,673 $1,673 $4,877 $6,256 $2,161 $2,423
Travelers $2,105 $2,148 $2,024 $2,059 $8,266 $12,930 $2,149 $2,576
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

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Minimum Car Insurance in Geneseo, KS

Every driver must carry the minimum car insurance in Geneseo, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Geneseo, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Geneseo, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Geneseo, KS. Compare credit history car insurance rates in Geneseo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Geneseo, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,808 $1,994 $1,656
Farmers $4,119 $3,273 $3,088
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,685 $4,685 $4,685
Nationwide $2,818 $2,473 $2,306
Progressive $4,650 $3,889 $3,587
State Farm $4,172 $2,493 $1,930
Travelers $4,960 $4,023 $3,863
USAA $3,182 $2,079 $1,707

Cheapest Geneseo, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Geneseo, KS to rates for a clean record with top companies.

Annual Geneseo, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,115 $2,265 $2,115 $2,115
Farmers $2,948 $3,785 $3,690 $3,549
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,571 $5,289 $5,201 $4,679
Nationwide $1,892 $2,181 $3,885 $2,172
Progressive $3,739 $4,359 $3,899 $4,171
State Farm $2,675 $3,055 $2,865 $2,865
Travelers $3,154 $4,078 $5,582 $4,315
USAA $1,705 $2,284 $3,352 $1,950

Cheapest Geneseo, KS Car Insurance for Teen Drivers

Teen car insurance in Geneseo, KS can be expensive. Take a look at rates from the top car insurance companies in Geneseo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Geneseo, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,222 $3,849
Farmers $6,454 $6,679
GEICO $4,439 $5,960
Liberty Mutual $10,464 $11,698
Nationwide $3,784 $4,660
Progressive $8,479 $9,579
State Farm $4,877 $6,256
Travelers $8,266 $12,930
USAA $4,580 $4,837

Cheapest Geneseo, KS Car Insurance for Seniors

Take a look at Geneseo, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Geneseo, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,547 $1,547
Farmers $2,162 $2,256
GEICO $2,443 $2,273
Liberty Mutual $2,256 $2,519
Nationwide $1,672 $1,808
Progressive $1,902 $1,980
State Farm $1,673 $1,673
Travelers $2,024 $2,059
USAA $1,272 $1,296

Cheapest Geneseo, KS Car Insurance Rates After a DUI

A DUI in Geneseo, KS increases car insurance rates. Compare Geneseo, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Geneseo, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $2,115
Farmers $3,690
GEICO $4,922
Liberty Mutual $5,201
Nationwide $3,885
Progressive $3,899
State Farm $2,865
Travelers $5,582
USAA $3,352

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Cheapest Geneseo, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Geneseo, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Geneseo, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,125 $2,181
Farmers $3,493 $3,493
GEICO $3,027 $3,159
Liberty Mutual $4,685 $4,685
Nationwide $2,533 $2,533
Progressive $4,042 $4,042
State Farm $2,794 $2,937
Travelers $4,282 $4,282
USAA $2,254 $2,392

The Best Cheap Car Insurance Companies in Geneseo, KS

Take a look at a side-by-side comparison of the top car insurance companies in Geneseo, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Geneseo, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,153
Farmers $3,493
GEICO $3,093
Liberty Mutual $4,685
Nationwide $2,533
Progressive $4,042
State Farm $2,865
Travelers $4,282
USAA $2,323

Category Winners: Cheapest Car Insurance in Geneseo, Kansas

Find the cheapest car insurance companies in Geneseo, KS for each category right here.

Best Annual Car Insurance Rates by Company in Geneseo, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Geneseo, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Geneseo car insurance rates. Find the cheapest Geneseo, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Geneseo, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,181 $2,262 $2,016
Farmers $3,356 $3,475 $3,649
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,585 $4,675 $4,795
Nationwide $2,672 $2,504 $2,422
Progressive $3,845 $4,012 $4,269
State Farm $2,769 $2,872 $2,954
Travelers $4,081 $4,288 $4,477
USAA $2,253 $2,318 $2,398

What affects car insurance rates in Geneseo, Kansas?

What factors can have an impact on Geneseo, KS car insurance? There are several reasons why Geneseo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Geneseo, Kansas.

Commute Time in Geneseo

The more time you spend in your car the higher the risk of an accident. The average commute length in Geneseo, KS is 30.0 minutes according to City-Data.

Compare Car Insurance Quotes in Geneseo, KS

Ready to find affordable Geneseo, Kansas car insurance today? Enter your ZIP code for fast, free Geneseo, KS car insurance quotes.

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