Compare Geneva, GA Car Insurance Rates (2021)

Car insurance in Geneva, GA averages $412 a month. Geneva, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Geneva car insurance rates, compare quotes from the top car insurance companies in Geneva, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Geneva is GEICO
  • Average car insurance rates in Geneva, GA after a DUI are $6,081/year
  • The cheapest car insurance company in Geneva for teen drivers is GEICO

If you need to buy Geneva, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Geneva, GA is right here.

You’ll find Geneva car insurance rates, the cheapest Geneva, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Geneva, Georgia car insurance rates to Smyrna car insurance rates, Savannah car insurance rates, and Alpharetta car insurance rates.

Ready to find affordable Geneva, GA car insurance today? Enter your ZIP code for fast, free Geneva car insurance quotes.

Cheapest Geneva, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Geneva, GA car insurance rates? Every Geneva, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Geneva, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,757 $2,647 $2,647 $6,385 $8,193 $3,080 $3,360
GEICO $1,774 $1,737 $1,704 $1,704 $5,033 $6,004 $2,217 $2,494
Liberty Mutual $4,989 $5,436 $4,088 $4,641 $20,620 $23,033 $5,291 $5,641
Nationwide $4,267 $4,417 $4,190 $4,623 $13,282 $17,168 $5,203 $5,661
Progressive $3,082 $2,884 $2,645 $2,743 $8,879 $9,843 $3,575 $3,751
State Farm $2,179 $2,179 $1,946 $1,946 $5,644 $7,435 $2,386 $2,571
USAA $1,835 $1,836 $1,689 $1,706 $6,541 $7,765 $2,293 $2,545

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Minimum Car Insurance in Geneva, GA

Every driver must carry the minimum car insurance in Geneva, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Geneva, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Geneva, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Geneva, GA. Compare credit history car insurance rates in Geneva from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Geneva, Georgia

Insurance Company Poor Fair Good
Allstate $5,164 $3,581 $3,190
GEICO $3,564 $2,504 $2,433
Liberty Mutual $13,220 $8,088 $6,345
Nationwide $8,776 $7,085 $6,193
Progressive $5,358 $4,521 $4,147
State Farm $4,659 $2,901 $2,298
USAA $4,280 $2,996 $2,553

Cheapest Geneva, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Geneva, GA to rates for a clean record with top companies.

Annual Geneva, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,272 $5,093 $4,103 $3,445
GEICO $1,893 $2,388 $4,930 $2,122
Liberty Mutual $7,010 $9,551 $10,982 $9,327
Nationwide $5,641 $6,627 $10,284 $6,853
Progressive $3,723 $6,308 $4,343 $4,327
State Farm $3,006 $3,565 $3,286 $3,286
USAA $2,507 $3,170 $4,636 $2,793

Cheapest Geneva, GA Car Insurance for Teen Drivers

Teen car insurance in Geneva, GA can be expensive. Take a look at rates from the top car insurance companies in Geneva for teenagers.

Annual Car Insurance Rates for Teen Drivers in Geneva, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,385 $8,193
GEICO $5,033 $6,004
Liberty Mutual $20,620 $23,033
Nationwide $13,282 $17,168
Progressive $8,879 $9,843
State Farm $5,644 $7,435
USAA $6,541 $7,765

Cheapest Geneva, GA Car Insurance for Seniors

Take a look at Geneva, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Geneva, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,647 $2,647
GEICO $1,704 $1,704
Liberty Mutual $4,088 $4,641
Nationwide $4,190 $4,623
Progressive $2,645 $2,743
State Farm $1,946 $1,946
USAA $1,689 $1,706

Cheapest Geneva, GA Car Insurance Rates After a DUI

A DUI in Geneva, GA increases car insurance rates. Compare Geneva, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Geneva, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,103
GEICO $4,930
Liberty Mutual $10,982
Nationwide $10,284
Progressive $4,343
State Farm $3,286
USAA $4,636

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Cheapest Geneva, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Geneva, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Geneva, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,887 $4,070
GEICO $2,784 $2,883
Liberty Mutual $9,217 $9,217
Nationwide $7,351 $7,351
Progressive $4,675 $4,675
State Farm $3,286 $3,286
USAA $3,127 $3,426

The Best Cheap Car Insurance Companies in Geneva, GA

Take a look at a side-by-side comparison of the top car insurance companies in Geneva, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Geneva, Georgia

Insurance Company Average Annual Rates
Allstate $3,978
GEICO $2,833
Liberty Mutual $9,217
Nationwide $7,351
Progressive $4,675
State Farm $3,286
USAA $3,276

Category Winners: Cheapest Car Insurance in Geneva, Georgia

Find the cheapest car insurance companies in Geneva, GA for each category right here.

Best Annual Car Insurance Rates by Company in Geneva, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Geneva, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Geneva car insurance rates. Find the cheapest Geneva, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Geneva, Georgia

Insurance Company Low Medium High
Allstate $3,611 $4,029 $4,295
GEICO $2,633 $2,846 $3,021
Liberty Mutual $8,843 $9,168 $9,641
Nationwide $7,273 $7,481 $7,300
Progressive $4,352 $4,613 $5,061
State Farm $3,091 $3,288 $3,479
USAA $3,125 $3,259 $3,445

What affects car insurance rates in Geneva, Georgia?

What factors can have an impact on Geneva, GA car insurance? There are several reasons why Geneva car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Geneva, Georgia.

Commute Time in Geneva

The more time you spend in your car the higher the risk of an accident. The average commute length in Geneva, GA is 25.6 minutes according to City-Data.

Traffic in Geneva

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Geneva, GA traffic data from INRIX ranks Geneva as the 65th-most congested in the world.

Compare Car Insurance Quotes in Geneva, GA

Ready to find affordable Geneva, Georgia car insurance today? Enter your ZIP code for fast, free Geneva, GA car insurance quotes.

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