Compare Genoa, CO Car Insurance Rates (2021)

Car insurance in Genoa, CO averages $326 a month. Genoa, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Genoa car insurance rates, compare quotes from the top car insurance companies in Genoa, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Genoa, CO are $3,911/year
  • The cheapest car insurance company in Genoa for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Genoa is Liberty Mutual

If you need to buy Genoa, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Genoa, CO is right here.

You’ll find Genoa car insurance rates, the cheapest Genoa, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Genoa, Colorado car insurance rates to Colorado Springs car insurance rates, Aurora car insurance rates, and Pueblo car insurance rates.

Ready to find affordable Genoa, CO car insurance today? Enter your ZIP code for fast, free Genoa car insurance quotes.

Cheapest Genoa, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Genoa, CO car insurance rates? Every Genoa, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Genoa, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,247 $3,046 $2,915 $2,946 $11,037 $11,592 $3,599 $3,626
American Family $2,330 $2,330 $2,098 $2,098 $5,641 $7,517 $2,330 $2,869
Farmers $3,234 $3,209 $2,938 $3,169 $11,800 $11,843 $3,524 $3,550
GEICO $2,268 $2,459 $2,339 $2,615 $6,938 $7,374 $2,086 $2,149
Liberty Mutual $1,740 $1,679 $1,482 $1,629 $5,172 $5,634 $1,755 $1,771
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,860 $2,696 $2,422 $2,437 $8,793 $9,837 $3,236 $3,163
State Farm $1,941 $1,941 $1,717 $1,717 $5,211 $6,661 $2,159 $2,539
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

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Minimum Car Insurance in Genoa, CO

Every driver must carry the minimum car insurance in Genoa, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Genoa, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Genoa, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Genoa, CO. Compare credit history car insurance rates in Genoa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Genoa, Colorado

Insurance Company Poor Fair Good
Allstate $6,697 $5,159 $3,898
American Family $4,441 $3,137 $2,627
Farmers $6,304 $5,087 $4,835
GEICO $4,247 $3,529 $2,810
Liberty Mutual $3,726 $2,280 $1,816
Nationwide $4,848 $3,820 $3,334
Progressive $5,091 $4,293 $3,907
State Farm $4,148 $2,664 $2,146
USAA $5,346 $3,014 $2,405

Cheapest Genoa, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Genoa, CO to rates for a clean record with top companies.

Annual Genoa, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,494 $5,156 $6,277 $5,077
American Family $2,516 $3,581 $4,659 $2,851
Farmers $4,581 $5,868 $5,786 $5,399
GEICO $2,515 $3,870 $4,413 $3,317
Liberty Mutual $2,286 $2,674 $2,774 $2,696
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $3,859 $5,258 $4,076 $4,530
State Farm $2,775 $3,196 $2,986 $2,986
USAA $2,644 $3,195 $5,527 $2,989

Cheapest Genoa, CO Car Insurance for Teen Drivers

Teen car insurance in Genoa, CO can be expensive. Take a look at rates from the top car insurance companies in Genoa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Genoa, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,037 $11,592
American Family $5,641 $7,517
Farmers $11,800 $11,843
GEICO $6,938 $7,374
Liberty Mutual $5,172 $5,634
Nationwide $6,687 $8,617
Progressive $8,793 $9,837
State Farm $5,211 $6,661
USAA $5,826 $6,723

Cheapest Genoa, CO Car Insurance for Seniors

Take a look at Genoa, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Genoa, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,915 $2,946
American Family $2,098 $2,098
Farmers $2,938 $3,169
GEICO $2,339 $2,615
Liberty Mutual $1,482 $1,629
Nationwide $2,380 $2,529
Progressive $2,422 $2,437
State Farm $1,717 $1,717
USAA $2,298 $2,340

Cheapest Genoa, CO Car Insurance Rates After a DUI

A DUI in Genoa, CO increases car insurance rates. Compare Genoa, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Genoa, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,277
American Family $4,659
Farmers $5,786
GEICO $4,413
Liberty Mutual $2,774
Nationwide $5,371
Progressive $4,076
State Farm $2,986
USAA $5,527

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Cheapest Genoa, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Genoa, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Genoa, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,251 $5,251
American Family $3,330 $3,473
Farmers $5,409 $5,409
GEICO $3,447 $3,610
Liberty Mutual $2,608 $2,608
Nationwide $4,001 $4,001
Progressive $4,431 $4,431
State Farm $2,913 $3,059
USAA $3,485 $3,692

The Best Cheap Car Insurance Companies in Genoa, CO

Take a look at a side-by-side comparison of the top car insurance companies in Genoa, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Genoa, Colorado

Insurance Company Average Annual Rates
Allstate $5,251
American Family $3,402
Farmers $5,409
GEICO $3,528
Liberty Mutual $2,608
Nationwide $4,001
Progressive $4,431
State Farm $2,986
USAA $3,589

Category Winners: Cheapest Car Insurance in Genoa, Colorado

Find the cheapest car insurance companies in Genoa, CO for each category right here.

Best Annual Car Insurance Rates by Company in Genoa, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Genoa, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Genoa car insurance rates. Find the cheapest Genoa, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Genoa, Colorado

Insurance Company Low Medium High
Allstate $4,972 $5,234 $5,548
American Family $3,255 $3,472 $3,479
Farmers $4,726 $5,330 $6,169
GEICO $3,233 $3,471 $3,881
Liberty Mutual $2,452 $2,596 $2,775
Nationwide $4,052 $4,001 $3,949
Progressive $4,156 $4,440 $4,696
State Farm $2,818 $2,986 $3,153
USAA $3,452 $3,588 $3,726

What affects car insurance rates in Genoa, Colorado?

What factors can have an impact on Genoa, CO car insurance? There are several reasons why Genoa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Genoa, Colorado.

Commute Time in Genoa

The more time you spend in your car the higher the risk of an accident. The average commute length in Genoa, CO is 17.4 minutes according to City-Data.

Traffic in Genoa

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Genoa, CO traffic data from INRIX ranks Genoa as the 49th-most congested in the world.

Compare Car Insurance Quotes in Genoa, CO

Ready to find affordable Genoa, Colorado car insurance today? Enter your ZIP code for fast, free Genoa, CO car insurance quotes.

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