Compare Genoa, NV Car Insurance Rates (2021)

Car insurance in Genoa, NV averages $315 a month. Genoa, Nevada car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Genoa car insurance rates, compare quotes from the top car insurance companies in Genoa, NV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Genoa for teen drivers is USAA
  • Average car insurance rates in Genoa, NV after a DUI are $4,516/year
  • Average car insurance rates in Genoa, NV are $3,780/year

If you need to buy Genoa, Nevada car insurance, the options can be confusing. Everything you need to know about car insurance in Genoa, NV is right here.

You’ll find Genoa car insurance rates, the cheapest Genoa, NV car insurance companies, and information on Nevada car insurance laws. You can also compare Genoa, Nevada car insurance rates to North Las Vegas car insurance rates, Reno car insurance rates, and Fernley car insurance rates.

Ready to find affordable Genoa, NV car insurance today? Enter your ZIP code for fast, free Genoa car insurance quotes.

Cheapest Genoa, NV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Genoa, NV car insurance rates? Every Genoa, Nevada car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Genoa, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,417 $2,410 $2,227 $2,352 $7,821 $9,410 $2,605 $2,781
American Family $2,382 $2,382 $2,117 $2,117 $8,079 $10,588 $2,382 $2,777
Farmers $2,231 $2,292 $2,031 $2,296 $7,466 $7,972 $2,981 $2,998
GEICO $2,606 $2,520 $2,616 $2,634 $6,583 $6,047 $2,604 $2,241
Liberty Mutual $2,196 $2,366 $2,132 $2,388 $9,488 $10,552 $2,477 $2,608
Nationwide $1,928 $1,973 $1,758 $1,861 $4,660 $5,636 $2,283 $2,434
Progressive $1,901 $1,655 $1,667 $1,657 $8,222 $8,942 $2,229 $2,086
State Farm $3,191 $3,191 $2,882 $2,882 $9,881 $12,593 $3,572 $4,022
Travelers $1,568 $1,590 $1,496 $1,491 $8,157 $13,160 $1,736 $1,936
USAA $1,773 $1,745 $1,688 $1,686 $4,462 $5,035 $2,221 $2,370

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Minimum Car Insurance in Genoa, NV

Every driver must carry the minimum car insurance in Genoa, NV. Take a look at the Nevada car insurance requirements.

Minimum Required Car Insurance Coverage in Genoa, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Genoa, NV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Genoa, NV. Compare credit history car insurance rates in Genoa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Genoa, Nevada

Insurance Company Poor Fair Good
Allstate $5,113 $3,718 $3,178
American Family $5,089 $3,877 $3,342
Farmers $4,430 $3,565 $3,355
GEICO $4,197 $3,481 $2,766
Liberty Mutual $6,133 $3,751 $2,944
Nationwide $3,327 $2,742 $2,381
Progressive $3,888 $3,485 $3,262
State Farm $9,637 $3,787 $2,406
Travelers $4,258 $3,816 $3,602
USAA $3,777 $2,253 $1,837

Cheapest Genoa, NV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Genoa, NV to rates for a clean record with top companies.

Annual Genoa, Nevada Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,400 $3,975 $4,798 $3,839
American Family $3,298 $4,572 $4,920 $3,621
Farmers $3,159 $4,017 $4,160 $3,797
GEICO $2,407 $3,846 $4,713 $2,960
Liberty Mutual $3,139 $4,978 $5,016 $3,970
Nationwide $2,263 $2,906 $3,624 $2,473
Progressive $2,961 $4,050 $3,727 $3,441
State Farm $4,796 $5,758 $5,277 $5,277
Travelers $2,790 $4,150 $5,271 $3,356
USAA $2,020 $2,536 $3,653 $2,281

Cheapest Genoa, NV Car Insurance for Teen Drivers

Teen car insurance in Genoa, NV can be expensive. Take a look at rates from the top car insurance companies in Genoa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Genoa, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,821 $9,410
American Family $8,079 $10,588
Farmers $7,466 $7,972
GEICO $6,583 $6,047
Liberty Mutual $9,488 $10,552
Nationwide $4,660 $5,636
Progressive $8,222 $8,942
State Farm $9,881 $12,593
Travelers $8,157 $13,160
USAA $4,462 $5,035

Cheapest Genoa, NV Car Insurance for Seniors

Take a look at Genoa, NV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Genoa, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,227 $2,352
American Family $2,117 $2,117
Farmers $2,031 $2,296
GEICO $2,616 $2,634
Liberty Mutual $2,132 $2,388
Nationwide $1,758 $1,861
Progressive $1,667 $1,657
State Farm $2,882 $2,882
Travelers $1,496 $1,491
USAA $1,688 $1,686

Cheapest Genoa, NV Car Insurance Rates After a DUI

A DUI in Genoa, NV increases car insurance rates. Compare Genoa, Nevada DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Genoa, Nevada

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,798
American Family $4,920
Farmers $4,160
GEICO $4,713
Liberty Mutual $5,016
Nationwide $3,624
Progressive $3,727
State Farm $5,277
Travelers $5,271
USAA $3,653

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Cheapest Genoa, NV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Genoa, NV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Genoa, Nevada

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,003 $4,003
American Family $4,049 $4,157
Farmers $3,783 $3,783
GEICO $3,425 $3,538
Liberty Mutual $4,276 $4,276
Nationwide $2,817 $2,817
Progressive $3,545 $3,545
State Farm $5,124 $5,430
Travelers $3,892 $3,892
USAA $2,587 $2,657

The Best Cheap Car Insurance Companies in Genoa, NV

Take a look at a side-by-side comparison of the top car insurance companies in Genoa, NV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Genoa, Nevada

Insurance Company Average Annual Rates
Allstate $4,003
American Family $4,103
Farmers $3,783
GEICO $3,481
Liberty Mutual $4,276
Nationwide $2,817
Progressive $3,545
State Farm $5,277
Travelers $3,892
USAA $2,622

Category Winners: Cheapest Car Insurance in Genoa, Nevada

Find the cheapest car insurance companies in Genoa, NV for each category right here.

Best Annual Car Insurance Rates by Company in Genoa, Nevada

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Genoa, NV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Genoa car insurance rates. Find the cheapest Genoa, NV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Genoa, Nevada

Insurance Company Low Medium High
Allstate $3,654 $4,046 $4,309
American Family $3,946 $4,340 $4,022
Farmers $3,410 $3,739 $4,200
GEICO $3,171 $3,416 $3,857
Liberty Mutual $3,964 $4,233 $4,631
Nationwide $2,792 $2,811 $2,847
Progressive $3,162 $3,439 $4,034
State Farm $4,871 $5,258 $5,701
Travelers $3,551 $3,909 $4,216
USAA $2,358 $2,600 $2,909

What affects car insurance rates in Genoa, Nevada?

What factors can have an impact on Genoa, NV car insurance? There are several reasons why Genoa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Genoa, Nevada.

Commute Time in Genoa

The more time you spend in your car the higher the risk of an accident. The average commute length in Genoa, NV is 26.5 minutes according to City-Data.

Traffic in Genoa

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Genoa, NV traffic data from INRIX ranks Genoa as the 49th-most congested in the world.

Compare Car Insurance Quotes in Genoa, NV

Ready to find affordable Genoa, Nevada car insurance today? Enter your ZIP code for fast, free Genoa, NV car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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