Compare Georgetown, CA Car Insurance Rates (2021)

Car insurance in Georgetown, CA averages $279 a month. Georgetown, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Georgetown car insurance rates, compare quotes from the top car insurance companies in Georgetown, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Georgetown, CA are $3,353/year
  • Average car insurance rates in Georgetown, CA after a DUI are $4,690/year
  • The cheapest car insurance company in Georgetown is USAA

If you need to buy Georgetown, California car insurance, the options can be confusing. Everything you need to know about car insurance in Georgetown, CA is right here.

You’ll find Georgetown car insurance rates, the cheapest Georgetown, CA car insurance companies, and information on California car insurance laws. You can also compare Georgetown, California car insurance rates to Oakland car insurance rates, San Francisco car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Georgetown, CA car insurance today? Enter your ZIP code for fast, free Georgetown car insurance quotes.

Cheapest Georgetown, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Georgetown, CA car insurance rates? Every Georgetown, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Georgetown, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,462 $2,470 $1,796 $1,820 $6,777 $8,533 $3,164 $3,497
Farmers $2,586 $2,586 $2,324 $2,324 $8,254 $13,579 $3,064 $3,411
GEICO $1,827 $1,828 $1,718 $1,718 $5,540 $5,639 $2,622 $2,684
Liberty Mutual $2,238 $2,125 $2,073 $2,011 $4,892 $5,186 $2,531 $2,545
Nationwide $2,640 $2,527 $2,300 $2,175 $6,574 $7,269 $3,139 $3,113
Progressive $1,708 $1,759 $1,466 $1,736 $4,580 $5,525 $2,483 $2,673
State Farm $3,083 $3,083 $2,751 $2,751 $5,615 $6,962 $3,409 $3,515
Travelers $2,140 $2,077 $1,890 $1,871 $4,324 $4,928 $2,752 $2,705
USAA $1,797 $1,703 $1,757 $1,764 $4,076 $4,097 $2,489 $2,352

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Minimum Car Insurance in Georgetown, CA

Every driver must carry the minimum car insurance in Georgetown, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Georgetown, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Georgetown, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Georgetown, CA to rates for a clean record with top companies.

Annual Georgetown, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,303 $3,873 $6,065 $3,019
Farmers $3,520 $4,796 $5,982 $4,766
GEICO $2,061 $3,178 $3,991 $2,557
Liberty Mutual $2,560 $3,432 $3,095 $2,713
Nationwide $2,598 $3,326 $5,618 $3,326
Progressive $1,788 $3,047 $3,557 $2,573
State Farm $2,775 $3,313 $6,272 $3,224
Travelers $1,917 $3,073 $3,569 $2,785
USAA $1,666 $2,473 $4,056 $1,824

Cheapest Georgetown, CA Car Insurance for Teen Drivers

Teen car insurance in Georgetown, CA can be expensive. Take a look at rates from the top car insurance companies in Georgetown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Georgetown, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,777 $8,533
Farmers $8,254 $13,579
GEICO $5,540 $5,639
Liberty Mutual $4,892 $5,186
Nationwide $6,574 $7,269
Progressive $4,580 $5,525
State Farm $5,615 $6,962
Travelers $4,324 $4,928
USAA $4,076 $4,097

Cheapest Georgetown, CA Car Insurance for Seniors

Take a look at Georgetown, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Georgetown, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,796 $1,820
Farmers $2,324 $2,324
GEICO $1,718 $1,718
Liberty Mutual $2,073 $2,011
Nationwide $2,300 $2,175
Progressive $1,466 $1,736
State Farm $2,751 $2,751
Travelers $1,890 $1,871
USAA $1,757 $1,764

Cheapest Georgetown, CA Car Insurance Rates After a DUI

A DUI in Georgetown, CA increases car insurance rates. Compare Georgetown, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Georgetown, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,065
Farmers $5,982
GEICO $3,991
Liberty Mutual $3,095
Nationwide $5,618
Progressive $3,557
State Farm $6,272
Travelers $3,569
USAA $4,056

Cheapest Georgetown, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Georgetown, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Georgetown, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,443 $4,187
Farmers $4,325 $5,207
GEICO $2,677 $3,217
Liberty Mutual $2,709 $3,191
Nationwide $3,289 $4,146
Progressive $2,492 $2,990
State Farm $3,755 $4,037
Travelers $2,557 $3,115
USAA $2,308 $2,701

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The Best Cheap Car Insurance Companies in Georgetown, CA

Take a look at a side-by-side comparison of the top car insurance companies in Georgetown, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Georgetown, California

Insurance Company Average Annual Rates
Allstate $3,815
Farmers $4,766
GEICO $2,947
Liberty Mutual $2,950
Nationwide $3,717
Progressive $2,741
State Farm $3,896
Travelers $2,836
USAA $2,504

Category Winners: Cheapest Car Insurance in Georgetown, California

Find the cheapest car insurance companies in Georgetown, CA for each category right here.

Best Annual Car Insurance Rates by Company in Georgetown, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Georgetown, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Georgetown car insurance rates. Find the cheapest Georgetown, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Georgetown, California

Insurance Company Low Medium High
Allstate $3,623 $3,846 $3,975
Farmers $4,460 $4,800 $5,038
GEICO $2,657 $2,979 $3,205
Liberty Mutual $2,768 $2,974 $3,108
Nationwide $3,355 $3,776 $4,020
Progressive $2,438 $2,821 $2,965
State Farm $3,558 $3,951 $4,179
Travelers $2,478 $2,910 $3,119
USAA $2,282 $2,551 $2,681

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What affects car insurance rates in Georgetown, California?

What factors can have an impact on Georgetown, CA car insurance? There are several reasons why Georgetown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Georgetown, California.

Car Theft in Georgetown

High levels of vehicle theft can make car insurance more expensive. Georgetown, CA car theft statistics from the FBI indicate 12 vehicle thefts a year.

Commute Time in Georgetown

The more time you spend in your car the higher the risk of an accident. The average commute length in Georgetown, CA is 44.0 minutes according to City-Data.

Compare Car Insurance Quotes in Georgetown, CA

Ready to find affordable Georgetown, California car insurance today? Enter your ZIP code for fast, free Georgetown, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State