Compare Georgetown, CO Car Insurance Rates (2021)

Car insurance in Georgetown, CO averages $338 a month. Georgetown, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Georgetown car insurance rates, compare quotes from the top car insurance companies in Georgetown, CO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Georgetown for teen drivers is Liberty Mutual
  • Average car insurance rates in Georgetown, CO are $4,053/year
  • Average car insurance rates in Georgetown, CO after a DUI are $4,845/year

If you need to buy Georgetown, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Georgetown, CO is right here.

You’ll find Georgetown car insurance rates, the cheapest Georgetown, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Georgetown, Colorado car insurance rates to Boulder car insurance rates, Arvada car insurance rates, and Denver car insurance rates.

Ready to find affordable Georgetown, CO car insurance today? Enter your ZIP code for fast, free Georgetown car insurance quotes.

Cheapest Georgetown, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Georgetown, CO car insurance rates? Every Georgetown, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Georgetown, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,663 $3,418 $3,282 $3,319 $12,884 $13,504 $4,046 $4,079
American Family $2,736 $2,736 $2,465 $2,465 $6,640 $8,899 $2,736 $3,357
Farmers $3,014 $2,989 $2,729 $2,934 $11,371 $11,478 $3,333 $3,394
GEICO $2,002 $2,196 $2,123 $2,411 $6,280 $6,658 $1,830 $1,866
Liberty Mutual $1,762 $1,700 $1,479 $1,629 $5,581 $6,118 $1,793 $1,835
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,542 $2,369 $2,196 $2,189 $8,856 $9,923 $2,880 $2,803
State Farm $2,463 $2,463 $2,192 $2,192 $6,862 $8,718 $2,749 $3,256
USAA $2,523 $2,525 $2,395 $2,403 $6,387 $7,327 $3,257 $3,553

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Georgetown, CO

Every driver must carry the minimum car insurance in Georgetown, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Georgetown, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Georgetown, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Georgetown, CO. Compare credit history car insurance rates in Georgetown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Georgetown, Colorado

Insurance Company Poor Fair Good
Allstate $7,688 $5,919 $4,466
American Family $5,211 $3,700 $3,101
Farmers $5,986 $4,861 $4,619
GEICO $3,813 $3,171 $2,528
Liberty Mutual $3,909 $2,396 $1,906
Nationwide $4,245 $3,363 $2,929
Progressive $4,785 $4,098 $3,776
State Farm $5,367 $3,445 $2,774
USAA $5,636 $3,197 $2,555

Cheapest Georgetown, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Georgetown, CO to rates for a clean record with top companies.

Annual Georgetown, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,115 $5,899 $7,266 $5,818
American Family $2,965 $4,189 $5,501 $3,362
Farmers $4,349 $5,589 $5,517 $5,165
GEICO $2,235 $3,472 $4,054 $2,922
Liberty Mutual $2,405 $2,805 $2,909 $2,828
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,657 $5,098 $3,860 $4,263
State Farm $3,571 $4,153 $3,862 $3,862
USAA $2,754 $3,367 $5,954 $3,110

Cheapest Georgetown, CO Car Insurance for Teen Drivers

Teen car insurance in Georgetown, CO can be expensive. Take a look at rates from the top car insurance companies in Georgetown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Georgetown, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,884 $13,504
American Family $6,640 $8,899
Farmers $11,371 $11,478
GEICO $6,280 $6,658
Liberty Mutual $5,581 $6,118
Nationwide $5,929 $7,587
Progressive $8,856 $9,923
State Farm $6,862 $8,718
USAA $6,387 $7,327

Cheapest Georgetown, CO Car Insurance for Seniors

Take a look at Georgetown, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Georgetown, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,282 $3,319
American Family $2,465 $2,465
Farmers $2,729 $2,934
GEICO $2,123 $2,411
Liberty Mutual $1,479 $1,629
Nationwide $2,085 $2,204
Progressive $2,196 $2,189
State Farm $2,192 $2,192
USAA $2,395 $2,403

Cheapest Georgetown, CO Car Insurance Rates After a DUI

A DUI in Georgetown, CO increases car insurance rates. Compare Georgetown, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Georgetown, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,266
American Family $5,501
Farmers $5,517
GEICO $4,054
Liberty Mutual $2,909
Nationwide $4,685
Progressive $3,860
State Farm $3,862
USAA $5,954

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Georgetown, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Georgetown, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Georgetown, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,024 $6,024
American Family $3,918 $4,090
Farmers $5,155 $5,155
GEICO $3,104 $3,238
Liberty Mutual $2,737 $2,737
Nationwide $3,512 $3,512
Progressive $4,220 $4,220
State Farm $3,769 $3,955
USAA $3,687 $3,905

The Best Cheap Car Insurance Companies in Georgetown, CO

Take a look at a side-by-side comparison of the top car insurance companies in Georgetown, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Georgetown, Colorado

Insurance Company Average Annual Rates
Allstate $6,024
American Family $4,004
Farmers $5,155
GEICO $3,171
Liberty Mutual $2,737
Nationwide $3,512
Progressive $4,220
State Farm $3,862
USAA $3,796

Category Winners: Cheapest Car Insurance in Georgetown, Colorado

Find the cheapest car insurance companies in Georgetown, CO for each category right here.

Best Annual Car Insurance Rates by Company in Georgetown, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Georgetown, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Georgetown car insurance rates. Find the cheapest Georgetown, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Georgetown, Colorado

Insurance Company Low Medium High
Allstate $5,727 $6,006 $6,340
American Family $3,808 $4,086 $4,118
Farmers $4,557 $5,085 $5,823
GEICO $2,850 $3,109 $3,553
Liberty Mutual $2,592 $2,728 $2,891
Nationwide $3,535 $3,511 $3,491
Progressive $3,963 $4,231 $4,465
State Farm $3,643 $3,863 $4,080
USAA $3,643 $3,796 $3,949

What affects car insurance rates in Georgetown, Colorado?

What factors can have an impact on Georgetown, CO car insurance? There are several reasons why Georgetown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Georgetown, Colorado.

Commute Time in Georgetown

The more time you spend in your car the higher the risk of an accident. The average commute length in Georgetown, CO is 26.0 minutes according to City-Data.

Compare Car Insurance Quotes in Georgetown, CO

Ready to find affordable Georgetown, Colorado car insurance today? Enter your ZIP code for fast, free Georgetown, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption