Compare Georgetown, DE Car Insurance Rates (2021)

Car insurance in Georgetown, DE averages $421 a month. Georgetown, Delaware car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Georgetown car insurance rates, compare quotes from the top car insurance companies in Georgetown, DE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Georgetown is USAA
  • Average car insurance rates in Georgetown, DE are $5,051/year
  • The cheapest car insurance company in Georgetown for teen drivers is USAA

If you need to buy Georgetown, Delaware car insurance, the options can be confusing. Everything you need to know about car insurance in Georgetown, DE is right here.

You’ll find Georgetown car insurance rates, the cheapest Georgetown, DE car insurance companies, and information on Delaware car insurance laws. You can also compare Georgetown, Delaware car insurance rates to Elsmere car insurance rates, Camden car insurance rates, and Harrington car insurance rates.

Ready to find affordable Georgetown, DE car insurance today? Enter your ZIP code for fast, free Georgetown car insurance quotes.

Cheapest Georgetown, DE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Georgetown, DE car insurance rates? Every Georgetown, Delaware car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Georgetown, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,152 $3,120 $2,766 $2,924 $11,237 $13,169 $3,354 $3,581
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $10,013 $10,013 $9,892 $9,892 $22,247 $33,687 $10,013 $13,864
Nationwide $2,533 $2,519 $2,314 $2,309 $5,939 $7,522 $2,807 $3,006
Progressive $1,833 $1,698 $1,614 $1,645 $9,200 $10,164 $2,235 $2,180
State Farm $2,433 $2,433 $2,238 $2,238 $6,903 $8,921 $2,728 $2,849
Travelers $1,327 $1,332 $1,307 $1,275 $7,261 $11,056 $1,413 $1,536
USAA $1,164 $1,146 $1,077 $1,076 $4,202 $4,940 $1,456 $1,598

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Minimum Car Insurance in Georgetown, DE

Every driver must carry the minimum car insurance in Georgetown, DE. Take a look at the Delaware car insurance requirements.

Minimum Required Car Insurance Coverage in Georgetown, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Georgetown, DE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Georgetown, DE. Compare credit history car insurance rates in Georgetown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Georgetown, Delaware

Insurance Company Poor Fair Good
Allstate $6,928 $4,934 $4,376
GEICO $5,219 $2,898 $1,988
Liberty Mutual $20,194 $13,642 $11,021
Nationwide $4,183 $3,489 $3,184
Progressive $4,271 $3,737 $3,455
State Farm $5,883 $3,241 $2,405
Travelers $3,695 $3,054 $3,191
USAA $3,411 $1,647 $1,189

Cheapest Georgetown, DE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Georgetown, DE to rates for a clean record with top companies.

Annual Georgetown, Delaware Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,581 $5,475 $6,397 $5,199
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $11,953 $13,748 $21,863 $12,246
Nationwide $2,892 $2,892 $5,279 $3,412
Progressive $3,296 $4,354 $3,752 $3,882
State Farm $3,487 $4,199 $3,843 $3,843
Travelers $2,831 $2,839 $4,613 $2,971
USAA $1,719 $1,719 $2,929 $1,962

Cheapest Georgetown, DE Car Insurance for Teen Drivers

Teen car insurance in Georgetown, DE can be expensive. Take a look at rates from the top car insurance companies in Georgetown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Georgetown, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,237 $13,169
GEICO $5,847 $6,106
Liberty Mutual $22,247 $33,687
Nationwide $5,939 $7,522
Progressive $9,200 $10,164
State Farm $6,903 $8,921
Travelers $7,261 $11,056
USAA $4,202 $4,940

Cheapest Georgetown, DE Car Insurance for Seniors

Take a look at Georgetown, DE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Georgetown, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,766 $2,924
GEICO $2,291 $2,666
Liberty Mutual $9,892 $9,892
Nationwide $2,314 $2,309
Progressive $1,614 $1,645
State Farm $2,238 $2,238
Travelers $1,307 $1,275
USAA $1,077 $1,076

Cheapest Georgetown, DE Car Insurance Rates After a DUI

A DUI in Georgetown, DE increases car insurance rates. Compare Georgetown, Delaware DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Georgetown, Delaware

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,397
GEICO $4,373
Liberty Mutual $21,863
Nationwide $5,279
Progressive $3,752
State Farm $3,843
Travelers $4,613
USAA $2,929

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Cheapest Georgetown, DE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Georgetown, DE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Georgetown, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,413 $5,413
GEICO $3,314 $3,422
Liberty Mutual $14,539 $15,366
Nationwide $3,619 $3,619
Progressive $3,821 $3,821
State Farm $3,712 $3,974
Travelers $3,314 $3,314
USAA $2,060 $2,104

The Best Cheap Car Insurance Companies in Georgetown, DE

Take a look at a side-by-side comparison of the top car insurance companies in Georgetown, DE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Georgetown, Delaware

Insurance Company Average Annual Rates
Allstate $5,413
GEICO $3,368
Liberty Mutual $14,952
Nationwide $3,619
Progressive $3,821
State Farm $3,843
Travelers $3,314
USAA $2,082

Category Winners: Cheapest Car Insurance in Georgetown, Delaware

Find the cheapest car insurance companies in Georgetown, DE for each category right here.

Best Annual Car Insurance Rates by Company in Georgetown, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Georgetown, DE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Georgetown car insurance rates. Find the cheapest Georgetown, DE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Georgetown, Delaware

Insurance Company Low Medium High
Allstate $4,987 $5,472 $5,779
GEICO $3,044 $3,417 $3,644
Liberty Mutual $14,272 $14,792 $15,793
Nationwide $3,604 $3,559 $3,692
Progressive $3,353 $3,865 $4,245
State Farm $3,597 $3,851 $4,080
Travelers $3,126 $3,416 $3,399
USAA $1,952 $2,078 $2,217

What affects car insurance rates in Georgetown, Delaware?

What factors can have an impact on Georgetown, DE car insurance? There are several reasons why Georgetown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Georgetown, Delaware.

Commute Time in Georgetown

The more time you spend in your car the higher the risk of an accident. The average commute length in Georgetown, DE is 24.3 minutes according to City-Data.

Compare Car Insurance Quotes in Georgetown, DE

Ready to find affordable Georgetown, Delaware car insurance today? Enter your ZIP code for fast, free Georgetown, DE car insurance quotes.

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Average Monthly Car Insurance Rates by State