Compare Georgetown, IN Car Insurance Rates (2021)

Car insurance in Georgetown, IN averages $301 a month. Georgetown, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Georgetown car insurance rates, compare quotes from the top car insurance companies in Georgetown, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Georgetown, IN are $3,607/year
  • Average car insurance rates in Georgetown, IN after a DUI are $4,275/year
  • The cheapest car insurance company in Georgetown for teen drivers is USAA

If you need to buy Georgetown, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Georgetown, IN is right here.

You’ll find Georgetown car insurance rates, the cheapest Georgetown, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Georgetown, Indiana car insurance rates to Fort Wayne car insurance rates, South Bend car insurance rates, and Indianapolis car insurance rates.

Ready to find affordable Georgetown, IN car insurance today? Enter your ZIP code for fast, free Georgetown car insurance quotes.

Cheapest Georgetown, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Georgetown, IN car insurance rates? Every Georgetown, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Georgetown, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,614 $2,678 $2,294 $2,513 $8,103 $10,239 $2,659 $2,887
American Family $2,473 $2,473 $2,219 $2,219 $6,768 $9,826 $2,473 $3,050
Farmers $1,617 $1,592 $1,383 $1,558 $8,930 $9,565 $2,143 $2,307
GEICO $1,725 $1,727 $1,637 $1,724 $5,173 $4,765 $1,979 $1,721
Liberty Mutual $4,037 $4,037 $3,716 $3,716 $8,758 $13,190 $4,037 $5,510
Nationwide $2,022 $2,067 $1,766 $1,887 $6,062 $7,878 $2,388 $2,615
Progressive $1,851 $1,750 $1,682 $1,690 $11,026 $12,420 $2,323 $2,362
State Farm $1,633 $1,633 $1,467 $1,467 $5,111 $6,540 $1,815 $2,017
Travelers $1,281 $1,302 $1,204 $1,204 $8,193 $13,039 $1,359 $1,558
USAA $1,102 $1,084 $1,030 $1,035 $3,096 $3,449 $1,490 $1,590

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Minimum Car Insurance in Georgetown, IN

Every driver must carry the minimum car insurance in Georgetown, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Georgetown, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Georgetown, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Georgetown, IN. Compare credit history car insurance rates in Georgetown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Georgetown, Indiana

Insurance Company Poor Fair Good
Allstate $5,273 $3,915 $3,557
American Family $5,388 $3,498 $2,927
Farmers $4,236 $3,462 $3,212
GEICO $3,078 $2,556 $2,034
Liberty Mutual $7,824 $5,092 $4,709
Nationwide $3,804 $3,206 $2,998
Progressive $4,832 $4,287 $4,046
State Farm $3,951 $2,355 $1,825
Travelers $4,051 $3,439 $3,439
USAA $2,327 $1,547 $1,329

Cheapest Georgetown, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Georgetown, IN to rates for a clean record with top companies.

Annual Georgetown, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,384 $4,986 $4,595 $4,029
American Family $2,714 $4,320 $5,483 $3,234
Farmers $3,263 $3,780 $3,908 $3,596
GEICO $1,661 $2,644 $3,618 $2,303
Liberty Mutual $4,527 $5,379 $8,584 $5,010
Nationwide $2,862 $3,702 $3,548 $3,229
Progressive $3,263 $5,817 $3,902 $4,571
State Farm $2,644 $2,911 $2,644 $2,644
Travelers $3,098 $3,821 $4,329 $3,322
USAA $1,308 $1,868 $2,140 $1,622

Cheapest Georgetown, IN Car Insurance for Teen Drivers

Teen car insurance in Georgetown, IN can be expensive. Take a look at rates from the top car insurance companies in Georgetown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Georgetown, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,103 $10,239
American Family $6,768 $9,826
Farmers $8,930 $9,565
GEICO $5,173 $4,765
Liberty Mutual $8,758 $13,190
Nationwide $6,062 $7,878
Progressive $11,026 $12,420
State Farm $5,111 $6,540
Travelers $8,193 $13,039
USAA $3,096 $3,449

Cheapest Georgetown, IN Car Insurance for Seniors

Take a look at Georgetown, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Georgetown, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,294 $2,513
American Family $2,219 $2,219
Farmers $1,383 $1,558
GEICO $1,637 $1,724
Liberty Mutual $3,716 $3,716
Nationwide $1,766 $1,887
Progressive $1,682 $1,690
State Farm $1,467 $1,467
Travelers $1,204 $1,204
USAA $1,030 $1,035

Cheapest Georgetown, IN Car Insurance Rates After a DUI

A DUI in Georgetown, IN increases car insurance rates. Compare Georgetown, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Georgetown, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,595
American Family $5,483
Farmers $3,908
GEICO $3,618
Liberty Mutual $8,584
Nationwide $3,548
Progressive $3,902
State Farm $2,644
Travelers $4,329
USAA $2,140

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Cheapest Georgetown, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Georgetown, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Georgetown, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,248 $4,248
American Family $3,890 $3,985
Farmers $3,637 $3,637
GEICO $2,510 $2,602
Liberty Mutual $5,721 $6,029
Nationwide $3,336 $3,336
Progressive $4,388 $4,388
State Farm $2,633 $2,787
Travelers $3,643 $3,643
USAA $1,711 $1,757

The Best Cheap Car Insurance Companies in Georgetown, IN

Take a look at a side-by-side comparison of the top car insurance companies in Georgetown, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Georgetown, Indiana

Insurance Company Average Annual Rates
Allstate $4,248
American Family $3,938
Farmers $3,637
GEICO $2,556
Liberty Mutual $5,875
Nationwide $3,336
Progressive $4,388
State Farm $2,710
Travelers $3,643
USAA $1,734

Category Winners: Cheapest Car Insurance in Georgetown, Indiana

Find the cheapest car insurance companies in Georgetown, IN for each category right here.

Best Annual Car Insurance Rates by Company in Georgetown, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Georgetown, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Georgetown car insurance rates. Find the cheapest Georgetown, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Georgetown, Indiana

Insurance Company Low Medium High
Allstate $4,031 $4,232 $4,482
American Family $3,904 $4,068 $3,841
Farmers $3,488 $3,631 $3,792
GEICO $2,356 $2,550 $2,763
Liberty Mutual $5,652 $5,858 $6,115
Nationwide $3,380 $3,311 $3,316
Progressive $4,084 $4,303 $4,778
State Farm $2,569 $2,710 $2,852
Travelers $3,556 $3,676 $3,695
USAA $1,663 $1,729 $1,811

What affects car insurance rates in Georgetown, Indiana?

What factors can have an impact on Georgetown, IN car insurance? There are several reasons why Georgetown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Georgetown, Indiana.

Commute Time in Georgetown

The more time you spend in your car the higher the risk of an accident. The average commute length in Georgetown, IN is 30.5 minutes according to City-Data.

Compare Car Insurance Quotes in Georgetown, IN

Ready to find affordable Georgetown, Indiana car insurance today? Enter your ZIP code for fast, free Georgetown, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State