Compare Georgetown, MD Car Insurance Rates (2021)

Car insurance in Georgetown, MD averages $357 a month. Georgetown, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Georgetown car insurance rates, compare quotes from the top car insurance companies in Georgetown, MD.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Georgetown, MD after a DUI are $5,062/year
  • Average car insurance rates in Georgetown, MD are $4,290/year
  • The cheapest car insurance company in Georgetown for teen drivers is USAA

If you need to buy Georgetown, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Georgetown, MD is right here.

You’ll find Georgetown car insurance rates, the cheapest Georgetown, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Georgetown, Maryland car insurance rates to Greenbelt car insurance rates, Gaithersburg car insurance rates, and College Park car insurance rates.

Ready to find affordable Georgetown, MD car insurance today? Enter your ZIP code for fast, free Georgetown car insurance quotes.

Cheapest Georgetown, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Georgetown, MD car insurance rates? Every Georgetown, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Georgetown, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,034 $2,918 $2,894 $2,975 $8,811 $10,365 $2,736 $2,772
GEICO $1,908 $2,077 $2,145 $2,448 $5,623 $6,468 $1,623 $1,733
Liberty Mutual $6,688 $6,688 $6,612 $6,612 $12,957 $19,188 $6,688 $8,999
Nationwide $2,023 $2,030 $1,830 $1,883 $4,762 $6,252 $2,343 $2,523
Progressive $2,023 $1,835 $1,766 $1,801 $6,879 $7,498 $2,339 $2,286
State Farm $2,488 $2,488 $2,284 $2,284 $7,905 $10,126 $2,778 $3,144
USAA $1,954 $1,920 $1,823 $1,820 $4,317 $5,097 $2,253 $2,513

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Minimum Car Insurance in Georgetown, MD

Every driver must carry the minimum car insurance in Georgetown, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Georgetown, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Georgetown, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Georgetown, MD. Compare credit history car insurance rates in Georgetown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Georgetown, Maryland

Insurance Company Poor Fair Good
Allstate $5,893 $4,131 $3,666
GEICO $3,401 $2,821 $2,787
Liberty Mutual $13,298 $8,569 $6,045
Nationwide $3,782 $2,671 $2,413
Progressive $4,188 $3,115 $2,607
State Farm $6,131 $3,632 $2,798
USAA $3,620 $2,480 $2,036

Cheapest Georgetown, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Georgetown, MD to rates for a clean record with top companies.

Annual Georgetown, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,047 $5,362 $4,047 $4,798
GEICO $2,144 $3,316 $3,995 $2,558
Liberty Mutual $6,694 $8,812 $13,249 $8,461
Nationwide $2,601 $3,491 $2,783 $2,948
Progressive $2,832 $3,715 $3,419 $3,247
State Farm $3,752 $4,719 $4,139 $4,139
USAA $2,134 $2,613 $3,805 $2,297

Cheapest Georgetown, MD Car Insurance for Teen Drivers

Teen car insurance in Georgetown, MD can be expensive. Take a look at rates from the top car insurance companies in Georgetown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Georgetown, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,811 $10,365
GEICO $5,623 $6,468
Liberty Mutual $12,957 $19,188
Nationwide $4,762 $6,252
Progressive $6,879 $7,498
State Farm $7,905 $10,126
USAA $4,317 $5,097

Cheapest Georgetown, MD Car Insurance for Seniors

Take a look at Georgetown, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Georgetown, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,894 $2,975
GEICO $2,145 $2,448
Liberty Mutual $6,612 $6,612
Nationwide $1,830 $1,883
Progressive $1,766 $1,801
State Farm $2,284 $2,284
USAA $1,823 $1,820

Cheapest Georgetown, MD Car Insurance Rates After a DUI

A DUI in Georgetown, MD increases car insurance rates. Compare Georgetown, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Georgetown, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,047
GEICO $3,995
Liberty Mutual $13,249
Nationwide $2,783
Progressive $3,419
State Farm $4,139
USAA $3,805

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Cheapest Georgetown, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Georgetown, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Georgetown, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,499 $4,627
GEICO $2,952 $3,055
Liberty Mutual $9,056 $9,552
Nationwide $2,956 $2,956
Progressive $3,303 $3,303
State Farm $4,081 $4,294
USAA $2,627 $2,797

The Best Cheap Car Insurance Companies in Georgetown, MD

Take a look at a side-by-side comparison of the top car insurance companies in Georgetown, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Georgetown, Maryland

Insurance Company Average Annual Rates
Allstate $4,563
GEICO $3,003
Liberty Mutual $9,304
Nationwide $2,956
Progressive $3,303
State Farm $4,187
USAA $2,712

Category Winners: Cheapest Car Insurance in Georgetown, Maryland

Find the cheapest car insurance companies in Georgetown, MD for each category right here.

Best Annual Car Insurance Rates by Company in Georgetown, Maryland

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Georgetown, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Georgetown car insurance rates. Find the cheapest Georgetown, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Georgetown, Maryland

Insurance Company Low Medium High
Allstate $4,453 $4,537 $4,700
GEICO $2,905 $2,986 $3,119
Liberty Mutual $9,028 $9,281 $9,603
Nationwide $2,834 $2,964 $3,069
Progressive $3,165 $3,301 $3,444
State Farm $3,973 $4,200 $4,388
USAA $2,570 $2,721 $2,846

What affects car insurance rates in Georgetown, Maryland?

What factors can have an impact on Georgetown, MD car insurance? There are several reasons why Georgetown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Georgetown, Maryland.

Car Theft in Georgetown

High levels of vehicle theft can make car insurance more expensive. Georgetown, MD car theft statistics from the FBI indicate 1 vehicle thefts a year.

Compare Car Insurance Quotes in Georgetown, MD

Ready to find affordable Georgetown, Maryland car insurance today? Enter your ZIP code for fast, free Georgetown, MD car insurance quotes.

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