Compare Georgetown, MN Car Insurance Rates (2021)

Car insurance in Georgetown, MN averages $368 a month. Georgetown, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Georgetown car insurance rates, compare quotes from the top car insurance companies in Georgetown, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Georgetown for teen drivers is State Farm
  • The cheapest car insurance company in Georgetown is State Farm
  • Average car insurance rates in Georgetown, MN after a DUI are $5,912/year

If you need to buy Georgetown, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Georgetown, MN is right here.

You’ll find Georgetown car insurance rates, the cheapest Georgetown, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Georgetown, Minnesota car insurance rates to Bloomington car insurance rates, Duluth car insurance rates, and Woodbury car insurance rates.

Ready to find affordable Georgetown, MN car insurance today? Enter your ZIP code for fast, free Georgetown car insurance quotes.

Cheapest Georgetown, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Georgetown, MN car insurance rates? Every Georgetown, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Georgetown, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,881 $2,758 $2,758 $6,537 $9,541 $3,495 $3,694
American Family $2,201 $2,201 $1,992 $1,992 $5,936 $8,657 $2,201 $2,493
Farmers $2,203 $2,200 $2,118 $2,242 $6,306 $6,364 $2,888 $2,806
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $9,075 $9,075 $8,983 $8,983 $18,171 $27,432 $9,075 $12,762
Nationwide $1,874 $1,891 $1,666 $1,774 $4,730 $5,773 $2,192 $2,292
State Farm $1,485 $1,485 $1,318 $1,318 $3,191 $3,963 $1,726 $1,417
USAA $1,854 $1,840 $1,687 $1,683 $5,005 $5,490 $2,424 $2,577

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Minimum Car Insurance in Georgetown, MN

Every driver must carry the minimum car insurance in Georgetown, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Georgetown, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Georgetown, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Georgetown, MN. Compare credit history car insurance rates in Georgetown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Georgetown, Minnesota

Insurance Company Poor Fair Good
Allstate $6,354 $3,425 $3,175
American Family $4,689 $3,147 $2,542
Farmers $4,237 $3,068 $2,867
GEICO $4,314 $3,524 $2,938
Liberty Mutual $18,046 $11,670 $9,119
Nationwide $3,295 $2,661 $2,366
State Farm $2,899 $1,773 $1,293
USAA $4,432 $2,154 $1,874

Cheapest Georgetown, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Georgetown, MN to rates for a clean record with top companies.

Annual Georgetown, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,178 $4,549 $5,429 $4,117
American Family $2,323 $4,193 $4,687 $2,634
Farmers $2,905 $3,656 $3,704 $3,299
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $9,723 $13,139 $18,427 $10,489
Nationwide $2,200 $2,922 $3,364 $2,609
State Farm $1,832 $2,144 $1,988 $1,988
USAA $2,093 $2,669 $4,028 $2,490

Cheapest Georgetown, MN Car Insurance for Teen Drivers

Teen car insurance in Georgetown, MN can be expensive. Take a look at rates from the top car insurance companies in Georgetown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Georgetown, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,537 $9,541
American Family $5,936 $8,657
Farmers $6,306 $6,364
GEICO $5,625 $7,173
Liberty Mutual $18,171 $27,432
Nationwide $4,730 $5,773
State Farm $3,191 $3,963
USAA $5,005 $5,490

Cheapest Georgetown, MN Car Insurance for Seniors

Take a look at Georgetown, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Georgetown, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,758 $2,758
American Family $1,992 $1,992
Farmers $2,118 $2,242
GEICO $2,639 $2,565
Liberty Mutual $8,983 $8,983
Nationwide $1,666 $1,774
State Farm $1,318 $1,318
USAA $1,687 $1,683

Cheapest Georgetown, MN Car Insurance Rates After a DUI

A DUI in Georgetown, MN increases car insurance rates. Compare Georgetown, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Georgetown, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,429
American Family $4,687
Farmers $3,704
GEICO $5,666
Liberty Mutual $18,427
Nationwide $3,364
State Farm $1,988
USAA $4,028

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Cheapest Georgetown, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Georgetown, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Georgetown, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,318 $4,318
American Family $3,419 $3,500
Farmers $3,391 $3,391
GEICO $3,546 $3,638
Liberty Mutual $12,555 $13,334
Nationwide $2,774 $2,774
State Farm $1,935 $2,041
USAA $2,783 $2,857

The Best Cheap Car Insurance Companies in Georgetown, MN

Take a look at a side-by-side comparison of the top car insurance companies in Georgetown, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Georgetown, Minnesota

Insurance Company Average Annual Rates
Allstate $4,318
American Family $3,459
Farmers $3,391
GEICO $3,592
Liberty Mutual $12,945
Nationwide $2,774
State Farm $1,988
USAA $2,820

Category Winners: Cheapest Car Insurance in Georgetown, Minnesota

Find the cheapest car insurance companies in Georgetown, MN for each category right here.

Best Annual Car Insurance Rates by Company in Georgetown, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Georgetown, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Georgetown car insurance rates. Find the cheapest Georgetown, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Georgetown, Minnesota

Insurance Company Low Medium High
Allstate $4,263 $4,315 $4,377
American Family $3,458 $3,556 $3,363
Farmers $3,263 $3,405 $3,505
GEICO $3,497 $3,590 $3,689
Liberty Mutual $12,675 $12,952 $13,207
Nationwide $2,618 $2,792 $2,911
State Farm $1,908 $1,995 $2,061
USAA $2,742 $2,818 $2,900

What affects car insurance rates in Georgetown, Minnesota?

What factors can have an impact on Georgetown, MN car insurance? There are several reasons why Georgetown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Georgetown, Minnesota.

Commute Time in Georgetown

The more time you spend in your car the higher the risk of an accident. The average commute length in Georgetown, MN is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in Georgetown, MN

Ready to find affordable Georgetown, Minnesota car insurance today? Enter your ZIP code for fast, free Georgetown, MN car insurance quotes.

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