Compare Georgetown, OH Car Insurance Rates (2021)

Car insurance in Georgetown, OH averages $244 a month. Georgetown, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Georgetown car insurance rates, compare quotes from the top car insurance companies in Georgetown, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Georgetown is USAA
  • Average car insurance rates in Georgetown, OH after a DUI are $3,393/year
  • Average car insurance rates in Georgetown, OH are $2,932/year

If you need to buy Georgetown, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Georgetown, OH is right here.

You’ll find Georgetown car insurance rates, the cheapest Georgetown, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Georgetown, Ohio car insurance rates to Columbus car insurance rates, Toledo car insurance rates, and Parma car insurance rates.

Ready to find affordable Georgetown, OH car insurance today? Enter your ZIP code for fast, free Georgetown car insurance quotes.

Cheapest Georgetown, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Georgetown, OH car insurance rates? Every Georgetown, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Georgetown, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,151 $2,153 $1,931 $2,068 $5,820 $6,655 $2,274 $2,439
American Family $1,066 $1,111 $972 $980 $3,291 $3,586 $1,314 $1,389
Farmers $1,896 $1,895 $1,671 $1,759 $8,239 $8,569 $2,121 $2,221
GEICO $1,414 $1,364 $1,300 $1,293 $3,709 $3,457 $1,577 $1,350
Liberty Mutual $2,233 $2,443 $1,718 $2,090 $11,334 $12,827 $2,389 $2,620
Nationwide $2,227 $2,241 $2,007 $2,025 $5,646 $7,298 $2,390 $2,788
Progressive $1,886 $1,791 $1,564 $1,613 $8,118 $9,164 $2,267 $2,340
State Farm $1,619 $1,619 $1,434 $1,434 $4,821 $6,077 $1,873 $2,140
Travelers $1,506 $1,531 $1,486 $1,480 $6,363 $10,040 $1,565 $1,807
USAA $888 $896 $841 $843 $2,712 $3,025 $1,188 $1,288

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Minimum Car Insurance in Georgetown, OH

Every driver must carry the minimum car insurance in Georgetown, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Georgetown, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Georgetown, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Georgetown, OH. Compare credit history car insurance rates in Georgetown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Georgetown, Ohio

Insurance Company Poor Fair Good
Allstate $4,100 $2,973 $2,487
American Family $2,273 $1,552 $1,316
Farmers $4,019 $3,390 $3,230
GEICO $2,319 $1,933 $1,547
Liberty Mutual $6,768 $4,122 $3,231
Nationwide $4,017 $3,235 $2,731
Progressive $4,051 $3,481 $3,246
State Farm $3,745 $2,314 $1,823
Travelers $3,608 $3,134 $2,925
USAA $1,900 $1,340 $1,140

Cheapest Georgetown, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Georgetown, OH to rates for a clean record with top companies.

Annual Georgetown, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,692 $3,247 $3,775 $3,032
American Family $1,640 $1,738 $1,738 $1,738
Farmers $2,931 $3,765 $3,672 $3,818
GEICO $1,328 $1,894 $2,692 $1,819
Liberty Mutual $3,961 $5,064 $5,191 $4,612
Nationwide $2,662 $3,393 $4,311 $2,946
Progressive $3,102 $4,196 $3,299 $3,774
State Farm $2,407 $2,847 $2,627 $2,627
Travelers $2,380 $3,091 $4,657 $2,761
USAA $1,125 $1,504 $1,966 $1,246

Cheapest Georgetown, OH Car Insurance for Teen Drivers

Teen car insurance in Georgetown, OH can be expensive. Take a look at rates from the top car insurance companies in Georgetown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Georgetown, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,820 $6,655
American Family $3,291 $3,586
Farmers $8,239 $8,569
GEICO $3,709 $3,457
Liberty Mutual $11,334 $12,827
Nationwide $5,646 $7,298
Progressive $8,118 $9,164
State Farm $4,821 $6,077
Travelers $6,363 $10,040
USAA $2,712 $3,025

Cheapest Georgetown, OH Car Insurance for Seniors

Take a look at Georgetown, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Georgetown, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,931 $2,068
American Family $972 $980
Farmers $1,671 $1,759
GEICO $1,300 $1,293
Liberty Mutual $1,718 $2,090
Nationwide $2,007 $2,025
Progressive $1,564 $1,613
State Farm $1,434 $1,434
Travelers $1,486 $1,480
USAA $841 $843

Cheapest Georgetown, OH Car Insurance Rates After a DUI

A DUI in Georgetown, OH increases car insurance rates. Compare Georgetown, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Georgetown, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,775
American Family $1,738
Farmers $3,672
GEICO $2,692
Liberty Mutual $5,191
Nationwide $4,311
Progressive $3,299
State Farm $2,627
Travelers $4,657
USAA $1,966

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Cheapest Georgetown, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Georgetown, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Georgetown, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,187 $3,187
American Family $1,692 $1,735
Farmers $3,546 $3,546
GEICO $1,897 $1,970
Liberty Mutual $4,707 $4,707
Nationwide $3,328 $3,328
Progressive $3,593 $3,593
State Farm $2,563 $2,691
Travelers $3,222 $3,222
USAA $1,405 $1,516

The Best Cheap Car Insurance Companies in Georgetown, OH

Take a look at a side-by-side comparison of the top car insurance companies in Georgetown, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Georgetown, Ohio

Insurance Company Average Annual Rates
Allstate $3,187
American Family $1,714
Farmers $3,546
GEICO $1,933
Liberty Mutual $4,707
Nationwide $3,328
Progressive $3,593
State Farm $2,627
Travelers $3,222
USAA $1,460

Category Winners: Cheapest Car Insurance in Georgetown, Ohio

Find the cheapest car insurance companies in Georgetown, OH for each category right here.

Best Annual Car Insurance Rates by Company in Georgetown, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Georgetown, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Georgetown car insurance rates. Find the cheapest Georgetown, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Georgetown, Ohio

Insurance Company Low Medium High
Allstate $3,083 $3,180 $3,296
American Family $1,682 $1,727 $1,732
Farmers $3,366 $3,494 $3,779
GEICO $1,882 $1,926 $1,991
Liberty Mutual $4,541 $4,729 $4,851
Nationwide $3,681 $3,226 $3,077
Progressive $3,468 $3,566 $3,745
State Farm $2,513 $2,634 $2,734
Travelers $3,142 $3,265 $3,260
USAA $1,404 $1,459 $1,518

What affects car insurance rates in Georgetown, Ohio?

What factors can have an impact on Georgetown, OH car insurance? There are several reasons why Georgetown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Georgetown, Ohio.

Car Theft in Georgetown

High levels of vehicle theft can make car insurance more expensive. Georgetown, OH car theft statistics from the FBI indicate 6 vehicle thefts a year.

Commute Time in Georgetown

The more time you spend in your car the higher the risk of an accident. The average commute length in Georgetown, OH is 27.6 minutes according to City-Data.

Compare Car Insurance Quotes in Georgetown, OH

Ready to find affordable Georgetown, Ohio car insurance today? Enter your ZIP code for fast, free Georgetown, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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