Compare Georgetown, PA Car Insurance Rates (2021)

Car insurance in Georgetown, PA averages $321 a month. Georgetown, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Georgetown car insurance rates, compare quotes from the top car insurance companies in Georgetown, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Georgetown for teen drivers is USAA
  • Average car insurance rates in Georgetown, PA are $3,847/year
  • The cheapest ZIP code in Georgetown is 17562

If you need to buy Georgetown, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Georgetown, PA is right here.

You’ll find Georgetown car insurance rates, the cheapest Georgetown, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Georgetown, Pennsylvania car insurance rates to Bethlehem car insurance rates, York car insurance rates, and Lancaster car insurance rates.

Ready to find affordable Georgetown, PA car insurance today? Enter your ZIP code for fast, free Georgetown car insurance quotes.

Cheapest Georgetown, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Georgetown, PA car insurance rates? Every Georgetown, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Georgetown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,458 $2,458 $2,275 $2,275 $8,345 $8,345 $2,696 $2,696
GEICO $1,956 $1,693 $1,856 $1,607 $4,958 $4,300 $1,963 $1,699
Liberty Mutual $3,377 $3,377 $3,095 $3,095 $9,821 $9,821 $4,281 $4,281
Nationwide $1,908 $1,908 $1,808 $1,808 $5,378 $5,378 $2,140 $2,140
Progressive $2,773 $2,773 $2,479 $2,479 $9,096 $9,096 $3,533 $3,533
State Farm $1,748 $1,748 $1,549 $1,549 $6,336 $6,336 $1,932 $1,932
Travelers $1,618 $1,618 $1,753 $1,753 $23,984 $23,984 $1,938 $1,938
USAA $1,081 $1,081 $979 $979 $3,261 $3,261 $1,430 $1,430

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Minimum Car Insurance in Georgetown, PA

Every driver must carry the minimum car insurance in Georgetown, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Georgetown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Georgetown, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Georgetown, PA. Compare credit history car insurance rates in Georgetown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Georgetown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,038 $3,762 $3,030
GEICO $3,757 $2,118 $1,637
Liberty Mutual $6,563 $4,709 $4,159
Nationwide $3,295 $2,712 $2,419
Progressive $5,912 $4,158 $3,340
State Farm $4,113 $2,549 $2,013
Travelers $7,957 $7,203 $6,810
USAA $2,107 $1,567 $1,389

Cheapest Georgetown, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Georgetown, PA to rates for a clean record with top companies.

Annual Georgetown, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,773 $4,453 $3,773 $3,773
GEICO $1,842 $3,173 $2,459 $2,542
Liberty Mutual $4,684 $5,384 $5,253 $5,253
Nationwide $2,031 $2,714 $3,775 $2,714
Progressive $4,044 $5,623 $4,163 $4,050
State Farm $2,636 $3,146 $2,891 $2,891
Travelers $5,178 $7,391 $9,333 $7,391
USAA $1,359 $1,876 $1,999 $1,518

Cheapest Georgetown, PA Car Insurance for Teen Drivers

Teen car insurance in Georgetown, PA can be expensive. Take a look at rates from the top car insurance companies in Georgetown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Georgetown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,345 $8,345
GEICO $4,958 $4,300
Liberty Mutual $9,821 $9,821
Nationwide $5,378 $5,378
Progressive $9,096 $9,096
State Farm $6,336 $6,336
Travelers $23,984 $23,984
USAA $3,261 $3,261

Cheapest Georgetown, PA Car Insurance for Seniors

Take a look at Georgetown, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Georgetown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,275 $2,275
GEICO $1,856 $1,607
Liberty Mutual $3,095 $3,095
Nationwide $1,808 $1,808
Progressive $2,479 $2,479
State Farm $1,549 $1,549
Travelers $1,753 $1,753
USAA $979 $979

Cheapest Georgetown, PA Car Insurance Rates After a DUI

A DUI in Georgetown, PA increases car insurance rates. Compare Georgetown, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Georgetown, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,773
GEICO $2,459
Liberty Mutual $5,253
Nationwide $3,775
Progressive $4,163
State Farm $2,891
Travelers $9,333
USAA $1,999

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Cheapest Georgetown, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Georgetown, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Georgetown, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,863 $4,024
GEICO $2,464 $2,544
Liberty Mutual $5,012 $5,275
Nationwide $2,809 $2,809
Progressive $4,470 $4,470
State Farm $2,807 $2,976
Travelers $7,323 $7,323
USAA $1,640 $1,736

Cheapest Georgetown, PA Car Insurance Rates by ZIP Code

Georgetown car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Georgetown, PA.

Annual Car Insurance Rates by ZIP Code in Georgetown, Pennsylvania

ZIP Code Average Annual Rates
15043 $4,791
17562 $4,608

The Best Cheap Car Insurance Companies in Georgetown, PA

Take a look at a side-by-side comparison of the top car insurance companies in Georgetown, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Georgetown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,943
GEICO $2,504
Liberty Mutual $5,144
Nationwide $2,809
Progressive $4,470
State Farm $2,891
Travelers $7,323
USAA $1,688

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Category Winners: Cheapest Car Insurance in Georgetown, Pennsylvania

Find the cheapest car insurance companies in Georgetown, PA for each category right here.

Best Annual Car Insurance Rates by Company in Georgetown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Georgetown, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Georgetown car insurance rates. Find the cheapest Georgetown, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Georgetown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,762 $3,968 $4,101
GEICO $2,274 $2,531 $2,707
Liberty Mutual $4,875 $5,184 $5,372
Nationwide $2,821 $2,844 $2,761
Progressive $4,064 $4,506 $4,840
State Farm $2,693 $2,931 $3,050
Travelers $7,360 $7,339 $7,271
USAA $1,560 $1,704 $1,799

What affects car insurance rates in Georgetown, Pennsylvania?

What factors can have an impact on Georgetown, PA car insurance? There are several reasons why Georgetown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Georgetown, Pennsylvania.

Commute Time in Georgetown

The more time you spend in your car the higher the risk of an accident. The average commute length in Georgetown, PA is 22.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Georgetown, PA

Ready to find affordable Georgetown, Pennsylvania car insurance today? Enter your ZIP code for fast, free Georgetown, PA car insurance quotes.

Free Car Insurance Comparison

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