Compare Georgetown, TN Car Insurance Rates (2021)

Car insurance in Georgetown, TN averages $292 a month. Georgetown, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Georgetown car insurance rates, compare quotes from the top car insurance companies in Georgetown, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Georgetown, TN are $3,503/year
  • The cheapest car insurance company in Georgetown is State Farm
  • Average car insurance rates in Georgetown, TN after a DUI are $4,121/year

If you need to buy Georgetown, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Georgetown, TN is right here.

You’ll find Georgetown car insurance rates, the cheapest Georgetown, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Georgetown, Tennessee car insurance rates to Murfreesboro car insurance rates, Chattanooga car insurance rates, and Memphis car insurance rates.

Ready to find affordable Georgetown, TN car insurance today? Enter your ZIP code for fast, free Georgetown car insurance quotes.

Cheapest Georgetown, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Georgetown, TN car insurance rates? Every Georgetown, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Georgetown, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,644 $2,535 $2,382 $2,472 $10,009 $10,874 $2,811 $2,906
Farmers $1,626 $1,655 $1,462 $1,601 $6,603 $7,016 $2,194 $2,322
GEICO $2,146 $2,161 $1,971 $1,971 $6,728 $6,828 $2,193 $2,264
Liberty Mutual $3,554 $129 $2,927 $3,270 $14,215 $15,793 $3,808 $4,059
Nationwide $2,185 $2,199 $1,961 $1,988 $6,102 $7,844 $2,516 $2,721
Progressive $1,668 $1,573 $1,361 $1,422 $7,474 $8,408 $2,008 $2,185
State Farm $1,570 $1,570 $1,424 $1,424 $4,863 $6,089 $1,777 $2,057
Travelers $1,696 $1,786 $1,548 $1,648 $4,769 $5,932 $1,804 $1,899
USAA $1,522 $1,547 $1,376 $1,375 $5,450 $6,254 $1,990 $2,114

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Minimum Car Insurance in Georgetown, TN

Every driver must carry the minimum car insurance in Georgetown, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Georgetown, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Georgetown, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Georgetown, TN. Compare credit history car insurance rates in Georgetown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Georgetown, Tennessee

Insurance Company Poor Fair Good
Allstate $5,843 $4,474 $3,420
Farmers $3,643 $2,846 $2,692
GEICO $3,720 $3,192 $2,937
Liberty Mutual $8,565 $5,241 $4,102
Nationwide $4,121 $3,282 $2,915
Progressive $3,669 $3,163 $2,955
State Farm $3,771 $2,262 $1,757
Travelers $3,351 $2,633 $1,922
USAA $3,911 $2,300 $1,899

Cheapest Georgetown, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Georgetown, TN to rates for a clean record with top companies.

Annual Georgetown, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,827 $4,568 $5,535 $4,386
Farmers $2,612 $3,234 $3,312 $3,082
GEICO $2,399 $3,199 $5,134 $2,399
Liberty Mutual $4,846 $6,972 $6,487 $5,573
Nationwide $2,980 $2,980 $4,461 $3,337
Progressive $2,876 $3,728 $3,062 $3,383
State Farm $2,363 $2,830 $2,597 $2,597
Travelers $2,135 $2,739 $3,040 $2,626
USAA $1,965 $2,949 $3,460 $2,439

Cheapest Georgetown, TN Car Insurance for Teen Drivers

Teen car insurance in Georgetown, TN can be expensive. Take a look at rates from the top car insurance companies in Georgetown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Georgetown, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,009 $10,874
Farmers $6,603 $7,016
GEICO $6,728 $6,828
Liberty Mutual $14,215 $15,793
Nationwide $6,102 $7,844
Progressive $7,474 $8,408
State Farm $4,863 $6,089
Travelers $4,769 $5,932
USAA $5,450 $6,254

Cheapest Georgetown, TN Car Insurance for Seniors

Take a look at Georgetown, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Georgetown, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,382 $2,472
Farmers $1,462 $1,601
GEICO $1,971 $1,971
Liberty Mutual $2,927 $3,270
Nationwide $1,961 $1,988
Progressive $1,361 $1,422
State Farm $1,424 $1,424
Travelers $1,548 $1,648
USAA $1,376 $1,375

Cheapest Georgetown, TN Car Insurance Rates After a DUI

A DUI in Georgetown, TN increases car insurance rates. Compare Georgetown, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Georgetown, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,535
Farmers $3,312
GEICO $5,134
Liberty Mutual $6,487
Nationwide $4,461
Progressive $3,062
State Farm $2,597
Travelers $3,040
USAA $3,460

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Cheapest Georgetown, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Georgetown, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Georgetown, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,579 $4,579
Farmers $3,060 $3,060
GEICO $3,260 $3,306
Liberty Mutual $5,969 $5,969
Nationwide $3,439 $3,439
Progressive $3,262 $3,262
State Farm $2,533 $2,660
Travelers $2,532 $2,738
USAA $2,628 $2,779

The Best Cheap Car Insurance Companies in Georgetown, TN

Take a look at a side-by-side comparison of the top car insurance companies in Georgetown, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Georgetown, Tennessee

Insurance Company Average Annual Rates
Allstate $4,579
Farmers $3,060
GEICO $3,283
Liberty Mutual $5,969
Nationwide $3,439
Progressive $3,262
State Farm $2,597
Travelers $2,635
USAA $2,703

Category Winners: Cheapest Car Insurance in Georgetown, Tennessee

Find the cheapest car insurance companies in Georgetown, TN for each category right here.

Best Annual Car Insurance Rates by Company in Georgetown, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Georgetown, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Georgetown car insurance rates. Find the cheapest Georgetown, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Georgetown, Tennessee

Insurance Company Low Medium High
Allstate $4,403 $4,568 $4,767
Farmers $2,884 $3,044 $3,251
GEICO $3,115 $3,275 $3,458
Liberty Mutual $5,708 $5,966 $6,234
Nationwide $3,456 $3,367 $3,496
Progressive $3,051 $3,263 $3,474
State Farm $2,433 $2,610 $2,746
Travelers $2,467 $2,633 $2,805
USAA $2,613 $2,693 $2,804

Compare Car Insurance Quotes in Georgetown, TN

Ready to find affordable Georgetown, Tennessee car insurance today? Enter your ZIP code for fast, free Georgetown, TN car insurance quotes.

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