Compare Gering, NE Car Insurance Rates (2021)

Car insurance in Gering, NE averages $300 a month. Gering, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Gering car insurance rates, compare quotes from the top car insurance companies in Gering, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Gering is American Family
  • Average car insurance rates in Gering, NE are $3,594/year
  • Average car insurance rates in Gering, NE after a DUI are $4,195/year

If you need to buy Gering, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Gering, NE is right here.

You’ll find Gering car insurance rates, the cheapest Gering, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Gering, Nebraska car insurance rates to North Platte car insurance rates, Norfolk car insurance rates, and Bellevue car insurance rates.

Ready to find affordable Gering, NE car insurance today? Enter your ZIP code for fast, free Gering car insurance quotes.

Cheapest Gering, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gering, NE car insurance rates? Every Gering, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gering, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,729 $1,729 $1,572 $1,572 $2,868 $4,193 $1,691 $1,827
Farmers $2,527 $2,516 $2,268 $2,387 $9,508 $9,799 $2,849 $2,978
GEICO $3,833 $3,768 $3,747 $3,606 $7,445 $9,812 $3,441 $3,354
Liberty Mutual $3,411 $3,709 $2,691 $3,275 $13,959 $15,691 $3,602 $4,001
Nationwide $1,782 $1,846 $1,592 $1,711 $3,970 $4,975 $2,035 $2,206
Progressive $2,223 $2,157 $1,825 $1,894 $8,202 $9,258 $2,658 $2,824
State Farm $1,541 $1,541 $1,359 $1,359 $4,269 $5,437 $1,705 $1,927
USAA $1,504 $1,508 $1,354 $1,410 $4,552 $5,488 $1,965 $2,209

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Minimum Car Insurance in Gering, NE

Every driver must carry the minimum car insurance in Gering, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Gering, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gering, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gering, NE. Compare credit history car insurance rates in Gering from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gering, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $2,873 $1,969 $1,602
Farmers $4,991 $4,134 $3,937
GEICO $5,585 $4,834 $4,208
Liberty Mutual $9,109 $5,465 $4,303
Nationwide $3,030 $2,399 $2,114
Progressive $4,470 $3,734 $3,437
State Farm $3,476 $2,084 $1,618
USAA $3,345 $2,249 $1,902

Cheapest Gering, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gering, NE to rates for a clean record with top companies.

Annual Gering, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,102 $2,286 $2,102 $2,102
Farmers $3,691 $4,721 $4,604 $4,400
GEICO $3,081 $4,482 $6,834 $5,106
Liberty Mutual $5,412 $6,341 $6,901 $6,516
Nationwide $1,773 $2,575 $3,695 $2,016
Progressive $3,305 $4,817 $3,695 $3,703
State Farm $2,216 $2,569 $2,392 $2,392
USAA $1,900 $2,381 $3,562 $2,152

Cheapest Gering, NE Car Insurance for Teen Drivers

Teen car insurance in Gering, NE can be expensive. Take a look at rates from the top car insurance companies in Gering for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gering, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,868 $4,193
Farmers $9,508 $9,799
GEICO $7,445 $9,812
Liberty Mutual $13,959 $15,691
Nationwide $3,970 $4,975
Progressive $8,202 $9,258
State Farm $4,269 $5,437
USAA $4,552 $5,488

Cheapest Gering, NE Car Insurance for Seniors

Take a look at Gering, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gering, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,572 $1,572
Farmers $2,268 $2,387
GEICO $3,747 $3,606
Liberty Mutual $2,691 $3,275
Nationwide $1,592 $1,711
Progressive $1,825 $1,894
State Farm $1,359 $1,359
USAA $1,354 $1,410

Cheapest Gering, NE Car Insurance Rates After a DUI

A DUI in Gering, NE increases car insurance rates. Compare Gering, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gering, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
American Family $2,102
Farmers $4,604
GEICO $6,834
Liberty Mutual $6,901
Nationwide $3,695
Progressive $3,695
State Farm $2,392
USAA $3,562

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Cheapest Gering, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gering, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gering, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,130 $2,165
Farmers $4,354 $4,354
GEICO $4,799 $4,953
Liberty Mutual $6,292 $6,292
Nationwide $2,515 $2,515
Progressive $3,880 $3,880
State Farm $2,331 $2,454
USAA $2,469 $2,528

The Best Cheap Car Insurance Companies in Gering, NE

Take a look at a side-by-side comparison of the top car insurance companies in Gering, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gering, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,148
Farmers $4,354
GEICO $4,876
Liberty Mutual $6,292
Nationwide $2,515
Progressive $3,880
State Farm $2,392
USAA $2,499

Category Winners: Cheapest Car Insurance in Gering, Nebraska

Find the cheapest car insurance companies in Gering, NE for each category right here.

Best Annual Car Insurance Rates by Company in Gering, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Gering, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gering car insurance rates. Find the cheapest Gering, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gering, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,134 $2,212 $2,098
Farmers $4,178 $4,295 $4,589
GEICO $4,799 $4,872 $4,956
Liberty Mutual $6,138 $6,262 $6,477
Nationwide $2,570 $2,502 $2,471
Progressive $3,696 $3,869 $4,075
State Farm $2,288 $2,388 $2,500
USAA $2,428 $2,495 $2,573

What affects car insurance rates in Gering, Nebraska?

What factors can have an impact on Gering, NE car insurance? There are several reasons why Gering car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gering, Nebraska.

Commute Time in Gering

The more time you spend in your car the higher the risk of an accident. The average commute length in Gering, NE is 14.0 minutes according to City-Data.

Compare Car Insurance Quotes in Gering, NE

Ready to find affordable Gering, Nebraska car insurance today? Enter your ZIP code for fast, free Gering, NE car insurance quotes.

Free Car Insurance Comparison

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