Compare Gerlaw, IL Car Insurance Rates (2021)

Car insurance in Gerlaw, IL averages $240 a month. Gerlaw, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Gerlaw car insurance rates, compare quotes from the top car insurance companies in Gerlaw, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Gerlaw for teen drivers is State Farm
  • The cheapest car insurance company in Gerlaw is State Farm
  • Average car insurance rates in Gerlaw, IL are $2,886/year

If you need to buy Gerlaw, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Gerlaw, IL is right here.

You’ll find Gerlaw car insurance rates, the cheapest Gerlaw, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Gerlaw, Illinois car insurance rates to Naperville car insurance rates, Rockford car insurance rates, and Chicago car insurance rates.

Ready to find affordable Gerlaw, IL car insurance today? Enter your ZIP code for fast, free Gerlaw car insurance quotes.

Cheapest Gerlaw, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gerlaw, IL car insurance rates? Every Gerlaw, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gerlaw, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,151 $2,153 $1,914 $2,017 $8,884 $9,256 $2,456 $2,582
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,319 $1,424 $1,101 $1,229 $4,155 $4,619 $1,380 $1,458
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $1,783 $1,703 $1,467 $1,528 $6,155 $6,922 $2,132 $2,313
State Farm $1,325 $1,325 $1,173 $1,173 $3,659 $4,649 $1,494 $1,713
Travelers $1,398 $1,476 $1,257 $1,340 $3,793 $4,696 $1,485 $1,564
USAA $1,488 $1,518 $1,379 $1,361 $4,700 $5,201 $1,953 $2,152

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Minimum Car Insurance in Gerlaw, IL

Every driver must carry the minimum car insurance in Gerlaw, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Gerlaw, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Gerlaw, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gerlaw, IL. Compare credit history car insurance rates in Gerlaw from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gerlaw, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $4,742 $3,217 $2,718
Farmers $4,476 $3,742 $3,562
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,950 $1,839 $1,468
Nationwide $3,113 $2,512 $2,202
Progressive $3,430 $2,898 $2,672
State Farm $3,001 $1,797 $1,394
Travelers $2,605 $2,077 $1,696
USAA $3,299 $2,255 $1,854

Cheapest Gerlaw, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gerlaw, IL to rates for a clean record with top companies.

Annual Gerlaw, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,319 $4,266 $4,160 $3,962
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,744 $2,456 $2,168 $1,975
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,483 $3,642 $2,742 $3,135
State Farm $1,896 $2,232 $2,064 $2,064
Travelers $1,702 $2,215 $2,460 $2,128
USAA $1,769 $2,525 $3,453 $2,130

Cheapest Gerlaw, IL Car Insurance for Teen Drivers

Teen car insurance in Gerlaw, IL can be expensive. Take a look at rates from the top car insurance companies in Gerlaw for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gerlaw, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,205 $8,633
Farmers $8,884 $9,256
GEICO $4,847 $5,129
Liberty Mutual $4,155 $4,619
Nationwide $4,540 $5,829
Progressive $6,155 $6,922
State Farm $3,659 $4,649
Travelers $3,793 $4,696
USAA $4,700 $5,201

Cheapest Gerlaw, IL Car Insurance for Seniors

Take a look at Gerlaw, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gerlaw, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,037 $2,037
Farmers $1,914 $2,017
GEICO $1,521 $1,797
Liberty Mutual $1,101 $1,229
Nationwide $1,491 $1,581
Progressive $1,467 $1,528
State Farm $1,173 $1,173
Travelers $1,257 $1,340
USAA $1,379 $1,361

Cheapest Gerlaw, IL Car Insurance Rates After a DUI

A DUI in Gerlaw, IL increases car insurance rates. Compare Gerlaw, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gerlaw, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,008
American Family $4,933
Farmers $4,160
GEICO $3,482
Liberty Mutual $2,168
Nationwide $3,196
Progressive $2,742
State Farm $2,064
Travelers $2,460
USAA $3,453

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Cheapest Gerlaw, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gerlaw, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gerlaw, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,513 $3,605
Farmers $3,927 $3,927
GEICO $2,519 $2,617
Liberty Mutual $2,086 $2,086
Nationwide $2,609 $2,609
Progressive $3,000 $3,000
State Farm $2,012 $2,115
Travelers $2,044 $2,208
USAA $2,400 $2,538

The Best Cheap Car Insurance Companies in Gerlaw, IL

Take a look at a side-by-side comparison of the top car insurance companies in Gerlaw, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gerlaw, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,559
Farmers $3,927
GEICO $2,568
Liberty Mutual $2,086
Nationwide $2,609
Progressive $3,000
State Farm $2,064
Travelers $2,126
USAA $2,469

Category Winners: Cheapest Car Insurance in Gerlaw, Illinois

Find the cheapest car insurance companies in Gerlaw, IL for each category right here.

Best Annual Car Insurance Rates by Company in Gerlaw, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Gerlaw, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gerlaw car insurance rates. Find the cheapest Gerlaw, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gerlaw, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,452 $3,688 $3,537
Farmers $3,752 $3,842 $4,186
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,975 $2,081 $2,201
Nationwide $2,611 $2,626 $2,590
Progressive $2,793 $2,993 $3,215
State Farm $1,965 $2,067 $2,160
Travelers $2,009 $2,124 $2,245
USAA $2,324 $2,467 $2,616

Compare Car Insurance Quotes in Gerlaw, IL

Ready to find affordable Gerlaw, Illinois car insurance today? Enter your ZIP code for fast, free Gerlaw, IL car insurance quotes.

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