Compare Gerry, NY Car Insurance Rates (2021)

Car insurance in Gerry, NY averages $249 a month. Gerry, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Gerry car insurance rates, compare quotes from the top car insurance companies in Gerry, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gerry, NY are $2,988/year
  • The cheapest car insurance company in Gerry for teen drivers is GEICO
  • The cheapest car insurance company in Gerry is GEICO

If you need to buy Gerry, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Gerry, NY is right here.

You’ll find Gerry car insurance rates, the cheapest Gerry, NY car insurance companies, and information on New York car insurance laws. You can also compare Gerry, New York car insurance rates to Yonkers car insurance rates, Rochester car insurance rates, and Schenectady car insurance rates.

Ready to find affordable Gerry, NY car insurance today? Enter your ZIP code for fast, free Gerry car insurance quotes.

Cheapest Gerry, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gerry, NY car insurance rates? Every Gerry, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gerry, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,280 $2,144 $2,125 $2,149 $6,353 $6,797 $2,267 $2,283
GEICO $1,301 $1,254 $1,265 $1,247 $2,679 $3,879 $1,176 $1,208
Liberty Mutual $3,093 $3,093 $2,879 $2,879 $5,939 $9,636 $3,093 $3,293
Nationwide $2,078 $2,078 $1,963 $1,963 $3,618 $5,377 $2,078 $2,635
Progressive $1,432 $1,353 $1,162 $1,177 $4,761 $5,323 $1,850 $1,816
State Farm $2,182 $2,182 $1,901 $1,901 $6,393 $8,263 $2,396 $2,536
Travelers $2,342 $2,380 $2,127 $2,293 $5,310 $6,309 $2,491 $2,607
USAA $1,494 $1,470 $1,355 $1,359 $5,911 $7,036 $1,911 $2,112

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Minimum Car Insurance in Gerry, NY

Every driver must carry the minimum car insurance in Gerry, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Gerry, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Gerry, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gerry, NY. Compare credit history car insurance rates in Gerry from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gerry, New York

Insurance Company Poor Fair Good
Allstate $4,711 $2,778 $2,411
GEICO $2,193 $1,613 $1,447
Liberty Mutual $5,914 $3,882 $2,918
Nationwide $2,724 $2,724 $2,724
Progressive $3,706 $1,942 $1,430
State Farm $4,899 $3,071 $2,437
Travelers $4,425 $2,815 $2,457
USAA $4,355 $2,198 $1,941

Cheapest Gerry, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gerry, NY to rates for a clean record with top companies.

Annual Gerry, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,826 $2,826 $4,035 $3,512
GEICO $1,393 $1,517 $2,703 $1,393
Liberty Mutual $3,431 $3,431 $6,659 $3,431
Nationwide $2,088 $2,088 $4,585 $2,135
Progressive $2,297 $2,297 $2,533 $2,310
State Farm $3,307 $3,307 $3,632 $3,632
Travelers $2,787 $3,439 $3,487 $3,217
USAA $2,522 $2,562 $3,678 $2,562

Cheapest Gerry, NY Car Insurance for Teen Drivers

Teen car insurance in Gerry, NY can be expensive. Take a look at rates from the top car insurance companies in Gerry for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gerry, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,353 $6,797
GEICO $2,679 $3,879
Liberty Mutual $5,939 $9,636
Nationwide $3,618 $5,377
Progressive $4,761 $5,323
State Farm $6,393 $8,263
Travelers $5,310 $6,309
USAA $5,911 $7,036

Cheapest Gerry, NY Car Insurance for Seniors

Take a look at Gerry, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gerry, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,125 $2,149
GEICO $1,265 $1,247
Liberty Mutual $2,879 $2,879
Nationwide $1,963 $1,963
Progressive $1,162 $1,177
State Farm $1,901 $1,901
Travelers $2,127 $2,293
USAA $1,355 $1,359

Cheapest Gerry, NY Car Insurance Rates After a DUI

A DUI in Gerry, NY increases car insurance rates. Compare Gerry, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gerry, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,035
GEICO $2,703
Liberty Mutual $6,659
Nationwide $4,585
Progressive $2,533
State Farm $3,632
Travelers $3,487
USAA $3,678

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Cheapest Gerry, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gerry, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gerry, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,256 $3,343
GEICO $1,700 $1,802
Liberty Mutual $4,120 $4,357
Nationwide $2,724 $2,724
Progressive $2,359 $2,359
State Farm $3,347 $3,591
Travelers $3,232 $3,232
USAA $2,803 $2,860

The Best Cheap Car Insurance Companies in Gerry, NY

Take a look at a side-by-side comparison of the top car insurance companies in Gerry, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gerry, New York

Insurance Company Average Annual Rates
Allstate $3,300
GEICO $1,751
Liberty Mutual $4,238
Nationwide $2,724
Progressive $2,359
State Farm $3,469
Travelers $3,232
USAA $2,831

Category Winners: Cheapest Car Insurance in Gerry, New York

Find the cheapest car insurance companies in Gerry, NY for each category right here.

Best Annual Car Insurance Rates by Company in Gerry, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Gerry, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gerry car insurance rates. Find the cheapest Gerry, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gerry, New York

Insurance Company Low Medium High
Allstate $3,142 $3,290 $3,466
GEICO $1,665 $1,748 $1,841
Liberty Mutual $4,063 $4,224 $4,427
Nationwide $2,574 $2,704 $2,893
Progressive $2,254 $2,350 $2,474
State Farm $3,279 $3,491 $3,638
Travelers $3,078 $3,204 $3,416
USAA $2,744 $2,817 $2,932

Compare Car Insurance Quotes in Gerry, NY

Ready to find affordable Gerry, New York car insurance today? Enter your ZIP code for fast, free Gerry, NY car insurance quotes.

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