Compare Gervais, OR Car Insurance Rates (2021)

Car insurance in Gervais, OR averages $321 a month. Gervais, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Gervais car insurance rates, compare quotes from the top car insurance companies in Gervais, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gervais, OR after a DUI are $4,540/year
  • The cheapest car insurance company in Gervais is USAA
  • Average car insurance rates in Gervais, OR are $3,850/year

If you need to buy Gervais, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Gervais, OR is right here.

You’ll find Gervais car insurance rates, the cheapest Gervais, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Gervais, Oregon car insurance rates to Beaverton car insurance rates, Gresham car insurance rates, and Medford car insurance rates.

Ready to find affordable Gervais, OR car insurance today? Enter your ZIP code for fast, free Gervais car insurance quotes.

Cheapest Gervais, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gervais, OR car insurance rates? Every Gervais, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gervais, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,412 $3,169 $3,123 $3,159 $10,470 $11,604 $3,557 $3,556
American Family $2,649 $2,649 $2,361 $2,361 $6,580 $10,325 $2,649 $2,769
Farmers $2,407 $2,356 $2,121 $2,260 $10,290 $10,550 $2,697 $2,757
GEICO $2,533 $2,453 $2,399 $2,450 $6,675 $6,053 $2,692 $2,298
Liberty Mutual $3,014 $3,175 $2,621 $2,920 $9,738 $10,495 $2,866 $2,873
Nationwide $2,541 $2,514 $2,266 $2,360 $5,883 $7,318 $2,973 $3,114
Progressive $2,123 $1,904 $1,850 $1,912 $9,156 $10,020 $2,511 $2,328
State Farm $1,868 $1,868 $1,722 $1,722 $6,056 $7,616 $2,124 $2,421
Travelers $2,013 $2,019 $1,829 $1,898 $5,768 $7,054 $2,089 $2,114
USAA $1,703 $1,650 $1,692 $1,628 $5,231 $5,603 $2,194 $2,273

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Minimum Car Insurance in Gervais, OR

Every driver must carry the minimum car insurance in Gervais, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Gervais, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Gervais, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gervais, OR. Compare credit history car insurance rates in Gervais from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gervais, Oregon

Insurance Company Poor Fair Good
Allstate $6,911 $4,856 $4,001
American Family $5,140 $3,792 $3,197
Farmers $5,110 $4,200 $3,980
GEICO $4,156 $3,444 $2,732
Liberty Mutual $6,929 $4,073 $3,137
Nationwide $4,389 $3,472 $3,003
Progressive $4,468 $3,865 $3,594
State Farm $4,437 $2,827 $2,260
Travelers $3,875 $3,037 $2,382
USAA $4,112 $2,298 $1,831

Cheapest Gervais, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gervais, OR to rates for a clean record with top companies.

Annual Gervais, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,217 $5,723 $5,919 $5,166
American Family $2,819 $4,285 $5,454 $3,614
Farmers $3,734 $4,819 $4,713 $4,453
GEICO $2,247 $3,622 $4,813 $3,093
Liberty Mutual $4,175 $4,675 $5,360 $4,643
Nationwide $3,066 $3,286 $4,662 $3,471
Progressive $2,973 $5,505 $3,861 $3,563
State Farm $2,807 $3,690 $3,101 $3,101
Travelers $2,501 $3,206 $3,632 $3,053
USAA $1,989 $2,786 $3,881 $2,331

Cheapest Gervais, OR Car Insurance for Teen Drivers

Teen car insurance in Gervais, OR can be expensive. Take a look at rates from the top car insurance companies in Gervais for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gervais, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,470 $11,604
American Family $6,580 $10,325
Farmers $10,290 $10,550
GEICO $6,675 $6,053
Liberty Mutual $9,738 $10,495
Nationwide $5,883 $7,318
Progressive $9,156 $10,020
State Farm $6,056 $7,616
Travelers $5,768 $7,054
USAA $5,231 $5,603

Cheapest Gervais, OR Car Insurance for Seniors

Take a look at Gervais, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gervais, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,123 $3,159
American Family $2,361 $2,361
Farmers $2,121 $2,260
GEICO $2,399 $2,450
Liberty Mutual $2,621 $2,920
Nationwide $2,266 $2,360
Progressive $1,850 $1,912
State Farm $1,722 $1,722
Travelers $1,829 $1,898
USAA $1,692 $1,628

Cheapest Gervais, OR Car Insurance Rates After a DUI

A DUI in Gervais, OR increases car insurance rates. Compare Gervais, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gervais, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,919
American Family $5,454
Farmers $4,713
GEICO $4,813
Liberty Mutual $5,360
Nationwide $4,662
Progressive $3,861
State Farm $3,101
Travelers $3,632
USAA $3,881

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Cheapest Gervais, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gervais, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gervais, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,256 $5,256
American Family $3,979 $4,107
Farmers $4,430 $4,430
GEICO $3,388 $3,500
Liberty Mutual $4,713 $4,713
Nationwide $3,621 $3,621
Progressive $3,976 $3,976
State Farm $3,090 $3,260
Travelers $2,974 $3,222
USAA $2,668 $2,825

The Best Cheap Car Insurance Companies in Gervais, OR

Take a look at a side-by-side comparison of the top car insurance companies in Gervais, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gervais, Oregon

Insurance Company Average Annual Rates
Allstate $5,256
American Family $4,043
Farmers $4,430
GEICO $3,444
Liberty Mutual $4,713
Nationwide $3,621
Progressive $3,976
State Farm $3,175
Travelers $3,098
USAA $2,747

Category Winners: Cheapest Car Insurance in Gervais, Oregon

Find the cheapest car insurance companies in Gervais, OR for each category right here.

Best Annual Car Insurance Rates by Company in Gervais, Oregon

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Gervais, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gervais car insurance rates. Find the cheapest Gervais, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gervais, Oregon

Insurance Company Low Medium High
Allstate $5,000 $5,244 $5,525
American Family $4,018 $4,278 $3,832
Farmers $4,126 $4,366 $4,797
GEICO $3,097 $3,465 $3,770
Liberty Mutual $4,389 $4,699 $5,051
Nationwide $3,435 $3,723 $3,706
Progressive $3,796 $3,952 $4,179
State Farm $2,977 $3,182 $3,365
Travelers $2,874 $3,078 $3,342
USAA $2,622 $2,750 $2,869

What affects car insurance rates in Gervais, Oregon?

What factors can have an impact on Gervais, OR car insurance? There are several reasons why Gervais car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gervais, Oregon.

Car Theft in Gervais

High levels of vehicle theft can make car insurance more expensive. Gervais, OR car theft statistics from the FBI indicate 7 vehicle thefts a year.

Commute Time in Gervais

The more time you spend in your car the higher the risk of an accident. The average commute length in Gervais, OR is 28.5 minutes according to City-Data.

Compare Car Insurance Quotes in Gervais, OR

Ready to find affordable Gervais, Oregon car insurance today? Enter your ZIP code for fast, free Gervais, OR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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