Compare Gettysburg, SD Car Insurance Rates (2021)

Car insurance in Gettysburg, SD averages $343 a month. Gettysburg, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Gettysburg car insurance rates, compare quotes from the top car insurance companies in Gettysburg, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gettysburg, SD after a DUI are $4,983/year
  • Average car insurance rates in Gettysburg, SD are $4,121/year
  • The cheapest car insurance company in Gettysburg for teen drivers is Nationwide

If you need to buy Gettysburg, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Gettysburg, SD is right here.

You’ll find Gettysburg car insurance rates, the cheapest Gettysburg, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Gettysburg, South Dakota car insurance rates to Brookings car insurance rates, Mitchell car insurance rates, and Yankton car insurance rates.

Ready to find affordable Gettysburg, SD car insurance today? Enter your ZIP code for fast, free Gettysburg car insurance quotes.

Cheapest Gettysburg, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gettysburg, SD car insurance rates? Every Gettysburg, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gettysburg, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,560 $2,214 $2,369 $10,421 $12,451 $2,835 $3,096
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $1,970 $1,976 $1,736 $1,802 $8,587 $8,926 $2,196 $2,346
GEICO $2,551 $2,406 $2,446 $2,254 $5,030 $5,958 $2,239 $2,163
Liberty Mutual $4,662 $5,082 $3,678 $4,471 $17,102 $19,205 $4,927 $5,496
Nationwide $2,001 $2,068 $1,781 $1,918 $4,202 $5,494 $2,225 $2,436
Progressive $2,199 $2,182 $1,810 $1,859 $7,582 $8,647 $2,754 $2,865
State Farm $1,927 $1,927 $1,633 $1,633 $4,313 $5,605 $2,146 $2,379

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Minimum Car Insurance in Gettysburg, SD

Every driver must carry the minimum car insurance in Gettysburg, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Gettysburg, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gettysburg, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gettysburg, SD. Compare credit history car insurance rates in Gettysburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gettysburg, South Dakota

Insurance Company Poor Fair Good
Allstate $5,860 $4,583 $3,977
American Family $5,228 $3,769 $3,193
Farmers $4,179 $3,521 $3,377
GEICO $5,073 $2,574 $1,745
Liberty Mutual $11,735 $6,997 $5,501
Nationwide $3,363 $2,623 $2,311
Progressive $4,339 $3,579 $3,293
State Farm $3,924 $2,345 $1,816

Cheapest Gettysburg, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gettysburg, SD to rates for a clean record with top companies.

Annual Gettysburg, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,979 $4,630 $6,159 $4,459
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,151 $3,973 $3,876 $3,770
GEICO $1,966 $3,339 $5,254 $1,966
Liberty Mutual $6,826 $8,421 $8,802 $8,262
Nationwide $1,980 $2,773 $4,000 $2,309
Progressive $3,230 $4,338 $3,485 $3,895
State Farm $2,555 $2,836 $2,695 $2,695

Cheapest Gettysburg, SD Car Insurance for Teen Drivers

Teen car insurance in Gettysburg, SD can be expensive. Take a look at rates from the top car insurance companies in Gettysburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gettysburg, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,451
American Family $6,026 $8,854
Farmers $8,587 $8,926
GEICO $5,030 $5,958
Liberty Mutual $17,102 $19,205
Nationwide $4,202 $5,494
Progressive $7,582 $8,647
State Farm $4,313 $5,605

Cheapest Gettysburg, SD Car Insurance for Seniors

Take a look at Gettysburg, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gettysburg, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,369
American Family $2,598 $2,598
Farmers $1,736 $1,802
GEICO $2,446 $2,254
Liberty Mutual $3,678 $4,471
Nationwide $1,781 $1,918
Progressive $1,810 $1,859
State Farm $1,633 $1,633

Cheapest Gettysburg, SD Car Insurance Rates After a DUI

A DUI in Gettysburg, SD increases car insurance rates. Compare Gettysburg, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gettysburg, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,159
American Family $5,591
Farmers $3,876
GEICO $5,254
Liberty Mutual $8,802
Nationwide $4,000
Progressive $3,485
State Farm $2,695

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Cheapest Gettysburg, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gettysburg, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gettysburg, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,689 $4,924
American Family $4,013 $4,113
Farmers $3,692 $3,692
GEICO $3,094 $3,168
Liberty Mutual $8,078 $8,078
Nationwide $2,766 $2,766
Progressive $3,737 $3,737
State Farm $2,629 $2,762

The Best Cheap Car Insurance Companies in Gettysburg, SD

Take a look at a side-by-side comparison of the top car insurance companies in Gettysburg, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gettysburg, South Dakota

Insurance Company Average Annual Rates
Allstate $4,807
American Family $4,063
Farmers $3,692
GEICO $3,131
Liberty Mutual $8,078
Nationwide $2,766
Progressive $3,737
State Farm $2,695

Category Winners: Cheapest Car Insurance in Gettysburg, South Dakota

Find the cheapest car insurance companies in Gettysburg, SD for each category right here.

Best Annual Car Insurance Rates by Company in Gettysburg, South Dakota

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Gettysburg, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gettysburg car insurance rates. Find the cheapest Gettysburg, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gettysburg, South Dakota

Insurance Company Low Medium High
Allstate $4,654 $4,798 $4,968
American Family $4,106 $4,185 $3,899
Farmers $3,555 $3,659 $3,863
GEICO $3,047 $3,128 $3,219
Liberty Mutual $7,947 $8,066 $8,221
Nationwide $2,628 $2,755 $2,914
Progressive $3,654 $3,709 $3,849
State Farm $2,623 $2,697 $2,766

What affects car insurance rates in Gettysburg, South Dakota?

What factors can have an impact on Gettysburg, SD car insurance? There are several reasons why Gettysburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gettysburg, South Dakota.

Commute Time in Gettysburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Gettysburg, SD is 9.7 minutes according to City-Data.

Compare Car Insurance Quotes in Gettysburg, SD

Ready to find affordable Gettysburg, South Dakota car insurance today? Enter your ZIP code for fast, free Gettysburg, SD car insurance quotes.

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