Compare Gibbon, MN Car Insurance Rates (2021)

Car insurance in Gibbon, MN averages $355 a month. Gibbon, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Gibbon car insurance rates, compare quotes from the top car insurance companies in Gibbon, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gibbon, MN after a DUI are $5,784/year
  • Average car insurance rates in Gibbon, MN are $4,255/year
  • The cheapest car insurance company in Gibbon for teen drivers is State Farm

If you need to buy Gibbon, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Gibbon, MN is right here.

You’ll find Gibbon car insurance rates, the cheapest Gibbon, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Gibbon, Minnesota car insurance rates to Duluth car insurance rates, Bloomington car insurance rates, and Rochester car insurance rates.

Ready to find affordable Gibbon, MN car insurance today? Enter your ZIP code for fast, free Gibbon car insurance quotes.

Cheapest Gibbon, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gibbon, MN car insurance rates? Every Gibbon, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gibbon, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,078 $3,078 $2,967 $2,967 $7,050 $10,201 $3,740 $3,928
American Family $2,201 $2,201 $1,992 $1,992 $5,936 $8,657 $2,201 $2,493
Farmers $1,771 $1,766 $1,701 $1,801 $5,098 $5,135 $2,318 $2,242
GEICO $2,420 $2,401 $2,313 $2,248 $5,064 $6,431 $2,267 $2,347
Liberty Mutual $8,952 $8,952 $8,863 $8,863 $17,660 $26,524 $8,952 $12,481
Nationwide $1,823 $1,831 $1,625 $1,722 $4,678 $5,684 $2,143 $2,228
State Farm $1,395 $1,395 $1,244 $1,244 $3,021 $3,724 $1,614 $1,332
USAA $1,866 $1,848 $1,702 $1,702 $4,894 $5,342 $2,429 $2,580

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Minimum Car Insurance in Gibbon, MN

Every driver must carry the minimum car insurance in Gibbon, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Gibbon, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Gibbon, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gibbon, MN. Compare credit history car insurance rates in Gibbon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gibbon, Minnesota

Insurance Company Poor Fair Good
Allstate $6,761 $3,688 $3,429
American Family $4,689 $3,147 $2,542
Farmers $3,412 $2,468 $2,306
GEICO $3,826 $3,128 $2,606
Liberty Mutual $17,646 $11,407 $8,915
Nationwide $3,229 $2,609 $2,314
State Farm $2,727 $1,668 $1,217
USAA $4,356 $2,156 $1,874

Cheapest Gibbon, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gibbon, MN to rates for a clean record with top companies.

Annual Gibbon, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,309 $4,882 $5,927 $4,386
American Family $2,323 $4,193 $4,687 $2,634
Farmers $2,336 $2,947 $2,988 $2,645
GEICO $2,114 $3,362 $5,005 $2,265
Liberty Mutual $9,312 $12,745 $18,523 $10,043
Nationwide $2,163 $2,861 $3,286 $2,558
State Farm $1,721 $2,021 $1,871 $1,871
USAA $2,077 $2,639 $3,989 $2,475

Cheapest Gibbon, MN Car Insurance for Teen Drivers

Teen car insurance in Gibbon, MN can be expensive. Take a look at rates from the top car insurance companies in Gibbon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gibbon, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,050 $10,201
American Family $5,936 $8,657
Farmers $5,098 $5,135
GEICO $5,064 $6,431
Liberty Mutual $17,660 $26,524
Nationwide $4,678 $5,684
State Farm $3,021 $3,724
USAA $4,894 $5,342

Cheapest Gibbon, MN Car Insurance for Seniors

Take a look at Gibbon, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gibbon, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,967 $2,967
American Family $1,992 $1,992
Farmers $1,701 $1,801
GEICO $2,313 $2,248
Liberty Mutual $8,863 $8,863
Nationwide $1,625 $1,722
State Farm $1,244 $1,244
USAA $1,702 $1,702

Cheapest Gibbon, MN Car Insurance Rates After a DUI

A DUI in Gibbon, MN increases car insurance rates. Compare Gibbon, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gibbon, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,927
American Family $4,687
Farmers $2,988
GEICO $5,005
Liberty Mutual $18,523
Nationwide $3,286
State Farm $1,871
USAA $3,989

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Cheapest Gibbon, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gibbon, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gibbon, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,626 $4,626
American Family $3,419 $3,500
Farmers $2,729 $2,729
GEICO $3,144 $3,229
Liberty Mutual $12,283 $13,028
Nationwide $2,717 $2,717
State Farm $1,820 $1,922
USAA $2,758 $2,832

The Best Cheap Car Insurance Companies in Gibbon, MN

Take a look at a side-by-side comparison of the top car insurance companies in Gibbon, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gibbon, Minnesota

Insurance Company Average Annual Rates
Allstate $4,626
American Family $3,459
Farmers $2,729
GEICO $3,186
Liberty Mutual $12,656
Nationwide $2,717
State Farm $1,871
USAA $2,795

Category Winners: Cheapest Car Insurance in Gibbon, Minnesota

Find the cheapest car insurance companies in Gibbon, MN for each category right here.

Best Annual Car Insurance Rates by Company in Gibbon, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Gibbon, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gibbon car insurance rates. Find the cheapest Gibbon, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gibbon, Minnesota

Insurance Company Low Medium High
Allstate $4,553 $4,623 $4,703
American Family $3,458 $3,556 $3,363
Farmers $2,624 $2,740 $2,823
GEICO $3,092 $3,185 $3,283
Liberty Mutual $12,350 $12,666 $12,951
Nationwide $2,572 $2,736 $2,843
State Farm $1,792 $1,878 $1,943
USAA $2,709 $2,794 $2,882

What affects car insurance rates in Gibbon, Minnesota?

What factors can have an impact on Gibbon, MN car insurance? There are several reasons why Gibbon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gibbon, Minnesota.

Commute Time in Gibbon

The more time you spend in your car the higher the risk of an accident. The average commute length in Gibbon, MN is 24.8 minutes according to City-Data.

Compare Car Insurance Quotes in Gibbon, MN

Ready to find affordable Gibbon, Minnesota car insurance today? Enter your ZIP code for fast, free Gibbon, MN car insurance quotes.

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