Compare Gibbs, MO Car Insurance Rates (2021)

Car insurance in Gibbs, MO averages $265 a month. Gibbs, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Gibbs car insurance rates, compare quotes from the top car insurance companies in Gibbs, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Gibbs for teen drivers is Nationwide
  • Average car insurance rates in Gibbs, MO are $3,176/year
  • The cheapest car insurance company in Gibbs is Nationwide

If you need to buy Gibbs, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Gibbs, MO is right here.

You’ll find Gibbs car insurance rates, the cheapest Gibbs, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Gibbs, Missouri car insurance rates to Springfield car insurance rates, Lee’s Summit car insurance rates, and St. Louis car insurance rates.

Ready to find affordable Gibbs, MO car insurance today? Enter your ZIP code for fast, free Gibbs car insurance quotes.

Cheapest Gibbs, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gibbs, MO car insurance rates? Every Gibbs, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gibbs, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,924 $1,924 $1,712 $1,712 $5,195 $6,763 $1,924 $2,253
Farmers $2,377 $2,379 $2,131 $2,247 $9,346 $9,690 $2,692 $2,823
GEICO $1,907 $2,104 $1,484 $1,834 $5,572 $5,914 $1,802 $1,835
Liberty Mutual $2,573 $2,790 $2,121 $2,375 $8,641 $9,590 $2,716 $2,903
Nationwide $1,340 $1,371 $1,199 $1,273 $3,338 $4,284 $1,525 $1,651
Progressive $2,246 $2,126 $1,837 $1,884 $6,838 $7,720 $2,753 $2,835
State Farm $1,589 $1,589 $1,403 $1,403 $4,352 $5,519 $1,782 $2,020
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

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Minimum Car Insurance in Gibbs, MO

Every driver must carry the minimum car insurance in Gibbs, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Gibbs, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gibbs, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gibbs, MO. Compare credit history car insurance rates in Gibbs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gibbs, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,823 $2,689 $2,265
Farmers $4,821 $4,001 $3,810
GEICO $3,875 $2,525 $2,020
Liberty Mutual $6,051 $3,685 $2,905
Nationwide $2,356 $1,943 $1,693
Progressive $4,097 $3,379 $3,114
State Farm $3,294 $2,219 $1,859
USAA $4,157 $1,919 $1,371

Cheapest Gibbs, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gibbs, MO to rates for a clean record with top companies.

Annual Gibbs, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,201 $3,179 $3,821 $2,502
Farmers $3,695 $4,502 $4,411 $4,235
GEICO $2,267 $2,832 $3,697 $2,429
Liberty Mutual $3,069 $4,387 $4,534 $4,865
Nationwide $1,586 $2,014 $2,662 $1,728
Progressive $3,107 $4,034 $3,403 $3,576
State Farm $2,275 $2,640 $2,457 $2,457
USAA $2,027 $2,420 $3,284 $2,197

Cheapest Gibbs, MO Car Insurance for Teen Drivers

Teen car insurance in Gibbs, MO can be expensive. Take a look at rates from the top car insurance companies in Gibbs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gibbs, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,195 $6,763
Farmers $9,346 $9,690
GEICO $5,572 $5,914
Liberty Mutual $8,641 $9,590
Nationwide $3,338 $4,284
Progressive $6,838 $7,720
State Farm $4,352 $5,519
USAA $4,426 $5,428

Cheapest Gibbs, MO Car Insurance for Seniors

Take a look at Gibbs, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gibbs, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,712 $1,712
Farmers $2,131 $2,247
GEICO $1,484 $1,834
Liberty Mutual $2,121 $2,375
Nationwide $1,199 $1,273
Progressive $1,837 $1,884
State Farm $1,403 $1,403
USAA $1,378 $1,418

Cheapest Gibbs, MO Car Insurance Rates After a DUI

A DUI in Gibbs, MO increases car insurance rates. Compare Gibbs, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gibbs, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,821
Farmers $4,411
GEICO $3,697
Liberty Mutual $4,534
Nationwide $2,662
Progressive $3,403
State Farm $2,457
USAA $3,284

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Cheapest Gibbs, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gibbs, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gibbs, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,897 $2,955
Farmers $4,211 $4,211
GEICO $2,747 $2,866
Liberty Mutual $4,214 $4,214
Nationwide $1,997 $1,997
Progressive $3,530 $3,530
State Farm $2,397 $2,517
USAA $2,390 $2,574

The Best Cheap Car Insurance Companies in Gibbs, MO

Take a look at a side-by-side comparison of the top car insurance companies in Gibbs, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gibbs, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $2,926
Farmers $4,211
GEICO $2,806
Liberty Mutual $4,214
Nationwide $1,997
Progressive $3,530
State Farm $2,457
USAA $2,482

Category Winners: Cheapest Car Insurance in Gibbs, Missouri

Find the cheapest car insurance companies in Gibbs, MO for each category right here.

Best Annual Car Insurance Rates by Company in Gibbs, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Gibbs, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gibbs car insurance rates. Find the cheapest Gibbs, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gibbs, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,838 $3,019 $2,920
Farmers $3,956 $4,172 $4,504
GEICO $2,652 $2,822 $2,946
Liberty Mutual $3,994 $4,234 $4,413
Nationwide $1,875 $2,015 $2,102
Progressive $3,218 $3,537 $3,835
State Farm $2,321 $2,465 $2,585
USAA $2,385 $2,474 $2,587

What affects car insurance rates in Gibbs, Missouri?

What factors can have an impact on Gibbs, MO car insurance? There are several reasons why Gibbs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gibbs, Missouri.

Commute Time in Gibbs

The more time you spend in your car the higher the risk of an accident. The average commute length in Gibbs, MO is 24.7 minutes according to City-Data.

Compare Car Insurance Quotes in Gibbs, MO

Ready to find affordable Gibbs, Missouri car insurance today? Enter your ZIP code for fast, free Gibbs, MO car insurance quotes.

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