Compare Gibraltar, MI Car Insurance Rates (2021)

Car insurance in Gibraltar, MI averages $913 a month. Gibraltar, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Gibraltar car insurance rates, compare quotes from the top car insurance companies in Gibraltar, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gibraltar, MI are $10,961/year
  • Average car insurance rates in Gibraltar, MI after a DUI are $18,135/year
  • The cheapest car insurance company in Gibraltar for teen drivers is USAA

If you need to buy Gibraltar, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Gibraltar, MI is right here.

You’ll find Gibraltar car insurance rates, the cheapest Gibraltar, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Gibraltar, Michigan car insurance rates to Grand Rapids car insurance rates, Lansing car insurance rates, and Flint car insurance rates.

Ready to find affordable Gibraltar, MI car insurance today? Enter your ZIP code for fast, free Gibraltar car insurance quotes.

Cheapest Gibraltar, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gibraltar, MI car insurance rates? Every Gibraltar, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gibraltar, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $17,000 $17,000 $15,781 $15,781 $42,584 $42,584 $17,916 $17,916
Farmers $6,574 $6,574 $6,086 $6,086 $14,423 $14,423 $7,426 $7,426
GEICO $5,269 $5,269 $5,387 $5,387 $14,050 $14,050 $5,009 $5,009
Liberty Mutual $14,642 $14,642 $14,500 $14,500 $34,002 $34,002 $14,642 $14,642
Nationwide $5,177 $5,177 $4,584 $4,584 $14,241 $14,241 $5,710 $5,710
Progressive $3,383 $3,105 $2,985 $3,378 $12,192 $12,825 $3,926 $3,537
State Farm $7,012 $7,012 $6,536 $6,536 $24,897 $24,897 $8,239 $8,239
Travelers $7,464 $7,464 $6,400 $6,400 $22,645 $22,645 $8,116 $8,116
USAA $2,814 $2,679 $2,641 $2,501 $7,055 $6,756 $3,462 $3,343

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Minimum Car Insurance in Gibraltar, MI

Every driver must carry the minimum car insurance in Gibraltar, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Gibraltar, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Gibraltar, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gibraltar, MI. Compare credit history car insurance rates in Gibraltar from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gibraltar, Michigan

Insurance Company Poor Fair Good
Allstate $35,343 $19,593 $15,024
Farmers $12,549 $6,921 $6,412
GEICO $9,569 $7,019 $5,699
Liberty Mutual $30,754 $17,768 $9,818
Nationwide $9,307 $7,020 $5,957
Progressive $6,573 $5,503 $4,924
State Farm $18,915 $9,583 $6,515
Travelers $11,437 $11,087 $10,945
USAA $5,862 $3,324 $2,534

Cheapest Gibraltar, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gibraltar, MI to rates for a clean record with top companies.

Annual Gibraltar, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,273 $15,085 $51,073 $15,849
Farmers $7,199 $9,292 $9,131 $8,888
GEICO $2,599 $5,521 $16,784 $4,812
Liberty Mutual $13,302 $16,289 $30,974 $17,221
Nationwide $6,345 $8,504 $7,710 $7,153
Progressive $4,769 $6,328 $5,690 $5,879
State Farm $7,347 $8,851 $19,380 $11,107
Travelers $7,561 $10,789 $17,326 $8,948
USAA $3,136 $3,918 $5,150 $3,422

Cheapest Gibraltar, MI Car Insurance for Teen Drivers

Teen car insurance in Gibraltar, MI can be expensive. Take a look at rates from the top car insurance companies in Gibraltar for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gibraltar, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $42,584 $42,584
Farmers $14,423 $14,423
GEICO $14,050 $14,050
Liberty Mutual $34,002 $34,002
Nationwide $14,241 $14,241
Progressive $12,192 $12,825
State Farm $24,897 $24,897
Travelers $22,645 $22,645
USAA $7,055 $6,756

Cheapest Gibraltar, MI Car Insurance for Seniors

Take a look at Gibraltar, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gibraltar, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,781 $15,781
Farmers $6,086 $6,086
GEICO $5,387 $5,387
Liberty Mutual $14,500 $14,500
Nationwide $4,584 $4,584
Progressive $2,985 $3,378
State Farm $6,536 $6,536
Travelers $6,400 $6,400
USAA $2,641 $2,501

Cheapest Gibraltar, MI Car Insurance Rates After a DUI

A DUI in Gibraltar, MI increases car insurance rates. Compare Gibraltar, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gibraltar, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $51,073
Farmers $9,131
GEICO $16,784
Liberty Mutual $30,974
Nationwide $7,710
Progressive $5,690
State Farm $19,380
Travelers $17,326
USAA $5,150

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Cheapest Gibraltar, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gibraltar, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gibraltar, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $23,320 $23,320
Farmers $8,627 $8,627
GEICO $7,259 $7,599
Liberty Mutual $18,788 $20,105
Nationwide $7,428 $7,428
Progressive $5,666 $5,666
State Farm $11,355 $11,987
Travelers $11,092 $11,221
USAA $3,862 $3,951

The Best Cheap Car Insurance Companies in Gibraltar, MI

Take a look at a side-by-side comparison of the top car insurance companies in Gibraltar, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gibraltar, Michigan

Insurance Company Average Annual Rates
Allstate $23,320
Farmers $8,627
GEICO $7,429
Liberty Mutual $19,447
Nationwide $7,428
Progressive $5,666
State Farm $11,671
Travelers $11,156
USAA $3,906

Category Winners: Cheapest Car Insurance in Gibraltar, Michigan

Find the cheapest car insurance companies in Gibraltar, MI for each category right here.

Best Annual Car Insurance Rates by Company in Gibraltar, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Gibraltar, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gibraltar car insurance rates. Find the cheapest Gibraltar, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gibraltar, Michigan

Insurance Company Low Medium High
Allstate $22,660 $23,378 $23,921
Farmers $8,340 $8,602 $8,940
GEICO $6,905 $7,352 $8,030
Liberty Mutual $18,919 $19,396 $20,025
Nationwide $7,731 $7,313 $7,240
Progressive $5,467 $5,674 $5,858
State Farm $11,061 $11,746 $12,207
Travelers $11,055 $11,166 $11,247
USAA $3,791 $3,916 $4,012

What affects car insurance rates in Gibraltar, Michigan?

What factors can have an impact on Gibraltar, MI car insurance? There are several reasons why Gibraltar car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gibraltar, Michigan.

Car Theft in Gibraltar

High levels of vehicle theft can make car insurance more expensive. Gibraltar, MI car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Gibraltar

The more time you spend in your car the higher the risk of an accident. The average commute length in Gibraltar, MI is 31.0 minutes according to City-Data.

Compare Car Insurance Quotes in Gibraltar, MI

Ready to find affordable Gibraltar, Michigan car insurance today? Enter your ZIP code for fast, free Gibraltar, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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